Michael Roach Financial Solutions

Super tax shake up

Super tax shake up - Michael Roach Financial Solutions Superannuation tax rules are changing again and there are implications for those with very large balances as well as those on lower incomes. In a nutshell, the new plans include: more targeted tax rules for people with very large super balances extra support for low-income earners who contribute to....

Goodness is the only investment that never fails

Be fearful when others are greedy and be greedy when others are fearful

What the RBA wants Australians to do next to fight inflation – or risk more rate hikes

What the RBA wants Australians to do next to fight inflation – or risk more rate hikes - Michael Roach Financial Solutions When the Reserve Bank of Australia (RBA) board voted unanimously to lift the cash rate to 3.85% in February, the decision was driven by one overriding concern. It wants to stop the rising cost of living from becoming entrenched. For some, like self-funded retirees, the rate rise was good news. Highe...

Time has a wonderful way of showing us what really matters

If you think the $3m super tax may affect you

The borrowing fallout from higher-for-longer rates

The borrowing fallout from higher-for-longer rates - Michael Roach Financial Solutions In lifting its official cash rate by 0.25% back to 3.85% in February, the Reserve Bank of Australia (RBA) sent a clear signal that Australian borrowers should expect higher interest rates for longer. The simple reason: inflationary pressures have accelerated materially over recent months, and the in...

Diversification is a protection against ignorance

Put your money on autopilot

Look everywhere you can to cut a little bit from your expenses. It will all add up to a meaningful sum.