Committed Financial Planning

"Sarah has been our financial adviser for more than 10 years. She set up a plan to help us to clear our mortgage in 8 years and another to recover from major withdrawals from my super needed to cover special levies. I would strongly recommend that anyone looking for personalized financial advice and assistance contact her for an assessment. She explains her advice in layman's terms for those who may not be familiar with financial terminology or concepts and has her clients' best interests as her guiding principle. We are very happy with the service and advice that she has provided over the years."
-𝗦𝗧𝗔𝗡

𝗕𝗼𝗼𝗸 𝗮 𝗰𝗼𝗺𝗽𝗹𝗶𝗺𝗲𝗻𝘁𝗮𝗿𝘆 𝗳𝗶𝗿𝘀𝘁 𝗮𝗽𝗽𝗼𝗶𝗻𝘁𝗺𝗲𝗻𝘁 𝘄𝗶𝘁𝗵 𝘂𝘀:
📌 Melbourne: Call Deepak on 0488 988 399
📌 Sydney: Call Sarah on 0406 735 656
▶️ Or contact us online: www.comfp.com.au/contact-us

𝗧𝗵𝗶𝗻𝗴𝘀 𝘄𝗲 𝘄𝗶𝘀𝗵 𝗺𝗼𝗿𝗲 𝗔𝘂𝘀𝘁𝗿𝗮𝗹𝗶𝗮𝗻𝘀 𝗸𝗻𝗲𝘄...
The timing of a financial decision can be just as important as the decision itself.
Many people assume that if they're eligible to access their super, retire, sell a property or apply for Centrelink, they should simply do it straight away.
Sometimes that's the right decision.
Sometimes waiting a few months, changing the order of events, or accessing funds differently can make a significant difference to your financial position.
It's not about "beating the system" or finding loopholes.
It's about understanding how different parts of your financial life interact with each other.
Financial advice is rarely just about investments or superannuation. It's about looking at the whole picture and asking:
"𝗜𝘀 𝘁𝗵𝗶𝘀 𝘁𝗵𝗲 𝗿𝗶𝗴𝗵𝘁 𝘀𝘁𝗿𝗮𝘁𝗲𝗴𝘆... 𝗮𝗻𝗱 𝗶𝘀 𝘁𝗵𝗶𝘀 𝘁𝗵𝗲 𝗿𝗶𝗴𝗵𝘁 𝘁𝗶𝗺𝗲?"

𝗕𝗼𝗼𝗸 𝗮 𝗰𝗼𝗺𝗽𝗹𝗶𝗺𝗲𝗻𝘁𝗮𝗿𝘆 𝗳𝗶𝗿𝘀𝘁 𝗮𝗽𝗽𝗼𝗶𝗻𝘁𝗺𝗲𝗻𝘁 𝘄𝗶𝘁𝗵 𝘂𝘀:
📌 Melbourne: Call Deepak on 0488 988 399
📌 Sydney: Call Sarah on 0406 735 656
▶️ Or contact us online: www.comfp.com.au/contact-us

𝗪𝗲𝗮𝗹𝘁𝗵 𝗮𝗻𝗱 𝗶𝗻𝗰𝗼𝗺𝗲 𝗮𝗿𝗲𝗻'𝘁 𝘁𝗵𝗲 𝘀𝗮𝗺𝗲 𝘁𝗵𝗶𝗻𝗴.
We’ve met people earning very high incomes with very little wealth.
We’ve also met people on modest incomes who have built genuine financial security over time.
Why?
Because wealth isn't just about what you earn.
It's about what you keep, how you use it, and the financial decisions you make along the way.
With the right guidance, a clear plan and a commitment to your goals, it's possible to build greater financial security regardless of where you're starting.
Money isn't a competition.
It's a tool to help you create the life you want.
💛 Financial freedom isn't about earning the most. It's about making the most of what you earn.

𝗕𝗼𝗼𝗸 𝗮 𝗰𝗼𝗺𝗽𝗹𝗶𝗺𝗲𝗻𝘁𝗮𝗿𝘆 𝗳𝗶𝗿𝘀𝘁 𝗮𝗽𝗽𝗼𝗶𝗻𝘁𝗺𝗲𝗻𝘁 𝘄𝗶𝘁𝗵 𝘂𝘀:
📌 Melbourne: Call Deepak on 0488 988 399
📌 Sydney: Call Sarah on 0406 735 656
▶️ Or contact us online: www.comfp.com.au/contact-us

𝗧𝗵𝗲 𝗯𝗲𝘀𝘁 𝗶𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 𝗶𝘀 𝘁𝗵𝗲 𝗼𝗻𝗲 𝘆𝗼𝘂 𝗰𝗮𝗻 𝘀𝘁𝗶𝗰𝗸 𝘄𝗶𝘁𝗵.
It's easy to feel confident when markets are rising.
The real test comes when headlines are filled with uncertainty.
A war.
A pandemic.
An election.
Inflation.
Artificial intelligence.
A financial crisis.
The headlines change.
Markets react.
Emotions run high.
Markets have always had reasons to move up... and reasons to move down.
That's why one of the most important parts of financial planning isn't trying to predict the next headline.
It's building a portfolio with the right amount of risk for you.

