16/10/2026
Your SMSF could potentially own your business premises. 👀
Yes. It’s possible.
For eligible business real property, an SMSF can potentially acquire property from a related party and lease it to the business — subject to the superannuation rules ✅
And where borrowing is involved, you may also hear the term LRBA — Limited Recourse Borrowing Arrangement💰
But here’s where it gets serious… ⚠️
You can’t just have your SMSF buy the property, borrow some money and rent it to your business.
There are rules around the property, the borrowing arrangement, the lease, valuations, related-party dealings and the terms of the investment 📋
Get the structure wrong at the beginning and it can be very difficult to unwind later 😬
So, if you’re a business owner paying rent on your own premises, here’s a question worth asking:
🤔 Could your SMSF own the property instead?
It could be a strategy worth exploring — but get the advice before you sign the contract. 📝
