Family Smart Financials

🇦🇺🪃 COME AND SUPPORT MACKAY NORTH PRIMARY P&C! 🪃🇦🇺

Get ready for an Aussie Icon Trivia Night packed with laughs, mates, food, Aussie slang and plenty of good times! 🍻🧠🇦🇺

📅 Saturday, September 12th
⏰ Gates open: 5:00pm for food orders & registration
🕕 Trivia starts: 6:00pm
🔞 18+ event

🇦🇺 WHO IS YOUR AUSSIE ICON? 🇦🇺

Grab your mates, put together your best Aussie outfit and get ready to test your Aussie knowledge! And yes… we know you love using your best Aussie slang! 😂

🎟️ Tickets are ON SALE NOW!
👥 Book a single ticket or get your mates together and book a table of 8.
⚠️ Limited tickets available — don’t miss out!

Your ticket includes:
🍹 A welcome drink on arrival
🧀 A nibble platter for each table
🧠 Aussie-themed trivia
😂 Plenty of laughs and a ripper night out!

🇦🇺 Get ya Aussie outfit organised! 🪃
Come get ya Aussie on, mate!

Yah right… stone the flamin’ galahs, this is gonna be awesome! 😂

Catch ya there, mate! 👋
See ya later, crocodile! 🐊
And whatever ya do… don’t forget ya dunny paper! 🧻🤣

It’s gonna go off like a frog in a sock! 🐸🧦

🎟️ BOOK YOUR TICKETS NOW:
https://www.trybooking.com/events/landing/1613340?fbclid=IwdGRjcATobj5jbGNrBOhuPXBkb2YBZXh0bgNhZW0CMTEAc3J0YwZhcHBfaWQMMzUwNjg1NTMxNzI4AAEeQFSkm37Qi413yaD3k9fzwFdq3tde0oTO3araM77rjhHAg-rT4ZdV44tfHyA_aem_Ivwm_R3ybLNtXWxRYPU57g

💙 Come along, have a great night and support Mackay North Primary P&C! 🇦🇺

🎄🥭 Mango Lovers! 🥭🎄

We’ve got plenty of mangos on our tree this Christmas and more than we can possibly enjoy ourselves! If you’re craving some over the festive period, feel free to pop into our office this week (between 10am-4pm) and pick a few straight from the tree.

Help yourselves and enjoy! 😊

TEMPORARY OFFICE CLOSURE
October 14th – 20th

It's time for a well-deserved break!

In order to provide the best service to you we recognise that taking time out to work on our business is an important ingredient.

Our office will be closed from Friday the 11th, returning Monday the 20th. We will have access to email and phone during this time, though availability to respond to your email may be delayed.

If you require urgent attention, please call or text to draw our attention to your email and we will respond as soon as we are able.

With today being our last working day of the year, we would like to wish you all a Merry Christmas and Happy New Year.

While our office is closed over this period, should there be any need for you to reach us please don't hesitate to contact us via email: [email protected] or calling the office phone number: 07 4951 3211 as the phone will be diverted.

We wish you all a safe and happy holiday period and look forward to being of service to you in the New Year, when our office resumes to normal operating hours on Monday the 8th of January, 2024.

There will be a temporary change in office hours this week, due to illness and our Principal Adviser, Kristian out of the office for travel.

For the remainder of this week the office will be open:
-- Wednesday 9am - 3pm
-- Thursday 9am - 3pm
-- Friday 9am -12pm

If you are unable to reach us in the office or on the office number (07) 4951 3211, please feel free to drop us an email to [email protected].

As of next week, our Principal Adviser, Kristian will be working remotely. Appointments are still available for you to come into the office, but will be conducted via Zoom. The office will resume back to normal hours 9am-5pm Monday to Friday.

Being the Melbourne Cup, Our Office will be operational from 9am to 1pm.

Continuing professional development ensures that we keep abreast of industry and legislative change. Kristian and the Family Smart Financials team are in Brisbane today for a professional development conference.

How the year has flown by, and Christmas is only 7 weeks away. 🎄
Time to start getting ready for the most wonderful time of the year and take a minute to consider our finances. The average Australian will spend $1200 per year* on gifts, that’s not including food and travel costs. 🎁🍗✈️
With this in mind lets talk about an 8-week Christmas savings plan.
1. Set up for Christmas budget
Presents take up the biggest portion of Christmas spending, but don't forget the other costs of the season like food, travel, and entertainment.
2. Prepare a Christmas savings plan
Now with an idea of the types of things you may spend money on, estimate a plan to put aside each week to achieve a reasonable goal.
3. Start your Christmas shopping research
Make a list of people to buy for and what you may want to get them. Sometimes less is more, consider something more meaningful or handmade.
4. Shop local for Christmas gifts
When shopping local you reduce costs on postage and handling fees, plus you don’t risk not receiving the gift in time.
5. Track your savings progress
Revisit you budget, you may need to boost your savings or reduce your spending.
6. Start researching shopping deals
Christmas bring around a lot of bargains and sales, shop around to find the best buy for your Christmas list.
7. Finish shopping and wrap your Christmas gifts
Let the festive fun begin, decorations are up, gifts are under the tree, food and drinks stocked up for the family BBQ lay back and enjoy time with your family and friends.
8. Review your budget
With majority of your spending done take a step back and review how your budget has worked. It's important to regularly review your review your budgets to make sure that it continues to suit your needs.

NEXT.. Regroup for back to school – the next big expense
Breaking down your budget into shorter timeframes, and smaller achievable goals can be more rewarding and allows your to recover from any hiccups along the way.

*Reported by The Financial Planning Association

For personal budget advice give us a call to set up and obligation free meeting
📞- 07 49513211
📧- [email protected]