Sedley Koschel Financial Group

Is your "balanced" portfolio riskier than you think? 📈

After 30 years of unprecedented US market growth, many Australian investors are carrying far more risk than they realise without active rebalancing.

Check out our latest newsletter to discover how "portfolio drift" impacts your long-term wealth - and what you can do about it.

is-your-balanced-portfolio-riskier-than-you-think The hidden risk lurking in 30 years of market data

📉 RBA holds rates at 4.35% as inflation cools.

What does the latest decision mean for your mortgage, investments, and savings? Read our quick breakdown for key takeaways and actionable insights for your financial strategy.

💬 Need to review your home loan or portfolio? Reach out to the SK team today - 📞 1300 00 11 08

-economic-update-rba-holds-cash-rate-at-435 Inflation is cooling faster than expected. Here is what the latest pause means for your financial strategy.

Oil prices, AI trends, and market shifts - what should investors actually focus on right now? 📊

Check out our latest client newsletter featuring 9 key charts to help you navigate today’s market landscape.

🔗 Read full analysis below.

nine-key-charts-for-investors-to-keep-an-eye-on-amidst-oil-and-ai-worries Share markets had a strong first half despite the oil supply shock as expectations for de-escalation, okay economic data, strong profits and the AI boom provided an offset.

Was life really better in the "good old days"? 🤔

With rising cost-of-living pressures and economic uncertainty, it’s easy to look back at the past with nostalgia. But while housing was certainly more affordable a generation ago, many economic indicators - from household income to workplace equality - are significantly better today.

Read our latest newsletter to learn more about how the Australian economy has changed over the last 50 years to separate economic myth from reality.

was-life-really-better-in-the-good-old-days Lately, there seems to be a heightened level of angst that economic conditions are getting harder and that the two-party political system – and maybe democracy too – is failing voters.

THE BIG PICTURE - Will you be okay in retirement? 🤔

With 3.6 million Australians preparing to retire soon, the rules are changing fast, but your future shouldn't be a guessing game. At SK, we reject "one-size-fits-all" templates; we build deeply personalised strategies to handle the complex tax and lifestyle rules on your behalf, giving you total certainty and control.

Read more in our latest newsletter where we break down these big industry updates in simple terms👇

Contact our team today to book your free discovery meeting, 1300 00 11 08.

❓ Will you be okay in retirement? Let SK help ensure the answer is "yes"! When you think about your future, what comes to mind? For most of us, it isn't a complex spreadsheet or a set of financial regulations. It is a feeling. It’s the comfort of knowing you can look after your family, travel if you want to and enjoy your time without worrying about money.

SK has been named a national finalist in the Australian Accounting Awards 2026 for two major categories:
🏆 Multiservice Firm of the Year
🏆 Superannuation Specialist of the Year

Out of hundreds of professionals and businesses nationwide, our team has been shortlisted for shaping the future of Australia’s accounting landscape. This recognition is a direct reflection of our team's hard work and our commitment to your complete financial well-being.

Read our newsletter to read the full story and discover what this national recognition means for you!

Double Finalist! 🎉 SK recognised in Australian Accounting Awards! We are thrilled and incredibly proud to share the fantastic news that underscores the quality, dedication, and collective strength of our team, as well as our long-standing commitment to you!

Is your financial structure ready for the 2026 Budget reforms? 🛑

The recent Federal Budget has introduced the biggest structural tax changes in years. If you own property, operate a trust, or have a high-growth investment profile, the 30 June deadline is now your most important date of the year.

Our latest newsletter covers:
🔹 EOFY tax planning.
🔹 Secure "grandfathered" status on established properties.
🔹 Maximise super before new tax caps kick in.
🔹 Plan for the upcoming 30% Trust tax floor.

Proactive planning is the difference between a standard year-end and a highly successful one.

Read the full newsletter below! 👇

💥 ACT NOW: 2026 Tax Strategies & Critical Budget Updates As we approach 30 June 2026, the difference between a standard year-end and a highly successful one lies in proactive strategy. 

Is your investment strategy ready for the 2026-27 Federal Budget reforms? 🇦🇺

The Government has just handed down a Budget that marks a major shift for Australian investors. From significant CGT changes and negative gearing restrictions to a new minimum tax on discretionary trusts, the landscape is changing.

We’ve unpacked the "big moves" so you don’t have to. Our latest newsletter covers:
📉 CGT Overhaul: The move from the 50% discount to indexation.
🏠 Property Impact: Why negative gearing is now a "new-build" game.
💼 Trust Updates: The new 30% tax floor for discretionary trusts.
💸 Worker Relief: New offsets and instant deductions for your next tax return.

The window for proactive planning is now open. Don't wait until 2027 to react to these changes.

Read our full budget analysis here.

💰 2026-27 Federal Budget Analysis 18 & 21 / 340 Hope Island RoadHope Island QLD 4212Lvl 19, 10 Eagle StreetBrisbane QLD 40006 / 27 Miles StreetMt Isa QLD 4825

On Thursday, 21 May 2026, the SK team be hosting Australia's Biggest Morning Tea - coming together to support the Cancer Council and raise vital funds for cancer research, support services, prevention programs, and advocacy.

If you'd like to contribute to this important cause, please click below to make a donation. Feel free to share this link with your family and friends who might also like to support this worthy cause 😊

We're hoping to make this year's Biggest Morning Tea a fantastic success and beat last years total funds raised of $344.68!

Australia's Biggest Morning Tea 2026 - SK Financial Group Biggest Morning Tea Join me at my Biggest Morning Tea or donate online to help me reach my fundraising goal! Together, we can help Cancer Council raise much needed funds.

📢 RBA Rate Alert: May 2026

The Reserve Bank has just handed down its latest decision, raising the cash rate to 4.35% following last week’s shock inflation data.

This is the third increase we’ve seen in 2026, and it’s already impacting borrowing capacity and monthly repayments across Australia. If you haven't reviewed your mortgage since the start of the year, your current rate may no longer be competitive.

Inside our latest update:
* How much this hike adds to a $1M mortgage.
* Why inflation jumped to 4.6% and what it means for future moves.

👇 Don't leave your financial strategy to chance. Read the full breakdown and see how these changes affect your goals via the link below.

📈 Market update: May 2026 RBA cash rate decision 18 & 21 / 340 Hope Island RoadHope Island QLD 4212Lvl 19, 10 Eagle StreetBrisbane QLD 40006 / 27 Miles StreetMt Isa QLD 4825