Priority Advisory Group

🏆 Priority Advisory Group: Winner of Fortnum's Advice Innovation & Excellence Award 2026 🏆

We won't be leaving the Fortnum Accelerate Conference in Vietnam empty-handed! This Advice Innovation & Excellence award is a massive credit to the entire Priority team for their tireless efforts and unwavering commitment to innovation and continuous improvement.

👏 Congratulations to the finalists for this award and of course the winners in other categories - it is fantastic to see the amazing work being done across our industry.

☂️ Having insurance in place is an important step towards protecting yourself and your family, but do you know exactly what your policy covers? From policy definitions and exclusions to waiting periods and incomplete information, there are several reasons an insurance claim can become more complicated than expected.

📰 In our latest article, we look at common reasons insurance claims may be delayed, disputed or declined, and the practical steps you can take to reduce the risk of problems at claim time: https://bit.ly/4ibZ9es

🛡️ Understanding your cover before you need it can help you make more informed decisions and ensure your insurance continues to align with your circumstances.

🏅 Two 2026 Fortnum Award Nominations for Priority...

The 2026 Fortnum Awards are just around the corner, and we're excited to announce that Priority has been nominated as finalists in two categories:

🚀 Advice Innovation and Excellence
🏆 Practice of the year (3+ ARs)

This is great recognition of the hard work of our team and commitment to continually improving the way we service our clients. Fingers crossed we take home the win (or two)! 🤞

🗞️ The latest Priority Newsletter has landed! a few weeks ago, our subscribers received important updates straight to their inbox, including:

🏡 Selling the Family Home for Aged Care - What You Need to Know Before Making the Decision
⚖️ ETFs vs Managed Funds - Which Investment Option Is Right for You?
🤖 AI is Changing Everything - Does Your Portfolio Need To?
🏢 Info about our new office (including parking & transport)
➕ and more!

In case you missed it, here it is 👉 https://bit.ly/4gv6Afy

😵‍💫 Making decisions for your future aged care can bring on stress and senses of urgency and uncertainty. It can feel overwhelming knowing knowing the decisions your make today can affect your future cashflow, entitlements, and the legacy you leave behind.

🌿 Engaging in expert financial aged care advice can help turn complexity into clarity. Financial Advisers can help you to understand Centrelink rules, government subsidies, accommodation funding options, and estate planning strategies. Seeking advice ensures decisions can be made with confidence and brings balance to your long-term financial wellbeing.

Get the right advice and set yourself up for success ➡️ https://bit.ly/45XqLfZ

💸 It's stressful planning the financial side of your retirement future. Cost of living just seems to keep on rising, bills are becoming more expensive as the years go on; it feels like you may never have enough to retire comfortably. Planning for a bigger bigger retirement income target feels safer and more achievable for any future lifestyle wants and needs.

🤔 It's important to remember that the average retiree's spending is often much lower than expected. It's easy to forget most will have mortgages already paid off, reduced work-related expenses, and less overall day-to-day expenses. Many working Australians believe they'll need around $99,000 per year to retire comfortably, however many current retirees report that their lifestyles manage to fit a year budget of around $68,000.

Reduce your stress and make your retirement goals more realistic ➡️ https://bit.ly/46mPKtc

😱 The financial impact of losing a key person running your business can be significant. Revenue can take a hit, clients may lose their key contact, growth plans stall, and business loans still keep ticking away in the background. Many businesses don't realise the risk until it's too late.

💭 Key person insurance is made to protect a business against the loss of important people. When considering this type of cover, it's important to think about:

✅ Their contribution to revenue and profits.
✅ The cost and time required to replace them.
✅ Any business debts they've personally guaranteed.
✅ The long-term goals of the business.

Learn which level of cover suits you and your business ➡️ https://bit.ly/4xQMOkb

📦 The Priority Team is on the move!

📍 From Monday 24 August, you'll find us in Zurich Tower, Level 5, 118 Mount Street North Sydney. We're excited to welcome clients, new and existing, to our new location soon.

If you have any questions, please don't hesitate to reach out:
🌐 https://www.priorityag.com.au/contact/
📞 1300 349 188

📈 Choosing between ETFs and managed funds isn't about finding a universally "better" investment.

Both offer diversification, can support long-term wealth creation, and have a place in the right circumstances. The key is understanding how they differ and how they fit within your overall financial strategy 💡

📰 In our latest article, we explore the key differences, the benefits of each approach, and why a successful portfolio can include both ▶️ https://bit.ly/4gxi95C

🌱 A thoughtful investment strategy starts with your goals, not just the products you invest in.

🔒 For most, the standard default for income protection insurance is through their superannuation. It's convenient and cost-efficient, so it feels like the easiest choice. However, just because it's the easiest and cheapest option doesn't always mean it's the best.

🤔 Understanding the limitations income protection through your insurance comes with can help you to determine if it's the best option for you. Most come with lower income replacement rates, and even shorter benefit periods. Also disabilities can often make claims harder to access.

Don't assume your default cover is enough ➡️ https://bit.ly/45SLod7