Make It Happen Finance.

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Make It Happen Finance. Mortgage & Finance Brokers

Whether you are buying your first home or 5th, We help simplify the technical aspects of the home loan process and take care of all the nagging little pieces so you can rest assured NOTHING IS MISSED.

A lower interest rate doesn't automatically make a refinance better.The advertised rate is important. But it isn't the o...
17/10/2026

A lower interest rate doesn't automatically make a refinance better.

The advertised rate is important. But it isn't the only number worth comparing.

Before refinancing, consider the costs of leaving your existing loan, fees associated with the new loan, loan features, repayment structure and whether you're extending the time you'll remain in debt.

For example, moving an existing loan into a fresh 30-year term may reduce monthly repayments, but extending the repayment period can affect the overall interest paid.

A useful refinance comparison therefore asks more than: “What's the new rate?”

It asks whether changing loans improves your position when the broader costs and structure are considered.

Thinking about refinancing? Make It Happen Finance can help you examine the numbers and available options.

Your credit card balance and credit limit aren’t the same thing when it comes to borrowing.You might have a $15,000 cred...
13/10/2026

Your credit card balance and credit limit aren’t the same thing when it comes to borrowing.

You might have a $15,000 credit card limit, rarely use it and pay the balance in full each month. However, when a lender assesses your financial commitments, the available credit limit may still be taken into account—not simply the amount you currently owe.

This is why reviewing unused cards or credit limits that are higher than you need can be worthwhile before applying for a home loan.

That doesn’t mean automatically closing every credit card. The right approach depends on your individual circumstances and broader financial position.

Planning to buy or refinance? Make It Happen Finance can help you understand how your existing commitments may affect your borrowing options.

Start the conversation: https://www.makeithappen.finance/

Getting pre-approved can give you a clearer idea of your potential purchasing position, but it doesn't mean you can auto...
10/10/2026

Getting pre-approved can give you a clearer idea of your potential purchasing position, but it doesn't mean you can automatically buy any property within that amount.

Things can change between pre-approval and unconditional approval.

Your financial circumstances may change. Interest rates or lending policies may change. The lender will generally still need to assess the property being purchased, and additional conditions may need to be satisfied.

That's why making major financial changes while you're actively looking for property deserves careful consideration.

Thinking about changing jobs, taking out a car loan or increasing a credit limit while house hunting?

Consider speaking with your broker first.

Understanding the potential impact before making the change can prevent surprises later.

Your salary isn’t your borrowing capacity.Two people earning the same salary can have very different borrowing capacitie...
07/10/2026

Your salary isn’t your borrowing capacity.

Two people earning the same salary can have very different borrowing capacities.

That’s because lenders generally consider more than income alone. Existing debts, credit card limits, living expenses, dependants and other financial commitments can all affect how much you may be able to borrow. Lenders may also apply different assessment criteria, meaning the same financial position can produce different outcomes.

Online borrowing calculators can be helpful for a quick estimate, but they don’t always capture your complete financial picture.

Before deciding on a property budget, it can be useful to understand how lenders may assess your circumstances and what borrowing options could be available.

Ready to explore your borrowing position? Get in touch with us today: https://www.makeithappen.finance/

Grand Final weekend done right: snacks sorted, couch claimed, phone on silent for the next two hours 🏉📺Whoever you're ch...
03/10/2026

Grand Final weekend done right: snacks sorted, couch claimed, phone on silent for the next two hours 🏉📺

Whoever you're cheering for today, enjoy it. And if Monday's public holiday has you thinking about getting a few things sorted while you've got the time off, we're just a call away.

🌐 https://www.makeithappen.finance/ 📞 1800 759 015

Every single one of our twenty-four Google reviews has landed on a full five ⭐⭐⭐⭐⭐We don't have the exact formula. But i...
30/09/2026

Every single one of our twenty-four Google reviews has landed on a full five ⭐⭐⭐⭐⭐

We don't have the exact formula. But if we had to guess: showing up, explaining things properly, and not going quiet after settlement probably has something to do with it.

Get in touch! 👇
🌐 https://www.makeithappen.finance/
📞 1800 759 015

Picture this: it's a crisp spring morning, the removalist van is out front, and you're holding the keys to a place that'...
24/09/2026

Picture this: it's a crisp spring morning, the removalist van is out front, and you're holding the keys to a place that's actually yours 🔑🌸

That image is closer than it feels for a lot of people — sometimes it's just a matter of understanding your borrowing power, tidying up a few numbers, or finally getting pre-approval sorted instead of guessing.

If that picture has been sitting in the back of your mind, spring's as good a season as any to make it real.

🌐 https://www.makeithappen.finance/ 📞 1800 759 015

What would you do with the equity sitting in your home right now? 🏡✨A renovation. An investment property. Paying down ot...
19/09/2026

What would you do with the equity sitting in your home right now? 🏡✨

A renovation. An investment property. Paying down other debt faster. For a lot of homeowners, there's more sitting in their home than they realise — the tricky part is knowing what's actually accessible and what makes sense for your situation.

If you've ever wondered what your options might look like, that's a conversation worth having, even just to know where you stand.

🌐 https://www.makeithappen.finance/ 📞 1800 759 015

3 things that can quietly affect your loan application 👀 Most people know income and deposits matter. Fewer people know ...
14/09/2026

3 things that can quietly affect your loan application 👀 Most people know income and deposits matter. Fewer people know these can matter just as much:

1️⃣ Multiple credit enquiries in a short window — even just comparing with several lenders yourself can affect how your file looks.
2️⃣ Buy-now-pay-later and existing small debts — regularly used accounts get factored in.
3️⃣ Everyday spending patterns — lenders look at your bank statements, not just your payslip.

None of these is a deal-breaker on its own, but they're worth knowing before you start looking, not after you've already applied.

🌐 https://www.makeithappen.finance/ 📞 1800 759 015

You know the one — "just looking" at listings, and forty minutes later you've mentally moved into three different houses...
11/09/2026

You know the one — "just looking" at listings, and forty minutes later you've mentally moved into three different houses 👀🌙 No judgment here, we've all done it.

If casual scrolling has turned into "maybe we should look into this properly," that's a good sign it's time for a real conversation.

🌐 https://www.makeithappen.finance/ 📞 1800 759 015

Address

40 Meagher Street
Chippendale, NSW
2008

Opening Hours

Monday 12am - 12am
Tuesday 12am - 12am
Wednesday 12am - 12am
Thursday 12am - 12am
Friday 12am - 12am
Saturday 10am - 2pm

Telephone

+611800759015

Website

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