Dare Financial Solutions

Your Super Is Your Money Too 👀

Be honest… when was the last time you checked your super?

If the answer is “I have no idea” - you're definitely not alone.

Super can be easy to forget about when retirement feels decades away. But it’s worth understanding where your money is, how it’s invested and whether your current setup still makes sense for you.

A few minutes today could help you feel much more confident about your financial future.

👉 Not sure what to look for? Speak to the Dare Financial Solutions team about reviewing your super.

Disclaimer: The information provided is general in nature and does not constitute personal financial advice.

🏡 Could your tax refund help wipe years off your home loan? 🏡⁣
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The average tax-agent prepared tax refund is $3,550, according to H&R Block. ⁣
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Those extra funds could potentially help you pay off your mortgage sooner.⁣
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That’s because 100% of additional lump sum payments reduce your home loan principal. 📉⁣
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In turn, that lowers the total amount of interest you're charged each month thereafter.⁣
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So more of each of your following monthly repayments work harder to pay down the loan balance. 📊⁣
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Call us to know how to put your tax refund to work lowering your home loan. 👇⁣
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To find out more, DM us or contact Dare Financial Solutions on:

📞 1300 003 273
💻 [email protected]

The “I’ll Start Investing Later” Trap

“I’ll start when I earn more.”
“I’ll start when I have more money.”
“I’ll start when I know more about investing.”

Sound familiar? 👀

There will always be a reason to put it off.

But investing isn't necessarily about having a huge amount of money or knowing everything from day one. It’s about understanding your options, having a strategy and starting with what makes sense for you.

The earlier you start learning about your options, the more time you give yourself to build towards your goals.

👉 Curious about investing but don't know where to start? Let's have a conversation.

Disclaimer: The information provided is general in nature and does not constitute personal financial advice.

💪 Two-thirds of home loan borrowers focus on paying down debt 💪⁣
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A survey by Agile Market Intelligence shows 65% of home loan borrowers are currently focusing on paying down their mortgage sooner. 🙌⁣
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Even small extra repayments can make a considerable difference over the long run when it comes to paying less interest and reducing your home loan term. ⁣
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Talk to us for strategies that could potentially help you clear the home loan slate sooner. 👇⁣
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To find out more, DM us or contact Dare Financial Solutions on:

📞 1300 003 273
💻 [email protected]

Your Salary Increased… Now What? 👀

Got a pay rise? Congratulations! 🎉

But before your lifestyle automatically levels up with it, take a moment to think about what you want your extra income to do for you.

Could it help you:
💰 Grow your investments?
🌱 Build your financial future?
🏖️ Work towards a lifestyle goal?
📈 Boost your super?
✨ Give you more financial flexibility?

You worked hard for the extra income - make sure it’s working hard for you too.

👉 Have a pay rise coming? Talk to Dare Financial Solutions about how you could make the most of it.

Disclaimer: The information provided is general in nature and does not constitute personal financial advice.

🩺 What happens in a home loan health check? 🩺⁣
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First, we check the pulse of your loan: does it still meet your needs? 💡⁣
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Next, we look at vitals like the interest rate and loan features. 📊⁣
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Then we scope the market to see if you could secure a lower interest rate or save money on fees. 💰⁣
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It’s all about having the home loan that helps keep you in great financial shape. 🏡⁣
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Call today to arrange a home loan health check. 👇⁣
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To find out more, DM us or contact Dare Financial Solutions on:

📞 1300 003 273
💻 [email protected]

Your 20s Aren’t “Too Early” to Talk About Money 💰

Your 20s can be a lot of firsts - first full-time job, first serious salary, first time managing your own finances.

And while retirement might feel very far away, the financial habits you build now can have a huge impact on your future.

You don't need to have it all figured out. You just need to start.

A financial plan can help you understand where your money is going, make the most of what you have and work towards the life you actually want.

👉 Ready to get your finances working towards your goals? Get in touch with the Dare Financial Solutions team today.

Disclaimer: The information provided is general in nature and does not constitute personal financial advice.

🏡 What's the ideal age to move out and buy your own home? 🏡⁣
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Research by Finder shows most Australians believe that by age 31 it’s well and truly time to fly the nest.⁣
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That’s not far off age 33 - the average age for first homebuyers (CommBank data). 🙌⁣
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Living with mum and dad throughout your 20s can have its advantages though, such as saving up more for a first home deposit.⁣
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And there are even federal government schemes, such as the First Home Super Saver Scheme, that can help boost those savings.⁣
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Contact us about pathways to buying your first home. 👇⁣
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To find out more, DM us or contact Dare Financial Solutions on:

📞 1300 003 273
💻 [email protected]

The future may be uncertain, but your financial strategy doesn't have to be.

With the right guidance and a plan tailored to your goals, you can make informed decisions with confidence.

Start planning today for the tomorrow you want.

Call 1300 003 273 or email [email protected]

Disclaimer: The information provided is general in nature and does not constitute personal financial advice.

🏗️ Which properties are still eligible for negative gearing? 🏗️⁣
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Under new tax reforms, investors can still negatively gear a property, and claim a 50% CGT discount. 💰⁣
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But only if you buy a newly built place that adds to housing supply. 🏡⁣
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That includes off-the-plan apartments, residential construction on previously vacant land, or a duplex built through a knock-down rebuild replacing a single freestanding house. 🏗️⁣
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Talk to us to find out more. 👇⁣
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To find out more, DM us or contact Dare Financial Solutions on:

📞 1300 003 273
💻 [email protected]