The Bottom Line Business Advisory

Business Owners — Quick Question
Do you actually know what your profit is right now?
Not what it was last June.
Not what your accountant told you 8 months ago.
Right now.
We meet so many hardworking business owners who:
• Are busy
• Are growing
• Are turning over good money
but don’t have clear visibility on:
✖️ Profit
✖️ Tax coming
✖️ Cash flow
✖️ Where money is leaking
And that stress builds up.
At The Bottom Line Business Advisory, we help business owners take control of their numbers — using Xero and simple, practical advice that actually makes sense.
Because accounting shouldn’t feel confusing.
It should give you confidence.
If you want clarity (and fewer tax surprises), send me a message.
Let’s get your business working for you — not the other way around.

SMSFs aren’t just for older Australians anymore.

The ATO’s latest stats show SMSFs continue to grow-over 653,000 funds, 1.2 million members, and around $1.05 trillion in assets as at June 2025.
What’s changed?
Younger Aussies are setting them up in big numbers, especially people in their 30s and early 40s.
Why?
1. More control over where their super is invested
2. Flexibility to match their lifestyle and income
3. Greater engagement, often leading to more consistent contributions
4. Easier access thanks to modern platforms and low-cost investing
And while most SMSF members are still over 45, the benefits can work at any age — if it suits your situation.
Quick reality check: SMSFs aren’t for everyone. They require time, responsibility, and the right level of savings to be worthwhile.
If you’re wondering whether an SMSF could work for you, flick me a message and we can talk it through.