PBS Accountants and Advisers Pty Ltd

SMSF borrowing rules change Monday.

From 10 August, self-managed super funds can no longer set up new borrowing arrangements to buy residential property. That's law — it passed in June's tax reform package.

What doesn't change: existing SMSF loans keep running on their terms. Refinancing an existing loan is fine. And if the purchase contract was signed before 10 August, settlement can still happen after.

What does: from Monday, new SMSF borrowing for residential property is off the table. Commercial property and business premises aren't affected.

If an SMSF property purchase has been on your list, this matters. Call us and we'll tell you where you stand.

General information only, not financial advice — your circumstances are your own.

We have some exciting news here at PBS - we have joined forces with respected firms across Melbourne, Sydney and Canberra and are changing our name to BPAG Accountants.

What does that mean exactly? Have a listen to what Nick Bradley has to say.

If you have any questions regarding the above or how it may affect you, please reach out to your client manager

PBS Transforms to BPAG Exciting changes - bigger team, more expertise!

Please note we are closed today for the public holiday, we will be back business as usual Tuesday 9th June.

We’re proud to announce we have been acknowledged as a Silver Impact Partner for Business for Good.

This is a partnership we are excited to be a part of, together we are making a difference where it matters most. 🌏✨

⏰ EOFY is just around the corner!

Have you thought about your tax plan yet? 🤔

Proactive tax planning before 30 June can help you:
💰 Minimise your tax
📈 Smooth your cashflow
🎯 Take advantage of available concessions
🧾 Make informed decisions before year-end

Our team will review your year-to-date financials, forecast your year-end position, and identify strategies tailored to your situation.

It's not compulsory — but many of our clients find it incredibly valuable, especially during times of change. ✨

📞 Want to know if tax planning is right for you? Give us a call - we're happy to chat!

At PBS Accountants & Advisers, we believe business should be about more than numbers. Every time we lodge a tax document or received a client referral, we give back to the world around us, not with our clients’ money, not as a “hidden extra”, but directly from our own profits – because giving is part of who we are as a team.

Thanks to the continued support of our clients, we continue to be able to give back to those who need it most—both here at home and abroad. We’re grateful to be able to support our wider community and make a positive impact. 💙🌏🤝

Please see the summary image of our giving below.