Balcombe Financial

Congrats to our clients on securing this investment property on the Mornington Peninsula! 🏡

Our client’s sold their Black Rock home last year prior to the market downturn. With prices softer than last year, we have secured them a pre-approval of $800,000 so they can move on their next purchase.

Thinking about buying again? Find out what you can borrow first. Call Michael on 0429 179 060.

Commercial factory refinance | Highett, Melbourne

Refinanced a $560,000 facility on a commercial factory in Highett, with $240,000 cash out released for the client to reinvest in their business.

Total lending: $800,000
Property value: $1,000,000
LVR: 80%
Low doc

Deals like this come down to structuring — commercial low doc lending at 80% LVR isn’t something every lender will approve, but with the right positioning it gets done.

Dual occupancy build by Metricon — finance arranged by Balcombe Financial.

If you’re considering a dual occ build and want to know what’s achievable, send me a message.

We are delighted to be helping a self-employed client refinance their home loan and unlock equity for business growth.

$1.4m low doc refinance, $600k cash out, secured against the PPR in Canterbury (valued around $3m).

Self-employed, so income was assessed via a low doc pathway rather than full financials.

Just part of what we do!

Delighted to be working with a private developer on the construction of a double storey home in Alphington.

Loan Amount: $1.6m
End Value: $2.6m
Lender: Non-Bank

Just part of what we do!

Balcombe Financial is a family-owned mortgage broking business with over 20 years’ experience in banking and finance.

We help clients with:

🔹 Refinancing — if the cost of living is squeezing you, switching lenders could be one of the quickest ways to free up cash each month

🔹 Buying a home — whether you need finance arranged on a property you’ve already found, or a pre-approval before you start looking

🔹 Investment property — first addition to your portfolio or fifth, we can help structure the finance

🔹 Development & construction finance — from small residential projects through to larger developments, we work with lenders who understand the space

🔹 Commercial finance — purchasing or refinancing commercial property, or funding business needs secured against real estate

Meetings in person, by phone, or online — whatever suits you.

📞 0429 179 060

Welcome to Balcombe!




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Commercial SMSF Purchase 🏭

Excited to be arranging the finance for a warehouse/showroom purchase in Mentone, Victoria — 800+ sqm on a 1,150 sqm block with 14 car spaces.

Loan Amount: $1,800,000
LVR: 80%
Term: 30 Years (5 Years Interest Only)

If you’re buying property through your SMSF — residential or commercial, give Michael a call on 0429 179 060.

A massive thank you to the team for assisting my family with the sale of our home! In a very tricky market, they helped guide us, educate us and above all, showed us respect and honesty. Such a great team of people and agents! .marshallwhite .marshallwhite

Congratulations to our clients on selling their house today! Onwards and upwards!