Jennifer Chin - Life-Centred Financial Planner

November 2021 Newsletter

Email Welcome to your monthly newsletter from Aspire Lifestyle Financial Planning. Should you have any questions or would like to discuss any aspect of your financial wellbeing, please feel

Only less than 10 weeks to go, we're welcoming New Year, what's your New Year’s resolutions for 2022? Sure, thanks to COVID stress eating, plenty of people will vow to lose weight, also will likely prompt many of you to be more financially prepared for the unexpected.

If you have loved ones who count on you for financial support, your top resolution should be to have adequate life insurance coverage to protect them if something happens to you.

Did we get you thinking? Do you have enough cover? We know many people are well and truly under-insured, mostly because they don’t have the time to get it organised.

If that sounds like you, we can help. Contact us for a chat.

If you have concerns about your health, you will visit your doctor, pay for consultation even though there’s no diagnosis or major illness, but just to get a peace of mind.

If you have concerns about your wealth/ finance, why don’t you visit a financial planner to ‘diagnose’ your situation to ensure that you’re tracking on your financial goal, to get a peace of mind?

"Definition on Return on Life is to get the best life possible with the money you have. You don’t need to be a mega millionaire to have a life, you just have to have wise money management." Mitch Anthony
https://www.mitchanthony.com/whats-your-return-on-life/

My central value proposition is focused on the life of my client, not Return on Investment.

Q: When is the right time to see a Financial Planner?
A: Whenever you are ready to get yourself setup & invest into your future!

Don't put your lifestyle choices in jeopardy! Check out the article:
http://clientcomms.infocus.com.au/sites/default/files/generated_documents/office_Aspire_Lifestyle_Financial_Planning_745_631/document_20210622_1334_117566/document.html

Life is not a rehearsal, Life is a journey, Life is while you're making plans!

Clients entrust financial advisers with more than their wealth,
they entrust their dreams,
their futures.

What a great interview and what Dawn said resonated with me. I agreed with everything she said in the podcast, which made me feel good that I'm not alone as a women adviser.

‎The ifa Show: What’s next for women in advice? on Apple Podcasts ‎Show The ifa Show, Ep What’s next for women in advice? - 4 May 2021

I remembered once a conversation with a client in reviewing his insurance and he said his superannuation taken care of that with default cover.

Well, do you know the default cover does not meet the full insurance needs of many families, especially parents with young children according to research: https://www.ricewarner.com/new-research-shows-a-larger-underinsurance-gap/

If anything happen to you, is your insurance payout able to cover housing costs, repayment of debts, funeral costs and the needs of a partner or dependent children?

If you are not sure, feel free to drop me a message to have a no obligation chat.

New research shows a larger underinsurance gap - Rice Warner Underinsurance is defined as the gap between the amount of life insurance needed by an individual or family and the amount of life insurance held. Since 2005, Rice Warner has been carrying out research to quantify the underinsurance gap in Australia and we have recently released our Underinsurance i...