RetireInvest Wide Bay

16/10/2026

Generation Mortgage: Why younger Australians face a very different retirement

For younger Australians, retirement may look quite different from it did for previous generations. Higher housing costs and ongoing mortgage repayments could shape when people retire and how much income they’ll need.

Vanguard’s How Australia Retires 2026 research found:

• 48% of surveyed Gen Z and 37% of Millennials expect to still have a mortgage in retirement.
• Most working-age Australians expect to retire at 66 or 67, compared with an average retirement age of 63 reported by those already retired.
• Australians under 45 estimate they’ll need more than $90,000 a year in retirement, compared with around $60,000 reported by Australians aged 65 and over.
• 45% of working-age Australians say they don’t have a retirement plan.

A plan doesn’t need to be complicated. Start by thinking about when you’d like to retire, where you want to live, whether you may still have a mortgage and what kind of lifestyle you hope to enjoy.

Small steps, taken early and reviewed regularly, can help you understand your options. Contact our team if you’d like to discuss your retirement goals. Any financial strategy should be considered in light of your personal circumstances.
https://riwidebay.com.au/get-in-touch

14/10/2026

Some of our RetireInvest Wide Bay team had a wonderful night at the Fraser Coast Mates Pink Dinner last Friday night.

Our Director, Genevieve, is proud to be a committee member of Fraser Coast Mates, an organisation that shines a light on mental health in our community and helps connect people with support.

The evening was filled with community spirit, great company and plenty of time on the dance floor. Guest speaker Craig Hamilton also shared powerful reflections on mental health that gave everyone plenty to think about.

Thank you to Fraser Coast Mates and everyone involved for creating such a memorable night and bringing the community together for an important cause.

12/10/2026

Retirement starts long before your last day at work.

There are certain moments in life that reshape not just your finances, but the way you live.

Starting a family, moving overseas for a job, changing careers - retirement belongs in that same category in terms of its significance.

Traditionally, retirement has been viewed as a single milestone celebrated on the day you stop working. But in reality, it's one of the longest and most significant chapters of your life - one that's being reshaped by longer life spans, evolving retirement rules and rising living costs.

A few things to think about along the way:

• Before retirement: What lifestyle are you aiming for? Review your super, debts and savings, and consider when and how you’d like to retire.
• As retirement begins: Think about where your income will come from and how to make your savings last while keeping pace with rising costs.
• As life changes: Consider whether your home, healthcare plans, will and estate arrangements still reflect your needs and wishes.

You don’t need to have every answer today. Start with a conversation, review your plan regularly and adjust it as your circumstances change.

If you’d like to discuss your retirement goals, contact our team. Any strategy should be considered in light of your personal circumstances.
https://riwidebay.com.au/get-in-touch

12/10/2026

A very special congratulations to Keeley and Blake on their wedding! 💍

Keeley, our Client Service Officer at RetireInvest Wide Bay, celebrated her special day on Saturday surrounded by family and we were delighted to join them later for a few celebratory drinks.

We loved being part of the celebrations and wish them both a lifetime of happiness, laughter and wonderful memories together.

Cheers to the happy couple! 🥂

11/10/2026

Happy work anniversary, Lesley!

Today we’re celebrating Lesley, our wonderful Client Service Officer at the Hervey Bay office, as she marks four years with RetireInvest Wide Bay.

Lesley’s dedication, professionalism and caring nature make a real difference to our clients and our team. We’re grateful for all that she brings to RetireInvest and look forward to many more years working together.

Please join us in congratulating Lesley on this wonderful milestone!

09/10/2026

07/10/2026

What shaped investment markets during September?

It was a volatile month for the Australian and global economies, with inflation concerns, rising bond yields and continuing geopolitical tensions influencing investor confidence.

In this month’s market update, we look at:

• The RBA’s decision to lift the cash rate by 0.25% to 4.6%
• The ASX 200 correction of approximately 4%
• Annual inflation increasing to 4%, with underlying inflation remaining firm
• The Australian dollar falling below US$0.70
• Consumer sentiment declining as households responded to higher interest rates and fuel prices

Watch the video for a concise overview of September’s key market and economic movements.

If you would like to discuss what changing market conditions could mean for your investments and financial strategy, contact the RetireInvest Wide Bay team.
https://riwidebay.com.au/get-in-touch

06/10/2026

It's Queensland Mental Health Week and we’re celebrating the moments of connection that help protect and strengthen our wellbeing.

Whether it’s sharing a conversation, checking in with a friend, spending time with family or getting involved in your local community, every connection can make a meaningful difference.

At RetireInvest Wide Bay, we’re proud to be part of a community that looks out for one another—because when we build community, we build wellbeing.

How will you connect with someone this week?

04/10/2026

As we enjoy today’s public holiday, we’re reminded how grateful we are for the clients and community who have supported us as we celebrate 30 years of RetireInvest Wide Bay.

For three decades, we’ve had the privilege of helping individuals and families make informed financial decisions and plan confidently for the future.

Thank you for allowing us to be part of your journey. We look forward to continuing to support our community for many years to come.

30/09/2026

Dealing with illness is often unexpected and stressful. Getting emotional and financial support can help you manage.

If illness affects your ability to work or brings unexpected medical expenses, understanding the support available can make a difficult time a little easier.

Depending on your circumstances, this may include:

• Medicare and private health insurance
• Paid leave or government assistance
• Income protection, trauma or TPD insurance
• Insurance held through your superannuation
• Early access to super in limited circumstances
• Reviewing your household budget and financial commitments

It is important to understand what cover you already have and seek advice before making significant financial decisions, particularly when considering early access to super.

If illness has changed your financial circumstances, the team at RetireInvest Wide Bay is here to help you review your position and consider the options available.
https://riwidebay.com.au/get-in-touch