17/10/2026
Group dinners, weekends away, the shout that's twice your budget. It's an awkward thing to talk about.
Two things that help. Suggest the plan yourself sometimes, so it's somewhere you're comfortable. And practise a simple line: 'That one's not in my budget this month, but I'm in for the next one.'
Real friends don't mind. And you'll notice how many people are relieved someone said it.
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