Rands Tax & Business Consultants

Starting a business does not always mean you need to wait two years before exploring your home loan options.

For self-employed borrowers, lenders may consider factors such as:

✓ Trading history
✓ Income evidence
✓ Previous industry experience
✓ Business records
✓ Current financial position

However, every lender has different requirements.

Understanding your position before applying can help you identify the right pathway and avoid unnecessary delays.

Read the full article: https://www.randsfinancialservices.com.au/one-year-self-employed-home-loan/

The $18,200 tax-free threshold is often misunderstood.

Earning below this amount does not always mean you do not need to lodge a tax return.

Your lodgment requirements depend on your personal circumstances, including your income, residency and other tax obligations.

Read our guide: https://randstax.com.au/complete-the-individual-information-2026-tax-return/

Tax doesn’t have to be stressful! 🙌

Our clients trust us to make the process simple, smooth, and hassle-free.

Ready for your stress-free tax experience?

Contact Rands Tax & Business Consultants today.

If you were an Australian resident for tax purposes for only part of 2025–26, do not answer No automatically.

For a part-year resident, the tax return answer is Yes, and you also complete A2 – Part-year tax-free threshold.

If your residency changed during the year, it is worth checking this carefully before lodging.

Read the full article to learn how to complete your 2026 tax return correctly - https://randstax.com.au/complete-the-individual-information-2026-tax-return/

Australian tax residency is not determined simply by where you live, your citizenship or the visa you hold.

If you moved to Australia, left Australia or had overseas circumstances during 2025–26, your residency position should be considered carefully before completing your tax return.

Read the full 2026 Tax Return Guide to understand what to check before lodging - https://randstax.com.au/complete-the-individual-information-2026-tax-return/

Your 70¢ claim may not be the whole deduction.

Some eligible expenses are not included in the fixed rate, such as the decline in value of qualifying work equipment and certain repairs or maintenance.

They may be claimed separately where the usual deduction rules are met.

Read our full Working From Home Tax Deductions 2026 guide - https://randstax.com.au/working-from-home-tax-deductions-2026/

Working from home? There are two main ways to calculate eligible expenses: the 70¢ fixed rate or the actual cost method.

The better option depends on your expenses, records and individual circumstances. More detailed does not always mean a bigger deduction.

Read the full article to compare both methods before lodging your 2026 tax return - https://randstax.com.au/working-from-home-tax-deductions-2026/