Nicol & Nicol Business and Financial Advisors

📊 Start the Year with Clarity and Confidence

February is not just about compliance — it’s about control. A structured review of your super and insurance now sets the foundation for a stronger, more confident financial year.

Read more: https://www.nicol.com.au/news/february-super-insurance-review

📞 Start the year with clarity and confidence — speak to our financial planning team today.

A little mid-week celebration to welcome Lunar New Year! 🧧

Sharing food, laughter and good wishes as we step into a new year full of opportunity.

May it bring prosperity, health and success to all.

🚨 Payday Super is coming – are you ready?

From 1 July 2026, employers will need to pay Superannuation Guarantee contributions with every pay cycle, not quarterly. Super must also reach employee funds within 7 business days of payday.

This change will impact payroll systems, cash flow planning, and how super is processed — particularly with the closure of the Small Business Superannuation Clearing House.

👉 Read our latest blog to understand what’s changing and how to prepare early.

https://www.nicol.com.au/news/payday-super-is-coming-what-employers-need-to-know-before-1-july-2026

⏰ Super Guarantee reminder for employers

The December quarter super guarantee is due by 28 February.

Making payments on time helps you avoid penalties and ensures your employees’ super stays on track.

✔️ Check payroll records
✔️ Confirm correct SG rates
✔️ Allow time for fund processing

Need a quick compliance check? We’re here to help.

View More: https://www.nicol.com.au/news/super-guarantee-deadline-approaching

✨ New year, fresh financial focus.

January is the perfect time to reset your finances, review your goals and get organised for the year ahead. A little planning now can make a big difference later.

📞 Ready to start 2026 with confidence? Let’s talk.

Link: https://www.nicol.com.au/news/new-year-financial-reset-accounting-financial-planning

We’re back for 2026! ✨

After wrapping up the year with some great team celebrations and a well-earned break, our office is officially open and the team is refreshed, recharged and ready for the year ahead.

Looking forward to another big year with our clients 🙌

Wishing everyone a safe and wonderful Christmas Break - our office is closed till 12th January. We look forward to 2026!

Merry Christmas from our Team to you 🎄

🏓 Staff Spotlight: Amy 🏓

Multiple seasons. Multiple medals. One very competitive pickleball star.
Huge congratulations to Amy for her incredible success across seasonal competitions — a true champion on and off the court! 🥇

👋 Meet Neha Sivaramann, our wonderful Client Relationship Manager here at Nicol & Nicol!

Neha is a Chartered Accountant with over 15 years of experience across large corporations, including the FMCG industry. She began her career in the graduate program at KPMG, before spending two years working with a FTSE100 company in London, gaining valuable international experience across both accounting and strategy roles.

In her role as Client Relationship Manager, Neha is passionate about building strong, trusted relationships and helping clients feel confident, supported, and truly understood at every stage of their journey with us.

💡 Fun facts about Neha:
• There’s nothing more beautiful than early-morning or bedtime cuddles with her two lion cubs 🦁🦁
• She love love loves travel ✈️
• Currently obsessed with health & wellbeing podcasts 🎧
• A self-proclaimed fashionista 👗
• Loves all things interior design 🏡
• Her all-time favourite thing? Date night with her husband ❤️

✨ What Neha loves most about her work: “Building genuine relationships and helping clients feel confident in their financial decisions.”

Drop a 👋 in the comments to say hello to Neha!