The Money Collective

Putting off speaking to a mortgage broker about buying your first home because you don’t feel “ready”? 🏡

That’s actually one of the best times to understand your facts and figures – so you can make an informed decision about what you’re actually aiming for.

A good mortgage broker will be happy to run the numbers for you and outline what’s possible for your unique situation – and pssst, we know some pretty good ones (spoiler: it’s us).

🍏 𝐀𝐩𝐩𝐥𝐞: https://linke.to/nzNC
🎧 𝐒𝐩𝐨𝐭𝐢𝐟𝐲: https://linke.to/Arfh

Want to buy your first home but think you can’t afford it? The numbers might surprise you 😯

A 5% deposit on a $600,000 property is $30,000 – a figure that can feel much more achievable than many aspiring first home buyers expect.

People are often completely shocked when we run the numbers with them and realise they may be much closer to their dream of home ownership than they initially thought.

Hear from Mel and Darlene on how to start preparing to buy your first home in our latest episode.

🍏 𝐀𝐩𝐩𝐥𝐞: https://linke.to/nzNC
🎧 𝐒𝐩𝐨𝐭𝐢𝐟𝐲: https://linke.to/Arfh

Have you ever taken the time to truly understand your money story? 🖋️

These beliefs, usually created in childhood, drive our behaviours and actions throughout our lives.

By diving deep into our own money stories – and sharing them with others – we can get a clear view of how they’re impacting us, and decide which parts to keep and which are no longer serving us.

𝐇𝐞𝐚𝐫 𝐦𝐨𝐫𝐞 𝐢𝐧 𝐨𝐮𝐫 𝐥𝐚𝐭𝐞𝐬𝐭 𝐞𝐩𝐢𝐬𝐨𝐝𝐞.

🍏 𝐀𝐩𝐩𝐥𝐞: https://linke.to/nzNC
🎧 𝐒𝐩𝐨𝐭𝐢𝐟𝐲: https://linke.to/Arfh

“𝐂𝐫𝐞𝐚𝐭𝐞 𝐚 𝐩𝐥𝐚𝐧. 𝐀𝐧𝐝 𝐭𝐡𝐞𝐧 𝐲𝐨𝐮 𝐤𝐧𝐨𝐰 𝐰𝐡𝐚𝐭’𝐬 𝐠𝐨𝐢𝐧𝐠 𝐭𝐨 𝐡𝐚𝐩𝐩𝐞𝐧 𝐢𝐧𝐬𝐭𝐞𝐚𝐝 𝐨𝐟 𝐢𝐭 𝐣𝐮𝐬𝐭 𝐡𝐚𝐩𝐩𝐞𝐧𝐢𝐧𝐠 𝐭𝐨 𝐲𝐨𝐮.” 🗺️

Savings dwindling? With the rising cost of living, you’re not alone.

In this episode, Mel and Darlene talk through what to do if you’re worried about your savings slowly disappearing – it’s all about knowing your numbers so you can proactively design an approach that’ll get you through it.

𝐋𝐢𝐬𝐭𝐞𝐧 𝐭𝐨 𝐭𝐡𝐞 𝐟𝐮𝐥𝐥 𝐜𝐨𝐧𝐯𝐞𝐫𝐬𝐚𝐭𝐢𝐨𝐧 𝐡𝐞𝐫𝐞.

🍏 𝐀𝐩𝐩𝐥𝐞: https://linke.to/nzNC
🎧 𝐒𝐩𝐨𝐭𝐢𝐟𝐲: https://linke.to/Arfh

“𝐓𝐨 𝐠𝐨 𝐛𝐢𝐠 𝐩𝐥𝐚𝐜𝐞𝐬, 𝐲𝐨𝐮 𝐡𝐚𝐯𝐞 𝐭𝐨 𝐭𝐡𝐢𝐧𝐤 𝐛𝐢𝐠.” ✨

𝐌𝐞𝐥 and 𝐃𝐚𝐫𝐥𝐞𝐧𝐞 are on a high this week after an exciting work trip. They’re talking about beliefs and limitations, and how they shape our reality – especially when it comes to finances.

In need of a pep talk? This one’s for you.

Listen to the full conversation here:

🍏 𝐀𝐩𝐩𝐥𝐞: https://linke.to/nzNC
🎧 𝐒𝐩𝐨𝐭𝐢𝐟𝐲: https://linke.to/Arfh

We're not just financial wellbeing experts - we're flatpack furniture-building experts too 🤣

We'll be at the 𝐀𝐮𝐬𝐭𝐫𝐚𝐥𝐢𝐚𝐧 𝐇𝐑 𝐈𝐧𝐬𝐭𝐢𝐭𝐮𝐭𝐞 𝐍𝐚𝐭𝐢𝐨𝐧𝐚𝐥 𝐄𝐱𝐡𝐢𝐛𝐢𝐭𝐢𝐨𝐧 & 𝐂𝐨𝐧𝐯𝐞𝐧𝐭𝐢𝐨𝐧 in Brisbane for the next couple of days sharing our 𝐖𝐨𝐫𝐤𝐩𝐥𝐚𝐜𝐞 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐑𝐞𝐬𝐢𝐥𝐢𝐞𝐧𝐜𝐞 𝐏𝐫𝐨𝐠𝐫𝐚𝐦 with attendees, and we'd love for you to swing by our stand and say hello.

We're deeply passionate about the work we do, and can't wait to share more about our tailored programs that reduce employee stress, increase engagement and create a culture of confidence. Plus take our 𝑀𝑜𝑛𝑒𝑦 𝑃𝑒𝑟𝑠𝑜𝑛𝑎𝑙𝑖𝑡𝑦 𝑄𝑢𝑖𝑧 to go in the draw to win a pair of 𝐁𝐞𝐚𝐭𝐬 𝐛𝐲 𝐃𝐫𝐞 𝐡𝐞𝐚𝐝𝐩𝐡𝐨𝐧𝐞𝐬!

Hopefully see you soon - 𝑀𝑒𝑙 & 𝐷𝑎𝑟𝑙𝑒𝑛𝑒.