The Pen Accounting

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The Pen Accounting We are your non-traditional accountants helping your CREATIVE BUSINESS to grow without keeping you co

At The Pen Accounting, we offer bookkeeping and Accounting services in Surry Hills, Sydney that can be customised around the special needs of your business. Rather than split your focus between running your business and bookkeeping, you can trust us to handle the later as you focus on your operations. Expect from us a consistent financial process that will also cut down your finance and accounting costs.

19/10/2026

Follow for more finance tips!

19/10/2026

If your business slows down over Christmas and January, I’d be looking at your cash flow now.

It’s easy to get caught up in finishing projects and getting everything done before the break. But wages, rent and other commitments still need to be covered, even when less money is coming in.

I’d start with what’s in the bank, what you realistically expect to collect between now and January, and when your payments are due.

Pay attention to the timing, too. An invoice you send in December might not be paid before the Christmas break.

For me, it’s about knowing where things could get tight while there’s still time to do something about it.

As you update your revenue tracker this week, look beyond what you’re planning to invoice.

Check when you expect that money to reach your account.

Set aside time this week to review your cash flow through to the end of January.
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An invoice can be neatly recorded in Xero and still be weeks away from being paid.Once it’s overdue, someone needs to fo...
15/10/2026

An invoice can be neatly recorded in Xero and still be weeks away from being paid.

Once it’s overdue, someone needs to follow through. Was it received? Is there a question holding up payment? When does the client expect to pay?

Sending a reminder is one step. Someone also needs to track the response, resolve any questions and keep the expected payment date current.

Because if that payment slips, it could affect the cash available for payroll, suppliers or your next business decision.

Clear ownership connects your invoice records with what’s actually happening.

Want to see what that looks like in practice? Comment INVOICE and we’ll DM you our blog, “Who Owns Accounts Receivable in a Growing Business?”

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You built the agency together. But as the team, clients and commitments grow, the financial setup you started with may n...
13/10/2026

You built the agency together. But as the team, clients and commitments grow, the financial setup you started with may need another look.

A recent enquiry from a creative agency raised questions that many partners will recognise: Who can see the full cash-flow picture? How are decisions made? And does the current structure still support both the business and the people behind it?

There isn’t one answer that fits every agency. It starts with understanding how the partners work together now and what they want the business to become.

If you run an agency with a partner, when did you last review the setup together?
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12/10/2026

A revenue target is only useful if you’re checking how you’re tracking against it.

I’d keep this simple. What work are you expecting to invoice this month? How much? And when should those invoices go out?

You don’t need a complicated report. A clear list that you update as you bill is a good starting point.

Then, every Monday, sit down and look at it against your target.

What’s been invoiced? What still needs to go out? Is anything being held up?

That’s what helps you work out where your attention needs to go this week.

I’d much rather have that conversation during the month, while there’s time to do something about it.

🔖 Save this for your Monday planning.

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“We’re happy with our accountant. We just need more help between meetings.”It’s a conversation we’ve been having with gr...
07/10/2026

“We’re happy with our accountant. We just need more help between meetings.”

It’s a conversation we’ve been having with growing businesses.

You might have an accountant you trust, but still need someone to follow up overdue invoices, keep the cash-flow forecast current and help you understand what your reports mean for the next decision.

Who owns that work when everyone is busy?

A fractional finance team can work alongside your existing accountant, bringing bookkeeping, finance management and CFO support together around your business.

You keep the relationship you value, with more hands-on support between meetings.

Want to see how it works? Comment TEAM and we’ll send you our blog, “Can You Keep Your Accountant and Bring in a Fractional Finance Team?”

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Behind every business are people doing the work that keeps it moving.This Labour Day, we’re thinking of the teams servin...
04/10/2026

Behind every business are people doing the work that keeps it moving.

This Labour Day, we’re thinking of the teams serving customers, making things, solving problems, managing the details and supporting one another along the way.

To the people who bring their skill and care to work every day: thank you. We hope you get a chance to enjoy the NSW public holiday.
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October has a few dates worth checking before the month gets busy.For NSW businesses, Labour Day falls on 5 October, and...
30/09/2026

October has a few dates worth checking before the month gets busy.

For NSW businesses, Labour Day falls on 5 October, and the September payroll tax monthly return is due on 7 October if you’re required to lodge one. The September monthly BAS is due on 21 October. The 28 October quarterly BAS date shown here applies to paper lodgements.

The 31 October tax return and client-list cut-offs are more specific. If you have overdue prior-year returns, or you’re moving to a new tax agent, speak with your accountant early about what applies to you.

Save this post, and check the due dates for your own lodgement arrangements.
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Building a finance team doesn’t always mean hiring one person at a time.As a business grows, the finance function often ...
17/09/2026

Building a finance team doesn’t always mean hiring one person at a time.

As a business grows, the finance function often needs more than bookkeeping.

There’s the day-to-day work.
There’s someone keeping the finance function organised.
And there’s senior financial guidance for the decisions ahead.

Traditionally, that could mean building and managing several roles internally.

A fractional finance team gives growing businesses another option: access to different levels of financial support, working together as one coordinated function.

Swipe through to see what that can look like.

If you were building your finance function today, which role would your business need most: Bookkeeper, Finance Manager or CFO?

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Your monthly reports shouldn’t just confirm what happened last month.They should help you understand what’s happening wi...
09/09/2026

Your monthly reports shouldn’t just confirm what happened last month.

They should help you understand what’s happening with profit, margins and cash, and what those numbers mean for the decisions ahead.

That might be adjusting costs, reviewing pricing, changing a hiring plan or responding to a cash flow issue before it becomes more difficult to manage.

That’s the difference between receiving financial information and actually using it to run the business.

We’ve broken down what useful management reporting should tell you, what to look for each month and how it can support better decision-making.

Read the full guide: Management Reporting Explained.

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Address

393 Crown Street
Surry Hills, NSW
2010

Opening Hours

Monday 10am - 5pm
Tuesday 10am - 5pm
Wednesday 10am - 5pm
Thursday 10am - 5pm
Friday 10am - 5pm

Telephone

+611300843736

Website

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