Precision Wealth Management

Thank you for trusting us with your financial journey. Helping our clients make informed decisions with confidence is what we're all about.

Federal Budget 2026 has changed the rules for negative gearing and capital gains tax. If you own an investment property, are planning to buy one, or want to understand how the changes could affect your tax position and cash flow, this blog breaks it down in plain English.

Read the full article to see what has changed, who is most likely to be affected, and what to consider before making any decisions: https://precisionwm.com.au/negative-gearing-changes/

The annual concessional (pre-tax) super contribution cap is increasing to $32,500.​

That means you may be able to:​
✅ Increase your salary sacrifice contributions.​
✅ Reduce your taxable income.​
✅ Grow your retirement savings in a tax-effective environment.​
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Remember, employer Superannuation Guarantee (SG) contributions also count towards this cap, so it's important to look at your total contributions before making changes.​
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For many Australians, this is a simple opportunity to improve both their current tax position and their long-term retirement outcomes.​

If you haven't reviewed your super strategy recently, now is a great time to see whether you're making the most of the new limits.

No one plans for the stressful moments in life, but having the right support can make all the difference.​

Knowing our clients feel heard, cared for and confident in the advice they receive is the greatest compliment we could ask for. Thank you for sharing your experience with Scott and the team.

Superannuation rules came into effect 1 July 2026, and the impact could be bigger than you think.

If you’re salary sacrificing, making extra contributions, approaching retirement, or managing an SMSF, now is the time to understand what’s changing and what it could mean for your strategy.

Read the full blog for a clear breakdown of the updated caps, contribution opportunities, and what to consider:
https://precisionwm.com.au/super-changes-1-july-2026/

Wait for the law. Understand your numbers. Then decide.​

The negative gearing changes in the 2026 Federal Budget are not yet law. The proposed commencement date is 1 July 2027, and the details will depend on the final legislation. The investors who navigate this period well will be the ones who understand their numbers before the legislation is finalised, rather than making reactive decisions.​

For most investors, an immediate sale is not the right response to a budget proposal. The long-term fundamentals of property investment don't change because the timing of your tax benefit shifts. ​

Precision Wealth Management provides independent, unbiased advice for property investors, high-income earners, and clients with complex structures. We can help you understand your position clearly before you need to act on it. Get in touch.

Merry Christmas to all. From the team at PWM.

Our phones are back and working - just in time for us to not be here to answer them 🤣. We still need to work out voicemail etc but at least they are working. We are shutting down today for 2 weeks, so maybe don't test the phones until Monday 5th January when we are back on deck. Have a fun and safe Christmas and New Year from all the team at PWM. See you in 2026.

We are still having issues with our phones. It should be resolved soon but we are still waiting. Apologies for this issue. Please email us if you need to contact us.