JTR & Associates

Have you purchased a rental property in the 2025/2026 financial year? 🏡

If so, have you organised a depreciation report yet?

A depreciation schedule prepared by a qualified quantity surveyor can make a significant difference to your tax return by maximising the deductions you’re entitled to claim on your investment property.

However, it’s important to get tax advice before proceeding — claiming depreciation will impact your capital gains tax (CGT) position when you sell the property.

If you haven’t had one done yet, now is a great time to look into it.

Debt recycling — good, bad or simply misunderstood? ♻️💰

Some people love it. Some wouldn't touch it. And others are thinking… what on earth is debt recycling? 😅

In simple terms, debt recycling is a strategy that involves gradually replacing non-deductible debt, such as a home loan, with investment debt that may be tax deductible.

When structured correctly, it can be an effective long-term wealth-building strategy — but it also involves borrowing to invest, so it certainly isn't right for everyone.

The key is understanding how it works and whether it suits your individual circumstances.

So, which camp are you in? 👇

The good news is you don't need to understand everything.

The even better news is there are people who actually enjoy this stuff.

Get In Touch 🙌

If only business cashflow was always this smooth… ⛷️❄️

Unfortunately, sometimes it can feel a little more like skiing in a tough season. 😅

If your cashflow is looking a little patchy, it might be time to take a closer look at where your money is going.

We can help you review your business spending, identify problem areas and find ways to get your cashflow moving in the right direction again.

Because when it comes to your business, we'd all prefer plenty of coverage. 😉

At JTR, we look after more than just tax returns.

We're proud to support local animal charities like Paws for Thought and Whisker Woods Sanctuary with some behind-the-scenes accounting help.

After all, every organisation needs their books balanced!

Got a furry sidekick at home? Pop a photo in the comments below—we'd love to meet them!

BAD VIBES - is it real? For a new client of ours, yes!

After taking over an existing business and inheriting the Xero file as well as the accountant, they found that their previous accountant did them no favours.

A clean sweep from the JTR fairy Godmother, and the Xero file is now squeaky clean, ready for her to really ramp up business and understand her numbers!!!!

The JTR office is in full tax-time mode.

There are plenty of wagging tails, lots of teamwork, and a whole lot of paperwork being tackled.

We're working hard to make tax season a little easier for our clients—whether that's answering a quick question or preparing an entire tax return.

Because while tax might be our thing... it doesn't have to be yours.

Feeling overwhelmed by setting up a business or managing your finances?

You're not expected to know everything. Whether you're just getting started or have a question you think you should already know the answer to, we're here to help.

Work with us and let's make it simple.

Major life changes often come with major financial decisions.

If you're navigating the end of a relationship, you don't have to work through the tax and financial side of things alone.

At JTR & Associates, we understand that this can be an overwhelming time. Our team can provide practical, professional guidance to help you understand your options, organise your finances and move forward with confidence.

Sometimes, having someone in your corner makes all the difference.

If you'd like to have a confidential chat, we're here to help. 💚

Sometimes the best tax savings don't come from finding more deductions...

They come from planning ahead.

For many Australians, superannuation can be one of the most tax-effective ways to build wealth while potentially reducing taxable income.

Every situation is different, so if you're wondering whether it's worth considering, have a chat with the team at JTR.