Loan Market - Luke Jakovich

According to data from RedBook the cars that are slower to depreciate are the ones with the highest demand. supply and demand.

🚗 SUVs and utes generally outperform sedans right now
🎨 Neutral colours (white, silver, grey, black) sell faster and hold value better
📋 A full service history and lower kms matter more than badge or colour
🔋 EVs and hybrids depreciate very differently, and it's not as simple as "EVs lose more"

If you're wondering which models hold their value for longer, or how depreciation could affect things like your insurance or a balloon payment down the track, we've broken it all down.

Read the full article 👇

https://broker.loanmarket.com.au/luke-jakovich/blog/top-five-vehicles-that-hold-their-value/

Most people start looking at property based on a guess of what they can afford. They take their income, subtract the mortgage their mate has, adjust for vibes.

A capacity conversation takes about 20 minutes. It costs nothing and could save you valuable time and possible heartbreak. 💔

Call it sense and serviceability.

For the dad who somehow knew rates were moving before the RBA did. Who's been providing advice since 1995, whether you asked for it or not.

He's never worked in finance but insists you should have "just asked him first" before you signed anything.

And somehow, annoyingly, he's usually right.

Happy Father's Day 💙

✅ We compare your options across our lender panel, not just the big four.

✅ We handle the paperwork so you're not chasing it yourself - statements, payslips, the lot.

✅ We negotiate directly with lenders on rate and structure.

✅ We check the fine print for things that don't show up in the headline rate including redraw fees, offset accounts, break costs & extra repayment caps.

✅ We stay in your corner after settlement too, checking your rate against the market so you're not quietly overpaying a year in.

✅ We work for you. Not the bank.

If you've been living in a house you've been meaning to renovate for years, we see you.

The reno conversation is happening around kitchen tables all over Australia right now. And the finance side (accessing equity, construction loans, top-up lending) is actually one of the easier conversations we have with clients.

Before you call the builder, it's worth knowing what you can access and how. Because the number on those quotes might look very different once you know what you actually have to work with.

We can help you figure that out.

DM us or tap the link in bio.

Borrowing power is one of those numbers a lot of people think they know but haven't actually checked.

It shifts with your income, your expenses, your existing debts and yes, interest rates. With rates higher than they were a couple of years ago, your borrowing capacity might look different now than you expected.

Send us a DM to get started 💬

Getting a home loan when you're self-employed has a number of hoops to jump through.

The good news is that brokers who work regularly with self-employed clients know exactly which lenders understand business income and how to structure an application that actually reflects how your finances work.

It's not impossible. You just need the right person in your corner 🙋

Serviceability is the bank's way of asking not just can you afford this today but can you keep affording it if rates move or life gets more expensive. It sounds intense, but it is really just about giving you a loan you can live with.

Want a clearer picture of your own numbers? We are happy to run through it with you.

This Father's Day, maybe it’s time to think bigger.

We’re talking about the things that make weekends worth waiting for.

If your family trips would be better with a boat, caravan or even a new motorbike, we can help make it happen.

Find out more 👇
https://broker.loanmarket.com.au/luke-jakovich/other-loans/asset-finance/

MFAA data shows brokers are involved in 81% of new residential loans settled.

Borrowers are choosing brokers more than ever. That's not luck, that's trust built one client at a time.

Find out the difference for yourself 👇
https://broker.loanmarket.com.au/luke-jakovich/contact/?utm_source=facebook&utm_medium=organic&utm_campaign=socialpost

Happy National Finance Brokers Day.