Maher Group

Building wealth is one thing. Making sure the next generation is ready for it, is another.

Research shows many families struggle to preserve wealth beyond the second and third generation. Not because of poor investments, but because of a lack of preparation.

Whether it's building financial literacy, structuring gifts vs loans correctly, or planning a gradual transition of assets, the conversation starts long before the inheritance does. We're here to help your family get it right.

Happy Father’s Day to all the dads out there. When you have kids you really discover the true meaning of ‘ongoing expenses’.🤣

Earning a high income. No debt. Home paid off.

Sounds like retirement is sorted...... BUT

It's entirely possible to be in exactly this position and still have well under half of what you'd actually need in superannuation, simply because lifestyle costs leave nothing left over to set aside for the future.

Important take out - high income does not automatically mean financial freedom.

If you're earning an impressive salary but aren't sure your wealth is keeping pace, now is the time to find out, not when retirement is five years away.

Don't avoid the hard truth. Make an appointment with our advisors today.

📞 8522 4500

Retirement might feel like a "future you" problem, but the best time to start planning is always now.

Whether you're just starting to think about your super or you're ready to get serious about your retirement strategy, having the right settings in place today can make all the difference down the track.

Our team can help you get your finances organised, your super optimised, and your future secured.

Ready to take control of your retirement planning? Get in touch with the Maher Group team today.

FY26/27 numbers are now well and truly landing in front of business owners.

It's a timely reminder that your systems are only as good as your data hygiene.

✔️ Messy reconciliations slow everything down
✔️ Chasing invoices eats into your time
✔️ Outdated charts of accounts cost you at tax time

Clean data now means a smoother tax time later.

Need help sorting things out?

📞 8522 4500 | mahergroup.com.au

There’s nothing quite like good food to bring the team together!

We were recently treated to an absolutely delicious lunch courtesy of James, a long-standing Maher Group client and the person who also keeps our office looking its best.

James has been part of our journey for many years, looking after us back when we were a compact team of seven and continuing to be a familiar face around the office as we’ve grown to a team of more than 20.

He went well beyond keeping the office looking good, treating the whole team to an incredible spread and giving us the perfect excuse to step away from our desks and enjoy lunch together.

Safe to say, the food was a very big hit and there weren’t too many leftovers!

A huge thank you to James for spoiling us.

Great food, great company and a lovely reminder that some of the best business relationships are simply built on people supporting people.

Payday Super is now live, and most businesses are still not ready.

Missing payday super isn't just an admin slip up, it can cost your business.

If you miss a payment or get the timing wrong, here's what's at stake:

⨯ The super guarantee charge kicks in, and it's not tax deductible
⨯ Interest accrues on the amount owed to your employees
⨯ Administration penalties can apply
⨯ Repeated issues can attract closer ATO scrutiny of your payroll processes

It's so important to get your payroll systems aligned now, before it becomes a problem.

Not sure if your business is payday super ready?

📞 8522 4500 | mahergroup.com.au

Big changes to capital gains tax are coming.

From 1 July 2027, the 50% CGT discount is being replaced with an inflation-adjusted cost base indexation discount. Capital gains will also be taxed at a minimum rate of 30%.

Translation: The way investment gains are taxed is about to look very different, particularly where an asset’s value has grown significantly faster than inflation.

It's worth reviewing your position well before 1 July 2027, as decisions made before then could have different tax outcomes than those made afterwards.

📞 8522 4500 | mahergroup.com.au

Supporting small business owners through uncertain times is exactly why we do this work.

When the pressure is on, having the right financial advice can make all the difference between reacting and moving forward with clarity.

Thank you Michael for your kind words.