𝗕𝗼𝗼𝗸 𝗮 𝗰𝗼𝗺𝗽𝗹𝗶𝗺𝗲𝗻𝘁𝗮𝗿𝘆 𝗳𝗶𝗿𝘀𝘁 𝗮𝗽𝗽𝗼𝗶𝗻𝘁𝗺𝗲𝗻𝘁 𝘄𝗶𝘁𝗵 𝘂𝘀:
📌 Melbourne: Call Deepak on 0488 988 399
📌 Sydney: Call Sarah on 0406 735 656
▶️ Or contact us online: www.comfp.com.au/contact-us

𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗰𝗼𝗻𝗳𝗶𝗱𝗲𝗻𝗰𝗲 𝗶𝘀 𝗯𝘂𝗶𝗹𝘁, 𝗻𝗼𝘁 𝗶𝗻𝗵𝗲𝗿𝗶𝘁𝗲𝗱.
One of our most important roles as financial advisers isn't just to provide advice.
It's to help our clients understand it.
Because when you understand why you're making financial decisions, you're more likely to feel confident during both the good times and the challenging ones.
Our goal isn't simply to build wealth.
It's to build knowledge, confidence and peace of mind along the way.
💛 Because informed clients make better long-term decisions.

𝗕𝗼𝗼𝗸 𝗮 𝗰𝗼𝗺𝗽𝗹𝗶𝗺𝗲𝗻𝘁𝗮𝗿𝘆 𝗳𝗶𝗿𝘀𝘁 𝗮𝗽𝗽𝗼𝗶𝗻𝘁𝗺𝗲𝗻𝘁 𝘄𝗶𝘁𝗵 𝘂𝘀:
📌 Melbourne: Call Deepak on 0488 988 399
📌 Sydney: Call Sarah on 0406 735 656
▶️ Or contact us online: www.comfp.com.au/contact-us

𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗶𝘀𝗻'𝘁 𝘁𝗵𝗲𝗿𝗲 𝗳𝗼𝗿 𝘁𝗵𝗲 𝘀𝘂𝗻𝗻𝘆 𝗱𝗮𝘆𝘀.
Most of us hope we'll never need to claim on our insurance.
And we genuinely hope you never do.
But life doesn't always go according to plan.
Illness.
Injury.
An unexpected event.
Insurance isn't about expecting the worst.
It's about making sure one storm doesn't wash away everything you've spent years building.
💛 The best insurance policy is the one you hope you'll never need.

𝗕𝗼𝗼𝗸 𝗮 𝗰𝗼𝗺𝗽𝗹𝗶𝗺𝗲𝗻𝘁𝗮𝗿𝘆 𝗳𝗶𝗿𝘀𝘁 𝗮𝗽𝗽𝗼𝗶𝗻𝘁𝗺𝗲𝗻𝘁 𝘄𝗶𝘁𝗵 𝘂𝘀:
📌 Melbourne: Call Deepak on 0488 988 399
📌 Sydney: Call Sarah on 0406 735 656
▶️ Or contact us online: www.comfp.com.au/contact-us

𝗬𝗼𝘂𝗿 𝘀𝘂𝗽𝗲𝗿 𝗺𝗶𝗴𝗵𝘁 𝗯𝗲 𝗽𝗮𝘆𝗶𝗻𝗴 𝗺𝗼𝗿𝗲 𝗳𝗲𝗲𝘀 𝘁𝗵𝗮𝗻 𝘆𝗼𝘂 𝗿𝗲𝗮𝗹𝗶𝘀𝗲.
Small percentages become very big numbers.
People often focus on investment returns.
We spend just as much time looking at fees.
Because a seemingly small difference in annual fees doesn't just affect this year's balance.
It affects every year's balance.
That's the power of compounding.
It's one of the reasons I believe every client should understand:
• what they're paying,
• who they're paying it to,
• and what value they're receiving in return.
Because over 20 or 30 years... Small percentages can become surprisingly large numbers.

