Financial Advisory offering wealth management, super and retirement advice with ethical investment focus.
Ray is Head of Daintree Wealth, where we cater to Professionals and Retirees seeking a comprehensive advisory and investment service aligned to their values and best interests. For those frustrated with larger practices who have lost focus on delivering on their client promise, Daintree offers a 'fresh approach' driven by deep client relationships, and contemporary investment solutions that can be
tailored towards sustainability factors. Ray has 24 years industry experience, including a number of roles with Mercer Investment Consulting, where he acted as Asia Pacific Head of Research and Technical Solutions, and as Senior Consultant on their Global Wealth team. He has also held roles with NAB, MLC, and ING earlier on in his career. He is father to two young boys and truly passionate about making a meaningful difference to the lives of his clients, and towards a sustainable world for all to enjoy into perpetuity.
ATO’s LRBA data significantly less than industry figures
There were nearly four times as many new residential loans written using limited recourse borrowing arrangements in FY2026 than the ATO’s data indicate, and the ban on LRBAs could have a greater…
Contribution splitting now more valuable
The introduction of Division 296 has highlighted the value of contribution splitting and increased the usefulness of account equalisation strategies for both lower and higher-balance members…
New deeming thresholds could deliver small part age pension
Two significant deeming thresholds increased on 1 July 2026, the one at which the higher deeming rate of 3.25 per cent applies, and the income-free threshold at which income in excess of the threshold…
Beyond the Next CPI Print: What Warsh’s Fed Could Mean for Markets
Reading through Warsh’s latest press conference, it becomes clear that the story isn’t the next interest rate decision, as much as the philosophy beginning to shape the next era of the Federal Reserve.