Steven McIver - Breakwater Financial Planning

Fake caller ID is a technique that scammers can use to make calls and messages look like they come from trusted businesses or government agencies. Knowing the danger signs will help you stay protected.





Read more...https://breakwaterfp.com.au/fake-caller-id-how-to-know-whos-really-contacting-you/

Investment opportunities that seem too good to be true, probably are. If you're approached via unsolicited emails or calls, it's crucial that you complete some checks before you hand over any personal details.





Read more...https://breakwaterfp.com.au/tips-for-staying-safe-online/

Every super fund charges fees but it's not always obvious what you're paying for. This article breaks down each fee type in plain English and explains how to compare funds properly.





Read more...https://breakwaterfp.com.au/super-fund-fees-explained/

Even though redundancies are often part of business, being told your role has become redundant can still leave you feeling blindsided. The key is not to panic. Some people discover that a redundancy can in fact open doors to new financial and lifestyle possibilities.





Read more...https://breakwaterfp.com.au/navigating-redundancy-make-it-work-for-you/

While there are benefits in establishing an SMSF, running your own fund is complex and there are many things you have to consider. Learn more.





Read more...https://breakwaterfp.com.au/understanding-the-rules-and-obligations-of-an-smsf/

Is your super on track for your age? See the latest balances for Australians at every life stage using data from the ATO and ASFA; and what those numbers really mean for your retirement.





Read more…https://breakwaterfp.com.au/average-super-balance-by-age-in-australia/ -8287

Average super balance by age in Australia - Breakwater Financial Planning Your super balance is one of the strongest signals of how your financial future is shaping up. It’s also one of the first things Australians compare. So it’s no surprise the big question keeps coming up: is my super on ...

Not economically savvy? Not to worry, this short guide will help you learn the basics on the economy and improve your financial know how.





Read more…https://breakwaterfp.com.au/the-economy-learn-the-basics-in-5-minutes/ -8293

The economy: learn the basics in 5 minutes - Breakwater Financial Planning Not economically savvy? Not to worry, this short guide will help you learn the basics on the economy and improve your financial know how. What is the ASX? ASX stands for Australian Securities Exchange (not stock exchange like many people ...

When it comes to financial advice, everyone is different. A range of options are available, from ‘bite-sized’ advice on particular situations to holistic advice that looks at your complete financial situation.





Read more…https://breakwaterfp.com.au/the-value-of-good-financial-advice/ -8296

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Marriage breakdown can be highly traumatic and brings a whole new set of issues when it happens later in life. A little bit of planning could help you take control of your financial future.





Read more…https://breakwaterfp.com.au/taking-control-of-your-finances-post-divorce/ -8290

Taking control of your finances post divorce - Breakwater Financial Planning Marriage breakdown can be highly traumatic and brings a whole new set of issues when it happens later in life. As well as the emotional challenges, there are practical issues to tackle, not least your finances. It’s all the more ...

Romance scams remain a top source of fraudulent financial loss for Australians. Here are the signs an online relationship may be a scam.





Read more…https://breakwaterfp.com.au/romance-scams-signs-an-online-relationship-could-be-a-scam/ -8284

Romance scams – signs an online relationship could be a scam - Breakwater Financial Planning Romance scammers build emotional trust by seeming attentive and expressing intense feelings but money requests follow, often disguised as financial emergencies, travel costs or investment opportunities. Romance scams a top three source of losses Australians lost almost $140 million to ...