Aussie banks at falling over themselves the loan money to trade businesses right now.
Lucrature - Business Consultants
Hi I'm Brad Horan, I help Tradie Bosses that are sick of working hard for tiny profits! Want to build a $1M trade business? I can help with that!
I'm Brad, my Dad was a Tradie, I saw the struggles he went through as a business owner. He had all the skills and tools he need to do great work, but he lacked the skills and tools to really run his business. I was too late to help him but I vowed to help others. I set up a community here on Facebook to do just that - https://www.facebook.com/groups/superchargedbusiness. There are a few critical t
Australian banks are falling over themselves to give trade businesses money.
Banks of falling over themselves to give tradie businesses money.
Australian banks of falling over themselves to give trade businesses money.
What's your favourite thing to do over a long weekend?
Did the job.
Paid the wages.
Covered the materials.
But the money still hasn’t hit the bank.
That’s how good businesses end up with no cash, even when they’re flat out busy.
In this video, I share 3 ways to deal with customers who pay late — including one cheeky option that might get things moving pretty quickly.
Which one works for you?
1. Stop the job
2. Build it into the price
3. Push the problem back up the chain
Or have you got a cheeky one?
I’m posting more of these on YouTube each week — subscribe here if you want the next one: www.youtube.com/?sub_confirmation=1
20/05/2026
Reducing my carbon footprint by going electric before boarding an airplane...
Feels ironic.
Doesn't every little bit help?
Ever feel like you’re the only one really pulling the weight in the business?
Like everyone’s busy… but every decision still lands back on your plate?
Quotes.
Customer issues.
Job problems.
Quality checks.
Staff questions.
Contractors.
Tiny decisions that somehow still need your approval.
If that’s happening, growth gets stuck.
Because while everyone waits for you, jobs slow down, customers wait, staff stop thinking, and profit leaks.
It’s not always a “bad staff” problem.
Sometimes the team just hasn’t been taught how you think.
If this feels a bit too familiar, comment "decision" and I’ll send you the 5-question Owner Bottleneck Check.
From July 1…
👉 Your wages effectively go up 12%
Not because you’re paying more —
because you’re paying super sooner.
Most people are saying:
“Just switch to monthly payroll”
That doesn’t fix it.
👉 This is a cash flow timing problem
If you get paid AFTER wages go out…
this can squeeze your business fast.
Full breakdown on my YouTube (link in bio)
20/03/2026
Flat out busy…
but still not much left in the bank?
Most tradies think:
👉 “I just need more jobs”
But once you’ve got staff…
more work can actually make it worse.
Because if you don’t know what each job is REALLY paying you…
👉 you could be working harder for less
Watch this 👇
https://youtube.com/shorts/-jAQSht7dgM?feature=share�
If you want to run your own numbers after,
I built a free calculator here:
https://lucrature.com/charge-out-rate-calculator-australia/�
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Killara, NSW
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| Monday | 9am - 5pm |
| Tuesday | 9am - 5pm |
| Wednesday | 9am - 5pm |
| Thursday | 9am - 5pm |
| Friday | 9am - 5pm |