Hoffman Kelly Accountants & Business Advisors

🚨 Are trusts still worth it after the 2026 Federal Budget?

Short answer: yes, but ""we've always done it this way"" isn't good enough anymore.

In our latest piece: what's changing, which trusts stay exempt, and the real question to ask before setting up (or keeping) a trust.

Not a ""panic and restructure"" moment. A ""know where you stand"" moment.

👉 Read the full breakdown: https://hoffmankelly.com.au/are-trusts-still-useful-after-the-2026-federal-budget/

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Are you charging enough? 👀

More sales don’t always mean more profit. If your pricing hasn’t kept up with rising costs, your time, or the value you provide, you could be working harder without seeing the return.

From cost-based pricing to value-based pricing, our latest article breaks down how to price your products or services, and the common pricing mistakes that could be eating into your profits.

👉 Read the full article to see whether it’s time to rethink your pricing https://hoffmankelly.com.au/are-you-charging-enough-a-small-business-owners-guide-to-pricing/

FY26 is done. The books are closed. And right on cue, we're hearing the same thing from business owners everywhere 📚

"We should have done that sooner."

Sound familiar? You're not alone. Discover what came up the most in our latest insight

https://hoffmankelly.com.au/the-fy26-decisions-our-clients-wish-theyd-made-sooner/

Ronaldo's out. Neymar's retired. The World Cup is delivering drama left, right and centre ⚽

But while everyone's watching the athletes, we've been thinking about what the best of them have in common with the best-run businesses.

It's more than you'd think. Read the full analysis here https://hoffmankelly.com.au/what-elite-athletes-and-efficient-businesses-have-in-common/

Have you done your cash flow forecast this year? Not your budget, your forecast. The one that tells you whether you'll actually have cash in the bank when your bills are due.
If the answer is no, this one's for you. 👇
A growing, profitable business can still run out of cash. It surprises more owners than it should.
Read our latest insight here https://hoffmankelly.com.au/cash-flow-forecasting-why-its-more-important-than-your-budget/

A new financial year = a clean slate. 12 months of possibility.

The question is: will you drive it, or let it happen to you?

Business owners who start the year with a budget make better decisions, spot problems earlier, and invest with more confidence. It's not complicated. It just requires the decision to start.

Find out how to build a budget that actually works for your business 👇

🔗 https://hoffmankelly.com.au/plan-the-year-before-the-year-plans-you/

Got questions about the 2026 budget? From negative gearing, to CGT Minimum rates, we dug into the ins and outs of this years budget, applying expert knowledge to what we know so far.
Catch up on our budget event https://hoffmankelly.com.au/resources/

EOFY is often framed around one thing, profit. But profit doesn’t give you control over your business position, it simply reflects what has already happened.

From a vCFO perspective, EOFY is about visibility, not just results — understanding cash flow, obligations, and timing before year-end arrives.

Most EOFY pressure comes from timing gaps, not profit.

• Cash flow vs upcoming obligations
• Timing of tax, GST and PAYG
• What’s earned vs what’s been collected

Control comes from forecasting and forward visibility, not year-end reporting.

Learn more about the vCFO perspective on EOFY and how stronger financial visibility changes decision-making.

https://hoffmankelly.com.au/vcfo-insight-eofy-isnt-about-profit-its-about-control/

Even well-structured SME groups can run into small issues heading into 30 June, not from lack of planning, but from ex*****on gaps.

Super timing, trust distributions, Division 7A exposure, asset purchases… it’s often the detail that shifts outcomes.

Check out our quick pre-EOFY check-in on 10 things worth reviewing.
Learn more about the common ex*****on gaps we’re seeing ahead of year-end. https://hoffmankelly.com.au/tax-planning-10-things-even-well-structured-sme-clients-can-miss/

A simple end-of-month routine can significantly improve accuracy, cash flow visibility, and BAS readiness.

Key checks:
• Reconcile accounts
• Review coding and completeness
• Check payroll and super
• Scan key reports (P&L, Balance Sheet, GST)

Fixing small issues monthly prevents bigger problems later.

Better month-end habits lead to better business decisions.

Find out how we help businesses build better systems at Hoffman Kelly 🔗 https://hoffmankelly.com.au/a-practical-end-of-month-checklist-for-small-business/