𝗕𝗼𝗼𝗸 𝗮 𝗰𝗼𝗺𝗽𝗹𝗶𝗺𝗲𝗻𝘁𝗮𝗿𝘆 𝗳𝗶𝗿𝘀𝘁 𝗮𝗽𝗽𝗼𝗶𝗻𝘁𝗺𝗲𝗻𝘁 𝘄𝗶𝘁𝗵 𝘂𝘀:
📌 Melbourne: Call Deepak on 0488 988 399
📌 Sydney: Call Sarah on 0406 735 656
▶️ Or contact us online: www.comfp.com.au/contact-us

𝗔𝗻𝗼𝘁𝗵𝗲𝗿 𝗦𝘂𝗽𝗲𝗿 𝗦𝘁𝗮𝗿 𝗥𝗲𝘃𝗶𝗲𝘄 ⭐️⭐️⭐️⭐️⭐️
Tim S
I met with Deepak in regards to my plan to retire early and my financial position. He was extremely helpful and thorough and guided me through every step I needed to take. He got my super fund changed over to a new super fund with lower rates which benefit me by quite bit. He is always in contact with me to help me set up my future so that I can live the lifestyle I'm happy with. He is very professional and takes the time to explain any issues or problems you might have. He gives me great confidence that my future is well planned and taken care of. Thank you for all your help Deepak it is greatly appreciated

𝘛𝘩𝘢𝘯𝘬 𝘺𝘰𝘶, 𝘛𝘪𝘮, 𝘧𝘰𝘳 𝘺𝘰𝘶𝘳 𝘬𝘪𝘯𝘥 𝘸𝘰𝘳𝘥𝘴. 𝘏𝘦𝘭𝘱𝘪𝘯𝘨 𝘰𝘶𝘳 𝘤𝘭𝘪𝘦𝘯𝘵𝘴 𝘣𝘶𝘪𝘭𝘥 𝘤𝘰𝘯𝘧𝘪𝘥𝘦𝘯𝘤𝘦 𝘪𝘯 𝘵𝘩𝘦𝘪𝘳 𝘳𝘦𝘵𝘪𝘳𝘦𝘮𝘦𝘯𝘵 𝘫𝘰𝘶𝘳𝘯𝘦𝘺 𝘪𝘴 𝘦𝘹𝘢𝘤𝘵𝘭𝘺 𝘸𝘩𝘺 𝘸𝘦 𝘭𝘰𝘷𝘦 𝘸𝘩𝘢𝘵 𝘸𝘦 𝘥𝘰. 🌿

𝗕𝗼𝗼𝗸 𝗮 𝗰𝗼𝗺𝗽𝗹𝗶𝗺𝗲𝗻𝘁𝗮𝗿𝘆 𝗳𝗶𝗿𝘀𝘁 𝗮𝗽𝗽𝗼𝗶𝗻𝘁𝗺𝗲𝗻𝘁 𝘄𝗶𝘁𝗵 𝘂𝘀:
📌 Melbourne: Call Deepak on 0488 988 399
📌 Sydney: Call Sarah on 0406 735 656
▶️ Or contact us online: www.comfp.com.au/contact-us

𝗚𝗼𝗼𝗱 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗽𝗹𝗮𝗻𝗻𝗶𝗻𝗴 𝘀𝘁𝗮𝗿𝘁𝘀 𝘄𝗶𝘁𝗵 𝘆𝗼𝘂𝗿 𝗴𝗼𝗮𝗹𝘀.
Some people dream of moving to the country and planting trees.
Some want to wake up to the sound of the ocean every morning.
Some want to travel the world.
Some want to build a successful business.
Some want to help their children.
Some want to leave a legacy.
There isn't a right answer.
There is only your answer.
Once we know where you want to go, we can build the financial plan to help get you there.
Because money isn't the goal.
It's the tool that helps you live the life you choose.

𝗕𝗼𝗼𝗸 𝗮 𝗰𝗼𝗺𝗽𝗹𝗶𝗺𝗲𝗻𝘁𝗮𝗿𝘆 𝗳𝗶𝗿𝘀𝘁 𝗮𝗽𝗽𝗼𝗶𝗻𝘁𝗺𝗲𝗻𝘁 𝘄𝗶𝘁𝗵 𝘂𝘀:
📌 Melbourne: Call Deepak on 0488 988 399
📌 Sydney: Call Sarah on 0406 735 656
▶️ Or contact us online: www.comfp.com.au/contact-us