Just Financial

https://justfinancial.com.au/should-you-move-your-super-to-cash-when-markets-fall-think-again/

Should you move your super to cash when markets fall? Think again. — Just Financial Every time markets dip, the same question rises to the surface: Should I move my superannuation to cash before things get worse?

RBA hikes interest rates six months after last cut by 25 basis points, board lifted the cash rate to 3.85 per cent The Reserve Bank of Australia has hiked interest rates by 25 basis points, becoming the first major central bank to go from rate cuts to rate hikes following the post-COVID inflation spike. In a unanimous decision on Tuesday, the RBA’s monetary policy board lifted the cash rate to 3.85 per cent. T...

Investing can be a roller coaster: tips for riding the ups and downs — Just Financial Investing is rarely a smooth ride. Markets rise, fall, and sometimes loop-the-loop, leaving even the most seasoned investors feeling queasy.

Hoping you were on Santa's nice list this year and are being spoilt!

Just a reminder that our offices will be closed from midday the 20th December 2024 and we will be back to usual operating hours on January the 6th 2025. Should you require to speak to our team urgently we encourage you to contact your financial adviser directly on their mobiles!

Wishing you and your families a Merry Christmas and prosperous New Year!

Many parents face the question of when their adult children living at home should start paying board and contributing to household expenses and chores as they transition into adulthood.

The question of when and how much to charge, as well as the balance of responsibilities, is influenced by various factors, including family values, financial stability, and the unique dynamics of each household.

Striking the right balance ensures a respectful and harmonious living arrangement while fostering adult children’s responsibility and independence.

A path to independence: guiding adult children to contribute at home Many parents face the question of when their adult children living at home should start paying board and contributing to household expenses and chores as they transition into adulthood. The question of when and how much to charge, as well as the balance of responsibilities, is influenced by various....

Life insurance is often perceived as a rather morbid necessity—an acknowledgment of mortality that many prefer to defer. However, its value extends beyond mere financial security; it encompasses emotional and psychological comfort for both policyholders and their beneficiaries. Ultimately, life insurance offers a profound sense of relief and security, serving as a reminder that while we cannot predict the future, we can certainly prepare for it.

Should you feel the need to review your personal insurances we encourage you to contact our office and speak to one of our experienced advisers.

Artificial intelligence (AI) is rapidly transforming how we work, live, and communicate.

AI offers remarkable possibilities, from streamlining business operations to enhancing personal convenience. However, before we embrace these advancements, we must understand the potential benefits and challenges AI introduces. This article outlines key ways businesses and individuals can leverage AI effectively—and the aspects to approach cautiously.

Artificial Intelligence: Balancing Opportunities and Cautions Artificial intelligence (AI) is rapidly transforming how we work, live, and communicate. AI offers remarkable possibilities, from streamlining business operations to enhancing personal convenience. However, before we embrace these advancements, we must understand the potential benefits and challenge...

Christmas can be an expensive time of year but the City of Perth have a range of free family friendly events this silly season.

Free Christmas Events and Festivals Around Perth for 2024 | RAC WA Get into the spirit and connect with your local community at these special festive events this Christmas.

End of year isn't just about Christmas many of us will be meeting with our bosses for our annual performance review. It's always good to go in with a plan if you are pushing for a payrise or promotion.

Strategic steps to secure a promotion: a comprehensive guide to advancing your career Planning for a promotion at work requires a strategic approach that demonstrates your value and prepares you for increased responsibilities. Here’s a step-by-step guide to help structure a successful promotion plan: Clarify Your Promotion Goals Begin by understanding what type of promotion you’r...