09/09/2026
ποΈ How to still make use of negative gearing ποΈβ£
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Negative gearing isnβt dead. Itβs just different. π‘β£
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Investors can still benefit from negative gearing on newly built properties. π‘β£
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Itβs an option that can also mean higher depreciation deductions. β£
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Seek advice from your accountant and/or financial adviser to see if it's right for you.β£
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And if so, contact us to explore your investment home loan options. πβ£
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To find out more, contact Finance and Mortgage Solutions on:
βοΈ β 0425 341 086
π» β [email protected]
07/09/2026
π Bank of Mum and Dad: why a formal agreement makes sense πβ£
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One-in-five first home buyers rely on the support of parents or family. β£
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Yet more than 6-in-10 of these buyers have no written agreement in place, according to Money.com.auβs latest research.β£
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This can potentially delay home loan approval. β³β£
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Thatβs because lenders want to know if the financial support is a cash gift or a loan. π€β£
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Bottom line, talk to us to know how to structure the support of well-meaning family members. πβ£
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To find out more, contact Finance and Mortgage Solutions on:
βοΈ β 0425 341 086
π» β [email protected]
03/09/2026
Several of the big banks have pivoted on their rate outlook, and are now predicting rate hikes (rather than no change or a fall) this side of Christmas. It could be a cue for homeowners to plan rather than panic. π
02/09/2026
π‘ Why the time may be right for first home buyers π‘β£
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More choice, less competition and easing prices.β£
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With many investors currently hesitant to purchase due to major tax reforms to negative gearing and capital gains tax, that's resulted in less competition for first home buyers. πβ£
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Even better, there are numerous first home buyer government schemes and support to tap into. πβ£
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All in all, it really is shaping up as a first home buyersβ market.β£
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Contact us to find out how you could get started. πβ£
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To find out more, contact Finance and Mortgage Solutions on:
βοΈ β 0425 341 086
π» β [email protected]
31/08/2026
πΎ Records smashed: brokers serve more than 4 in 5 home buyers πΎβ£
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After years of growth, mortgage brokers have hit a new record market share! πβ£
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Brokers now account for 81% of new home loans, according to MFAA statistics. β£
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In trying times the guidance and support of a broker can be your key to home buying success. π€β£
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Research also shows broker customers are more satisfied than direct-to-lender borrowers. β£
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Call today, and experience the broker difference. πβ£
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To find out more, contact Finance and Mortgage Solutions on:
βοΈ β 0425 341 086
π» β [email protected]
27/08/2026
Property transactions involve big bucks β and that makes them a big target for scammers. With large sums of money at stake, we reveal what to look out for, and how to protect yourself from property settlement scams. π π‘
26/08/2026
π‘ Is your home loan still a good choice for you? π‘β£
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Big differences in lender rates make now a good time to review your mortgage. β£
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First, check if your home loan interest rate is competitive. π°β£
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Does your loan charge ongoing fees? Most donβt. β£
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Are you using all the loanβs features? You could be paying extra for them.β£
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And are you being punished for your loyalty? Lenders generally offer lower rates to new borrowers. π€β£
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Hereβs one option. π‘β£
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Contact us to organise a home loan health check. πβ£
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To find out more, contact Finance and Mortgage Solutions on:
βοΈ β 0425 341 086
π» β [email protected]
25/08/2026
π Could your home loan pre-approval be out of date? πβ£
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Mortgage pre-approval can potentially be an advantageous move for home buyers. π‘β£
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But recent rate hikes could leave your pre-approval in need of an update. β£
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Not only does pre-approval have a limited time span, usually 3β6 months, but it can also be impacted by rising rates. β±οΈβ£
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Canstar says just one 0.25% rate cut can reduce a single home buyerβs borrowing power by $12,000. β£
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That means a couple's borrowing power could have been reduced by more than $72,000 since the three cash rate hikes earlier this year. β οΈβ£
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The last thing you need is to discover you canβt finance the place you want to buy because of higher rates. β£
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Talk to us to bring your loan pre-approval up to date - and potentially find ways to improve your borrowing power. πβ£
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To find out more, contact Finance and Mortgage Solutions on:
βοΈ β 0425 341 086
π» β [email protected]