Wattle Financial Planning

If you or someone you love depends on your income, then you need life insurance. But how do you know which type you need, or how much, or how best to pay for that insurance? In this article, we examine the life insurance options available to you so that you can make an informed decision about one of the most important purchases you will ever need to make.

Contact us today to book a Zoom meeting for an initial chat about your insurance needs.

Risk Insurance - Wattle Financial Planning Introduction Broadly speaking, there are five types of life insurance: Life cover (this is sometimes called death cover); Income protection cover; Total and permanent disability cover (TPD); Trauma cover; and Business cover (for either business expenses or a key person in the business). We will look...

Next week marks the start of winter and also the last month of what has surely been the most bizarre financial year in history. June 30 is a deadline for a whole range of things, so in this article we want to remind you of some of them. As the weather has gotten colder, why not make yourself a nice warm drink and read on.


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Winter means the end of the financial year! - Wattle Financial Planning Next week marks the start of winter and also the last month of what has surely been the most bizarre financial year in history. June 30 is a deadline for a whole range of things, so in this article we want to remind you of some of them. As the weather has gotten colder, why not make yourself a nice....

If 2020 was a normal year, then this week we would be writing about the 2020 Commonwealth Budget. The 2020 Budget was due to have been delivered earlier this month. However, the Commonwealth Government made the sensible decision to delay the Budget until later in the year, due to the uncertainty about Commonwealth revenues and expenses that the COVID-19 crisis has created.


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It’s Automatic… - Wattle Financial Planning If 2020 was a normal year, then this week we would be writing about the 2020 Commonwealth Budget. The 2020 Budget was due to have been delivered earlier this month. However, the Commonwealth Government made the sensible decision to delay the Budget until later in the year, due to the uncertainty abo...

In recent weeks we have discussed various Commonwealth responses to the Coronavirus. One response that has received relatively little ‘airtime’ is the announcement that people drawing account-based pensions from their super fund can reduce the amount they must withdraw in this and the coming financial year.


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Account-Based Pensions – Save the Other Half for Later? - Wattle Financial Planning In recent weeks we have discussed various Commonwealth responses to the Coronavirus. One response that has received relatively little ‘airtime’ is the announcement that people drawing account-based pensions from their super fund can reduce the amount they must withdraw in this and the coming fin...

In this edition of our newsletter, we review all of the commonwealth stimulus that has been announced so far. We also take a look at both the share and the residential property markets. Both of these markets rose in the month of April. However, the one thing we can say with certainty is that April probably won’t tell us what will happen in May!


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May 2020 - Wattle Financial Planning We Service the Melbourne area including the following suburbs: Brunswick | Melbourne | Coburg | Carlton | Inner City Melbourne | Northcote | Thornbury | Clifton Hill | Moonee Ponds | Essendon | Pascoe Vale | Preston | Reservoir | Hadfield | Fawkner | Northern Suburbs Melbourne | Lalor | Thomastown |...

It has been a while since we spoke about property. For now, the state of the property market is particularly inconclusive and this is probably not a time for immediate action. But it is a good time to think about what your medium to long-term response to changes in the property market will be.


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Time for some quiet thinking: how will the Coronavirus affect property values? - Wattle Financial Planning It has been a while since we spoke about property – there have perhaps been other more pressing things to discuss. But property is still very much worth thinking about, even if, for now, the state of the property market is particularly inconclusive. It is not really a time for immediate action, bu...

Amid the raft of measures announced by the Commonwealth Government last month, one of the more contentious was the decision to allow limited access to superannuation benefits to people who are ‘under-age.’ This change took effect from Monday of this week. Whether withdrawing makes sense in your case depends very much on your unique situation.


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To Access or Not to Access (Your Super Early)? That is the Question. - Wattle Financial Planning Amid the raft of measures announced by the Commonwealth Government last month, one of the more contentious was the decision to allow limited access to superannuation benefits to people who are ‘under-age.’ This change took effect from Monday of this week. Normally, unless a person becomes disabl...

Over the past month, the Commonwealth Government has announced and commenced implementing economic stimulus measures that involve the Commonwealth spending (or rebating) more than $200 billion. A fair question to ask is: where do they get the money for that? The answer is a happy one that should be reassuring.


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Where did they Get the Money for That? - Wattle Financial Planning Over the past month, the Commonwealth Government has announced and commenced implementing economic stimulus measures that involve the Commonwealth spending (or rebating) more than $200 billion via new initiatives. A fair question to ask is: where do they get the money for that? There are two answers...