FinKonsel- Mortgage Brokers

Every family must consider testamentary trust as part of its estate planning strategy

Testamentary trusts have secured the CGT exemption The good and the bad news behind the exemption.

We are migrants. We look beyond the routine. We seek solutions for ourselves and our family

Similarly, as Mortgage Brokers, we have more lenders outside the majors who provide solutions that are more suited to our client's goals/ needs.

Last month we received a few queries on commercial properties and clients thought offices have a high vacancy rate.

This article on Parramatta shows that the headline vacancy for offices is a high 20%. When the numbers are dug deeper, what is found that older B grade vacancy is nearly 40%. This implies that there is demand for newer A Grade offices and their vacancy is substantially lower.

www.brokernews.com.au

First home buyer numbers have fallen (March Qtr)

https://www.abs.gov.au/statistics/economy/finance/lending-indicators/latest-release

Interesting times ahead!!! Yeh, kya ho raha hai

1) HSBC quitting retail banking in Australia
2) AMP launching an innovative 40 year loan targeting property investors.

𝐓𝐡𝐢𝐧𝐤𝐢𝐧𝐠 𝐚𝐛𝐨𝐮𝐭 𝐢𝐧𝐯𝐞𝐬𝐭𝐢𝐧𝐠 𝐢𝐧 𝐩𝐫𝐨𝐩𝐞𝐫𝐭𝐲 𝐛𝐮𝐭 𝐩𝐮𝐭 𝐨𝐟𝐟 𝐛𝐲 𝐡𝐢𝐠𝐡 𝐛𝐮𝐲𝐞𝐫’𝐬 𝐚𝐠𝐞𝐧𝐭 𝐟𝐞𝐞𝐬?

Most buyers’ agents charge $15,000 or more to help you find and secure the right property… but what if you could get the same professional support for just $4,000 +GST?

FinKonsel has partnered with a leading nationwide buyer’s agency to bring you this exclusive deal.

✅ Full buyer’s agent service for only $4,000 + GST
📅 Offer available until 31 August 2026

Whether you're buying your first investment property or growing your portfolio, this is a great opportunity to get expert guidance at a fraction of the usual cost.

Get in touch to learn more!

We are seeking to expand our team

Mortgage Broker Job in Sydney NSW - SEEK Leverage your Residential and Commercial lending portfolio as well as your social media expertise into huge earning potential!

Assuming a few might be selling their investments before July 2027 and might seek tax planning assistance form their accountant.

If you have an SMSF and and have already exhausted concessions under the carry forward rule, then you may be able to claim deduction by the monies from next financial year's contributions.

While the strength of this strategy is limited for PAYG members, self employed who dont pay themselves a salary can use powerful tax saving strategy.

Discuss with your accountant if this strategy fits needs!!!

𝐀𝐭𝐭𝐧: 𝐁𝐮𝐢𝐥𝐝𝐞𝐫𝐬/ 𝐃𝐞𝐯𝐞𝐥𝐨𝐩𝐞𝐫𝐬

When projects don't go exactly to plan, the right funding can keep them moving.

In property development, delays and unexpected hurdles are often part of the journey. The key is having access to flexible finance solutions that bridge the gap until your long-term funding is ready.

We've helped builder and developer clients navigate situations such as:

✅ Refinancing that keeps getting pushed back
✅ Settlement approaching before the refinance is in place
✅ An ATO debt delaying the refinance process
✅ Residual stock taking longer than expected to sell
✅ Projects progressing well, but timelines shifting
✅ A clear long-term exit strategy that simply isn't ready yet

Every project is different, and every challenge requires a tailored solution. Our focus is on helping developers maintain momentum, meet critical deadlines, and achieve successful outcomes.

If your project has hit a temporary funding roadblock, let's have a conversation about how we can help.

☎️02 7813 1347
📧 [email protected]
🌐www.finkonsel.com.au

🌐www.finkonsel.com

𝐈𝐧𝐭𝐞𝐫𝐞𝐬𝐭 𝐨𝐧 𝐀𝐓𝐎 𝐝𝐞𝐛𝐭 𝐢𝐬 𝐧𝐨 𝐥𝐨𝐧𝐠𝐞𝐫 𝐭𝐚𝐱 𝐝𝐞𝐝𝐮𝐜𝐭𝐢𝐛𝐥𝐞

ATO charges 11%. That's equivalent to 13.75% interest before tax.

So if a business owner can access equity from their home to pay it down at less the 13.75% , means the business returns are higher !!!