Our intention for clients is to help you have, do and achieve more of what you love. Our clients are typically couples and families.
We want to make it easier for you to know where you are heading in life and for you to achieve the things that are important, to you. At BAM Financial Planning our intention for clients is to help you have, do and achieve more of what you love. We believe that you should be able to do more of what you love and not worry about some of the little things in life. We make sure that you have a clear pl
"Can I still get the Age Pension if my super is healthy?"
Can I still get the Age Pension if my super is healthy? - BAM Financial Planning A healthy super balance doesn’t always rule you out of the Age Pension Contents hide 1 What if I have financial assets? 2 What are the asset limits? Many Australians assume a healthy super balance means they’re not eligible for the Age Pension. But that’s not always the case. If you have a dec...
"AI and jobs: Still in an ATM phase"
AI and jobs: Still in an ATM phase - BAM Financial Planning AI may change jobs, but history suggests mass job losses are unlikely Contents hide 1 New demand for more occupations 2 Technology’s impact on jobs can be transformative but isn’t always immediate 3 The myth of large-scale white-collar job loss Every wave of technological change seems to arrive ...
"Insurance through super"
Insurance through super - BAM Financial Planning Most super funds offer insurance through super, including life, TPD, and income protection. Contents hide 1 Types of life insurance in super 2 Insurance on inactive super accounts 3 Insurance for people under 25 or with low super balances 4 Pros and cons of life insurance through super 5 How to chec...
"Shares: What is an IPO"
Shares: What is an IPO - BAM Financial Planning There are a number of ways to buy shares, including when they first float. Contents hide 1 How investing in shares works 2 Buying shares through an IPO 3 A prospectus checklist 4 Selling shares How investing in shares works A share is part ownership in a company. Companies issue shares to raise mone...
"How to plan for unexpected illness and injury"
How to plan for unexpected illness and injury - BAM Financial Planning Get the help you need Contents hide 1 Get the help you need 2 Get important paperwork done 3 Financial matters checklist 4 Medical plans 5 Legal aspects 6 What happens if you pass away without a will? If you’re faced with a sudden accident or injury, or you have a chronic illness, getting help ......
"Income streams"
Income streams - BAM Financial Planning These are regular payments made from your superannuation fund or purchased using either superannuation money or savings. Contents hide 1 What types of income streams there are 2 Superannuation pensions 3 Annuities 4 What types of assets and income tests there are 4.1 Assets test 4.2 Income test 4.3....
"How to maximise the impact of your inheritance"
How to maximise the impact of your inheritance - BAM Financial Planning Australia’s $3.5 trillion wealth transfer: how to invest an inheritance wisely Contents hide 1 Australia’s $3.5 trillion wealth transfer: how to invest an inheritance wisely 2 The first steps… 3 What does a financial plan look like? 4 Common mistakes to avoid 5 Don’t forget your superannuati...
"Record SMSF growth driven by digital access"
Record SMSF growth driven by digital access - BAM Financial Planning Record SMSF growth driven by AI and digital tools, but admin and compliance challenges persist Contents hide 1 Record SMSF growth driven by AI and digital tools, but admin and compliance challenges persist 1.1 Administration remains the biggest pain point 1.2 More self-directed, but still reliant on...
"Six ways Gen X can build retirement savings"
Six ways Gen X can build retirement savings - BAM Financial Planning Making the most of your peak earning years Contents hide 1 Making the most of your peak earning years 2 1. Review your finances and goals 3 2. Reduce debt where possible 4 3. Focus on your superannuation 5 4. Consider the role of your home 6 5. Look at investing in shares or Exchange ... Read more
"New consumer protections for Support at Home services"
New consumer protections for Support at Home services - BAM Financial Planning The Australian Government has announced it is introducing new consumer protections for Support at Home participants. These are in addition to protections already in place to ensure reasonable prices and service quality for participants. The government has also announced it will pause the implementat...