LUCA Plus

Thank you to our customers for sharing their experience with LUCA Plus. 🙏
We’re committed to helping small businesses improve cash flow, increase purchasing power and access fast, flexible funding solutions that support business growth. 💼⚡

📅 BAS deadline: 25 July

With LUCA Pay powered by LUCA Plus, you can pay your BAS on time while spreading the cost across four manageable monthly repayments.

▪️ Stay compliant without cash flow stress ✅
▪️ Keep more cash flow available in your business💵
▪️ Continue investing in your business for growth 📈

Get ahead of the deadline and focus on what matters most—growing your business.

👉 Pay your BAS with LUCA Pay today!
👉 https://www.lucaplus.com/

Seasonal demand, project-based revenue, and temporary trading spikes can all create short-term pressure on business cash flow. A business credit line may help businesses manage these periods with greater flexibility, particularly when costs rise before revenue catches up. The right approach depends on the size of the gap, the timing of expected income, and the broader needs of the business.

LUCA Plus can help businesses explore business credit line options and understand what may suit their circumstances. Contact LUCA Plus

LUCA Plus
📞(03) 9005 5308 | 🌐https://www.lucaplus.com/
Google: https://www.google.com/search?kgmid=/g/11fhwt9h2h

Extended credit payment support may be useful for businesses that need greater flexibility around supplier payment timing. When stock, materials, or operational inputs must be paid for before revenue is collected, cash flow pressure can build quickly. Exploring more flexible payment structures may help businesses manage supplier relationships while maintaining room to operate.

LUCA Plus helps businesses assess options around extended payment terms, supplier support, and broader cash flow planning.

LUCA Plus
📞(03) 9005 5308 | 🌐https://www.lucaplus.com/
Google: https://www.google.com/search?kgmid=/g/11fhwt9h2h

Debtor finance may help businesses gain more control over working capital when cash is tied up in unpaid invoices. This can be particularly relevant for businesses supplying other businesses on terms and managing regular operating costs in the meantime. More cash flow visibility can support planning, purchasing, and smoother day-to-day operations.

LUCA Plus helps businesses understand how debtor finance works and whether it may suit their trading model, customer base, and current cash flow needs. Enquire now

LUCA Plus
📞(03) 9005 5308 | 🌐https://www.lucaplus.com/
Google: https://www.google.com/search?kgmid=/g/11fhwt9h2h

Melbourne businesses often face supplier payment pressure during growth periods, project ramp-ups, and seasonal demand changes. Accounts payable financing may help create more flexibility when supplier invoices need to be paid before customer revenue is received. For businesses that want to stay on top of supplier commitments without placing extra stress on working capital, this may be worth exploring.

LUCA Plus supports Melbourne businesses looking at practical funding options for supplier payments and cash flow management. Speak with LUCA Plus

LUCA Plus
📞(03) 9005 5308 | 🌐https://www.lucaplus.com/
Google: https://www.google.com/search?kgmid=/g/11fhwt9h2h

Working capital finance may help businesses manage the pressure of everyday trading costs, especially when revenue timing is uneven. From supplier invoices and materials to payroll and short-term operational expenses, access to the right funding structure can support more confident decision-making. The key is choosing a funding option that aligns with how your business actually moves cash.

LUCA Plus helps businesses explore working capital finance options including accounts payable financing, debtor finance, and short-term credit solutions. Contact the team

LUCA Plus
📞(03) 9005 5308 | 🌐https://www.lucaplus.com/
Google: https://www.google.com/search?kgmid=/g/11fhwt9h2h

Businesses often ask whether a short-term credit line or supplier payment finance is the better fit for cash flow support. The answer depends on how the business operates, what expenses need to be covered, and whether the main issue is supplier timing, general working capital, or delayed customer payments. Both options may support cash flow, but they work differently.

LUCA Plus can help businesses understand the differences and explore which option may be more suitable based on current needs. Ask which option may fit

LUCA Plus
📞(03) 9005 5308 | 🌐https://www.lucaplus.com/
Google: https://www.google.com/search?kgmid=/g/11fhwt9h2h

For SMEs working on 30, 45, or 60-day payment terms, waiting for invoice payments can limit flexibility at exactly the wrong time. Debtor financing may help support cash flow while outstanding receivables are still in the pipeline. It can be worth exploring if customer payment delays are affecting purchasing, staffing, or business confidence.

LUCA Plus helps SMEs understand debtor financing options and how they may fit different industries, payment structures, and business stages.

LUCA Plus
📞(03) 9005 5308 | 🌐https://www.lucaplus.com/
Google: https://www.google.com/search?kgmid=/g/11fhwt9h2h

Supplier payment finance may suit businesses that need to pay suppliers on time while keeping cash available for operations. Whether you are ordering stock, covering materials, or managing multiple supplier invoices in a busy trading period, timing matters. This type of funding can be worth considering when delayed customer payments or uneven revenue cycles put pressure on supplier commitments.

LUCA Plus helps businesses review supplier payment finance options in a practical, business-focused way. Ask about your options

LUCA Plus
📞(03) 9005 5308 | 🌐https://www.lucaplus.com/
Google: https://www.google.com/search?kgmid=/g/11fhwt9h2h