Knowledge IQ

‘Have a financial plan you are really comfortable with, and plan for periods of market volatility.’ – Rachel Waterhouse, CEO of the Australian Shareholders’ Association

"Scam alert: Scammers impersonating banks in text messages, phone calls and emails"

Scam alert: Scammers impersonating banks in text messages, phone calls and emails - Knowledge IQ FP Background There’s a rise in criminals calling, emailing or messaging people and pretending to be from the bank so that they can steal your money. The scammers ask you for personal or financial information or to transfer funds or to give them a one-time security code over the phone. They often cla...

"Age Pension increase offers relief as deeming rates rise gradually"

Age Pension increase offers relief as deeming rates rise gradually - Knowledge IQ FP The Federal Government increased the Age Pension from 20 March 2026, alongside a gradual rise in deeming rates. Advocacy group COTA Australia says the pension boost will offer relief, but warns updated deeming assumptions may not reflect the realities facing all older Australians. From 20 March 2026...

"Dealing with illness"

Dealing with illness - Knowledge IQ FP Dealing with illness is often unexpected and stressful. Getting emotional and financial support can help you manage. Here, we explain how you could get additional support. Work out your medical costs Medicare When managing unexpected medical costs, take some time to find out what is covered by Medic...

If the plan doesn’t work, change the plan but never the goal

You can use the equity in your existing home to buy property or invest in shares

"What exactly is inflation, and are interest rates the only option for dealing with it?"

What exactly is inflation, and are interest rates the only option for dealing with it? - Knowledge IQ FP Just when we thought it was safe to return to the supermarket aisle, it seems inflation has come back to bite us again. Worse, the Reserve Bank of Australia predicts it will linger for longer than previously expected, adding to cost-of-living concerns. So, what is inflation, and what causes it? Do w...

Change the way you look at things and the things you look at change

Be fearful when others are greedy and be greedy when others are fearful

"Does ‘free’ shipping really exist? An expert shares the marketing tricks you need to know"

Does ‘free’ shipping really exist? An expert shares the marketing tricks you need to know - Knowledge IQ FP You’re scrolling through an online retailer, like Amazon, Shein or eBay, and spot a shirt on sale for $40. You add it to your cart, but at checkout, a $10 shipping fee suddenly appears. Frustrated, you close the tab. But what if that same shirt was priced at $50 with “free” shipping? The likel...