Breezy Home Loans

Despite the name the First Home Guarantee Scheme isn’t just for first home buyers!

If you haven’t owned a property in the last 10 years or if you’re a single parent that doesn’t currently own a property you may still be eligible to get back into the market with a 2% - 5% deposit plus costs if you meet the other eligibility criteria.

If you have owned before you will still need to take into account stamp duty costs, if you want to work out exactly what deposit you’d need let’s chat 🏠

* This is general information only
Your full financial needs and requirements need to be assessed prior to any offer or acceptance of a loan product
Credit Representative 552761 is authorised under Australian Credit Licence 389328

This is how much you’d need to save every week to reach your deposit goal in 1 - 4 years.

If you’re looking to buy your first home let’s chat to figure out what deposit you’ll need and come up with a savings plan to get there 🏠🖤

Help to Buy definitely has its place and can be good in certain circumstances but there are some drawbacks to consider.

* This is not financial advice, this is general information and my opinion only
Your full financial situation needs and requirements need to be assessed prior to any offer or acceptance of a loan product

New figures have come out regarding how many households using the updated 5% deposit scheme have gone into negative equity and it’s a lot lower than the media makes it out to be.

The negative headlines don’t always tell the whole story 🤷🏼‍♀️

Answering some FAQ’s I get pretty often as a mortgage broker.

If there’s any other questions you’ve always wanted to ask a broker pop them in the comments 👇🏻