16/12/2025
Discover why home ownership can be more beneficial than real estate investment in Australia. With rising prices and planning challenges, ownership is often out of reach. Dive into our latest blog: https://wix.to/JfIf7ZN
Why Home Ownership Makes Economic Sense in Australia’s Housing Market
Home ownership delivers stronger long-term economic returns than property investment, yet rising prices, planning constraints, and policy missteps continue to push ownership further out of reach for many Australians.
08/12/2025
Navigating superannuation in divorce just got a lot easier! Our latest article uncovers how the new 2025 Family Law Regulations impact the splitting of superannuation. Understand the changes and ensure a fair outcome. Read more: https://wix.to/UcfNV1s
Superannuation Valuation in Divorce: 2025 Family Law Guide by Andep
Superannuation is now a key asset in family law property settlements. This article explains how superannuation is valued under the updated 2025 Regulations, how defined benefit and accumulation interests are treated, and what separating couples need to know.
03/12/2025
Did you know? In financial services, past performance is often not a reliable indicator of future results. Dive into our latest blog post to explore how market trends affect investments and why it's crucial to stay informed. Read more at: https://wix.to/VuJkmiG
Milk and Peanuts: Past Performance Is Not a Reliable Indicator of Future Performance
Financial services has its own “milk and peanuts” warnings. Part IVA could apply to many actions if the Commissioner wished, and ASIC’s rule that “past performance is not a reliable indicator of future performance” is often true: markets revert to trend, and fund outperformance is frequent...
26/11/2025
Stay updated! 📰 Discover all that’s new and relevant in our latest Bi-Monthly Update for November 2025. From insightful financial blogs to office updates and holiday schedules, we've got it all covered. Make sure you’re informed: Email us at [email protected]🔗
25/11/2025
Andep Investment Consultancy Bi-Monthly Update
Bi-Monthly Update November 2025
Welcome to our bi-monthly update in this edition, you'll find links to all the latest blog posts on our website. Stay informed about any office updates, upcoming holidays, price changes, appointment adjustments, new services, and everything else relevant to our valued clients.
18/11/2025
We provide independent, clear advice to help individuals and families in Perth make smarter financial decisions. Our team explains options, assesses risks and supports confident choices. Learn how we can help you: https://wix.to/2c2aEqL 📊🤝 Call us to discuss your situation.
10/11/2025
Explore GESB's Gold State and West State accounts and discover what makes them stand out! Whether you're planning for retirement or just curious about your options, this read is for you! https://wix.to/w48YkXV
GESB Gold State and West State - How Are They Unique?
Learn how GESB’s Gold State and West State accounts work and why they are so unique.
20/10/2025
Have you ever wondered how much you would need to retire? Click to explore the essential insights and tips for securing your financial future: https://wix.to/zBILsWj
How much do I need to retire?
Have you ever wondered how much you you would need to retire?
13/10/2025
Are you aware of how Australia’s superannuation tax treatment differs from others worldwide? Don’t miss our blog on understanding foreign superannuation! Catch all the details here: https://wix.to/2Cb49g1
Superannuation in Australia News: International Movements & Tax Insights
Superannuation Taxation WorldwideAustralian superannuation tax treatment differs significantly from that of many other countries. The government taxes contributions and investment earnings during the accumulation phase. However, benefits are generally not taxed, except for Total and Permanent Disabl...
13/10/2025
Are you aware of the different tax components in superannuation? Read about planning strategies we can help implement for untaxed funds like GESB's West State account https://wix.to/kS2Xw9u
Approaching the Untaxed Plan Cap
Funds held in superannuation have different tax components that affect the balance. These components are relevant when accessing funds, such as during retirement, death, or disability. The tax components include tax-free, taxable (taxed), and taxable (untaxed). The tax-free component consists of all...