Mundy Accountants - Chartered Accountants

The "PAYDAY SUPER" Countdown
Is your business ready for Payday Super? 🕒

Starting 1 July 2026, the way you pay superannuation is changing. The ATO is moving away from quarterly payments to a "Payday Super" model.

WHAT YOU NEED TO KNOW:

Real-time payments: You’ll need to pay your employees' super at the same time you pay their wages.

Now is the time to check with your payroll software provider to ensure your systems are ready for more frequent reporting and payments.

Transitioning early can help you avoid the rush and ensure your cash flow is managed correctly for the new financial year.

Confused about how this affects your cash flow? At Mundy Accountants, we help you stay ahead of compliance so you can focus on growing your business. Send us a message or drop into our Gosnells office for a chat!

PARDEEP SINGH CA

The $200,000 Mistake You Might Be Making 💸

Think an ABN and a signed contract protect you from "SHAM CONTRACTING" claims? Think again.

A Sydney company was recently hit with nearly $200,000 in penalties for trying to move employees over to contractor agreements to save on costs. The courts ruled that if they work like an employee, they are an employee—regardless of what the contract says.

Ask yourself:
1. Do they use their own professional equipment?
2. Do they have the right to delegate the work to someone else?
3. Do they bear the commercial risk if something goes wrong?

If you answered "No," you might be sitting on a compliance time bomb. Get your arrangements checked before the EOFY rush!

⛽ ATO Fuel Relief: Is your business feeling the pinch?

Rising fuel costs are hitting everyone hard right now—but there is some relief on the horizon for local businesses.

The ATO has just announced a three-month support window (available until June 30, 2026) to help businesses manage their cash flow during these price hikes. If your margins are being squeezed by fuel overheads, here is what you need to know:

FLEXIBLE PAYMENT PLANS - Access to longer-term arrangements with NO UPFRONT PAYMENT required.

INTEREST & PENALTY RELIEF - It’s now easier to have General Interest Charges (GIC) remitted if fuel costs have impacted your ability to pay on time.

PAYG VARIATIONS - You may be able to reduce your PAYG installments now to reflect your actual income after those higher expenses.

A SOFTER COMPLIANCE APPROACH - The ATO has signaled they will be more considerate of the current economic environment during this period.

We’re here to help.

Navigating ATO relief measures can be complex, but you don't have to do it alone. Whether you need to vary your installments or set up a sustainable payment plan, we can handle the heavy lifting so you can focus on running your business.

Reach out today to see how these changes apply to you.

Send us a message or call the office to chat with your CA - PARDEEP SINGH

Accountants

Is your business "leaking" cash to the ATO?

Most Perth business owners focus on increasing sales, but they forget to plug the holes in their tax strategy. One of the biggest leaks? The wrong business structure.

If you’ve moved from a side hustle to a full-time operation but you’re still registered as a Sole Trader, you could be paying up to 47% tax (including Medicare) on your top dollars.

A Company structure caps that at 25% for base rate entities. That’s a massive difference in your take-home pay.

Quick Tip: If your profit is consistently hitting over $100k, it’s time to talk about a restructure.

Stop the leak. Build your wealth. 💼

Thank you Perth Elite Football Academy

📣 𝗘𝗫𝗖𝗜𝗧𝗜𝗡𝗚 𝗦𝗣𝗢𝗡𝗦𝗢𝗥𝗦𝗛𝗜𝗣 𝗔𝗡𝗡𝗢𝗨𝗡𝗖𝗘𝗠𝗘𝗡𝗧 📣

We are thrilled to welcome Mundy Accountants - Chartered Accountants as an official sponsor of Perth Elite Football Academy! ⚽💼

Mundy Accountants - Chartered Accountants isn’t just here to support Perth Elite — they’re here to support you too. From helping businesses grow to managing personal finances, navigating tax returns, or providing expert financial advice, they’ve got you covered every step of the way.

This partnership means that Perth Elite families and players can connect with a trusted financial expert who understands the importance of planning, growth, and success—both on and off the field.

Want to connect with Mundy Accountant - Chartered Accountants? Reach out for any financial advice, tax support, or business guidance— they’re ready to help you thrive!

Thank you for your support and for helping our Perth Elite families achieve their best, both on the pitch and in life.

A new year brings new opportunities and renewed goals.
Thank you for trusting us with your financial journey.
Wishing you success, stability, and peace of mind in the year ahead.

📅 Book your tax appointment today!
Let’s get your finances sorted and set you up for a strong year ahead.

📍 Mundy Accountants | 📞 [0410 964 390] | 💬 Message us to get started

ACCOUNTANTS FOR SERIOUS BUSINESS OWNERS.

Most business owners don’t realise how much tax, cash flow, and profit they’re leaving on the table.

If your business is established and turning over $1M+, basic accounting is no longer enough.

You need:
Proactive tax planning (not last-minute surprises)
Clear numbers to support confident decisions
An accountant who understands business growth
Compliance done properly — every time

As a Chartered Accountant, I work with business owners who want clarity, control, and strategy, not just lodgements.

📊 If you want an accountant who thinks like a business owner — let’s talk.

👉 Book a confidential Business & Tax Strategy Call today.

Need to talk tax? Now is the time to call your CA

🛑 Is Your Accountant Missing in Action? 📞

Do you find your accountant is hard to reach, never answers your calls, or never calls you back? Are they just an expensive rubber stamp who only lodges your tax returns once a year and provides zero proactive advice?

If this sounds familiar, it's time to realize the dire consequences this can have on your business and financial future.

The True Cost of a Silent Accountant:

💰 Missing Out on Tax Savings: Without year-round advice, you could be missing crucial opportunities for legitimate deductions, R&D credits, structure optimization, and tax-effective investment strategies.
📉 Stalled Growth: Proactive advice helps you budget, forecast, and make informed decisions about expanding, hiring, or purchasing assets. A silent accountant leaves you operating in the dark.
⚖️ Unnecessary Risks & Penalties: Tax laws change constantly. Not having an expert advise you during the year means you could unknowingly be non-compliant, leading to audits, interest, and hefty penalties.
😰 End-of-Year Panic: Everything is rushed, reactive, and stressful, instead of being a smooth, planned process.

⭐ It's Time for a Change! ⭐

You deserve an accountant who is a true business partner one who is accessible, understands your goals, and provides proactive strategies that help you save money and grow your profits all year long.

Don't let a hard-to-reach accountant have a dire impact on your business anymore.

Switch to an accounting firm that puts you first: Mundy Accountants - CHARTERED ACCOUNTANTS

We offer:

✅ Proactive Advice and strategies.
✅ Accessibility - we answer your calls and emails.
✅ A focus on minimizing your tax and maximizing your profit.

Ready to stop stressing about your finances and start growing your business?

👉 Contact Mundy Accountants today for a confidential, no-obligation chat about your business needs!

www.mundyaccountants.com.au
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A smart accounting solution for a better tomorrow! ✨ At Mundy Accountants, we provide expert guidance and strategic advice to help you manage your finances efficiently and build a strong financial future.

📅 Book your tax appointment today!
Let’s get your finances sorted and set you up for a strong year ahead.

📍 Mundy Accountants | 📞 [0410 964 390] | 💬 Message us to get started