Intuitive Financial Services

What the Payday Super changes mean for your retirement

From 1 July 2026, employers must pay super alongside wages, with contributions generally reaching your fund within 7 business days.

The change means super can be invested sooner and may help improve retirement outcomes over the long term.

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What the Payday Super changes mean for your retirement Significant reforms to the Australian superannuation system recently took effect and could help people boost their super balances in the lead-up to retirement.They are being billed as the biggest changes in decades to the superannuation system in Australia and the reforms may support improved retire...

Perspective, not policy, drives long-term investment success

In the weeks after the Federal Budget’s announcement to change the rules for negative gearing and the reduction to Capital Gains Tax (CGT), headlines continue to spark debate, and a familiar question lingers: what does this mean for my investments?

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Perspective, not policy, drives long-term investment success In the weeks after the Federal Budget’s announcement to change the rules for negative gearing and the reduction to Capital Gains Tax (CGT), headlines continue to spark debate, and a familiar question lingers: what does this mean for my investments?With ongoing global developments layered on top, i...

How to maximise the impact of your inheritance

Australia is entering one of its largest intergenerational wealth transfers, with around $3.5 trillion expected to be transferred over the next two decades.

A clear investment strategy can help turn inherited wealth into long-term financial security.

Read our latest blog to learn more:

How to maximise the impact of your inheritance Australia’s $3.5 trillion wealth transfer: how to invest an inheritance wiselyAustralia is entering one of the largest intergenerational wealth transfers in its history. Over the next two decades, Australians aged 60 and over are expected to transfer around $3.5 trillion in wealth1. As more Austra...

Circadian Rhythm 101: Unlocking the Secrets of Your Body’s Natural Clock

Your circadian rhythm is your body’s natural 24-hour clock, influencing your sleep, energy, mood, focus, and overall health. Learn how aligning your daily habits with your body's natural rhythm can transform your well-being.

Circadian Rhythm 101: Unlocking the Secrets of Your Body’s Natural Clock Imagine two people… Sarah and Jake. Sarah maintains a consistent sleep schedule, going to bed at 10 PM and waking up at 6 AM every day. She starts her mornings with a walk outside, soaking up the morning sunlight, which helps reset her internal clock. Throughout the day, she stays active and eats ...

Five things to put in place before you retire

Retirement is closer than you think. Taking a few key steps before you stop working can help you transition with greater confidence.

Read our latest article:

Five things to put in place before you retire Take these steps to set yourself up for a confident transition to retirementFor many Australians, the final couple of years before retirement can feel both exciting and unsettling at the same time.Work may be winding down, but the reality of living without a regular pay packet is getting closer. Thi...

Support at Home personal care contribution changes

The Support at Home program was introduced in November 2025 and replaced the Home Care Packages Program and the Short-term Restorative Care Programme. This completely changes how older Australians access in-home care.

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Support at Home personal care contribution changes The Support at Home program was introduced in November 2025 and replaced the Home Care Packages Program and the Short-term Restorative Care Programme. This completely changes how older Australians access in-home care.Additional changes have been introduced since, which means that the Australian Gove...

The art of leaning into winter ❄️

Shorter days and cooler weather can affect your mood, energy, and overall wellbeing. If you're feeling a little flatter than usual, you're not alone.

Discover simple ways to embrace the season and support your health this winter.

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The art of leaning into winter As the days grow shorter and the mornings a little crisper, winter is quietly making its entrance. In some places it brings frosty weather and extra layers, while in others it is a gentle shift with cooler evenings and a respite from the heat. Either way, the change in season often brings a noticeab...

What is a Finfluencer?

Your favourite finfluencer may make investing sound simple, but it's worth doing your own research before committing your money.

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What is a finfluencer Your favourite finfluencer’s content might sound good, but you should still run some checks before you commit your money.What is a finfluencer?Financial influencers (aka 'finfluencers') discuss financial products and services online through social media platforms and/or a website. Their content te...

Retirement income options when markets are volatile

The income assumptions many people have relied on in retirement are being tested by today's volatile markets.

If you're approaching retirement and your priority is reliable income rather than speculation, understanding your retirement income options is more important than ever.

A clear strategy can help you navigate uncertainty with greater confidence.

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Retirement income options when markets are volatile The income assumptions many have carried into retirement are being tested in the current economic climate.Markets have lurched from one direction to another; interest rates have lifted faster than expected, with the possibility of more increases in the months ahead, and there’s no end in sight to ...

What’s your risk profile?

Understanding your risk profile is one of the most important steps you can take as an investor.

Your risk profile helps determine how your money is invested—and whether you'll feel confident staying the course through market ups and downs.

Knowing your risk tolerance today can help you make smarter investment decisions for the future.

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What’s your risk profile? Understanding your risk profile is one of the most important steps you can take as an investor. It helps shape how your money is invested and whether you’ll feel comfortable staying the course when markets rise and fall.How much risk can you tolerate?Your attitude to risk is one of the most import...