PPT Accountants & Financial Planners

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PPT Accountants & Financial Planners Our 35+ strong team consists of accountants, tax consultants, business advisors, lending specialists & financial planners.

The Federal Government has announced a phased wind-back of the FBT exemption for electric vehicles starting 1 April 2027...
12/10/2026

The Federal Government has announced a phased wind-back of the FBT exemption for electric vehicles starting 1 April 2027.

The good news: The full 100% exemption remains available for new arrangements until 31 March 2027, and existing leases will be grandfathered.

If you've been thinking about adding an EV to your business fleet or setting up a novated lease, timing your arrangements this financial year is critical to locking in maximum tax savings.

Read the full article via the link in our bio.

Meet Risk Insurance & Financial Planning Administrator Emma Sinclair!Bringing a strong background in HR and administrati...
04/10/2026

Meet Risk Insurance & Financial Planning Administrator Emma Sinclair!

Bringing a strong background in HR and administration, Emma joined the PPT team in December 2024.

She works dynamically across both our Financial Planning team and alongside our Risk Insurance Specialist, Brent, ensuring no two days are ever the same.

We sat down with Emma for a quick Q&A. From her ultimate bucket-list travel destinations to her all-time favourite video game.

Head to our website to read the full interview.

The RBA has increased the official cash rate to 4.60% following its September meeting. With borrowing and debt-servicing...
29/09/2026

The RBA has increased the official cash rate to 4.60% following its September meeting.

With borrowing and debt-servicing costs shifting, now is a critical time for business owners to review operating margins, re-examine budget forecasts, and manage cash flow proactively.

Need help evaluating your business cash flow or financial strategy? Contact the PPT Accounting team on (03) 5331 3711 or visit our website.

Big changes are coming to Australia’s payments landscape. Banning card surcharges is official, and all credit and debit ...
24/09/2026

Big changes are coming to Australia’s payments landscape. Banning card surcharges is official, and all credit and debit card payment surcharges will end on 1 October 2026.

While businesses can no longer pass percentage or flat fees to customers, a simultaneous drop in underlying wholesale bank fees aims to save merchants $910 million annually.

If your business currently relies on surcharges, now is the time to audit your merchant fees, review your pricing matrix, and protect your margins ahead of next weeks, October deadline.

Read the full article via the link in our bio, or contact the PPT team today to discuss how to protect your margins.

The 2025–26 financial year closes today. From 1 July 2026, super contribution caps reset, payday super obligations begin...
30/06/2026

The 2025–26 financial year closes today.

From 1 July 2026, super contribution caps reset, payday super obligations begin for employers, and new tax thresholds take effect. Whether you're reviewing your structure, your super strategy or your business obligations, early action in the new financial year means more options and fewer surprises.

Get in touch with PPT to start 2026–27 the right way, (03) 5331 3711

Did you know you could boost your super by up to $300,000 ($600k for couples) using the proceeds from your home sale, ev...
15/06/2026

Did you know you could boost your super by up to $300,000 ($600k for couples) using the proceeds from your home sale, even if you’re already over your contribution caps?

The best part? You don’t actually have to 'downsize.' You can buy a larger home, move into a rental, or use the cash to travel. As long as you meet the criteria, how you live next is up to you.

Are you eligible?
- Aged 55 or older.
- Owned your Australian home for 10+ years.
- The home was your primary residence (CGT exempt).

Watch out for:
The 90-day deadline from settlement.
The mandatory ATO election form. Centrelink asset test changes.

Check your eligibility with the PPT team today.

A lot is shifting right now - rates, markets, super rules, trade. The best thing you can do is make sure your financial ...
03/06/2026

A lot is shifting right now - rates, markets, super rules, trade. The best thing you can do is make sure your financial plan reflects where things actually stand, not where they were 12 months ago.

We're here to help with that review - get in touch on (03) 5331 3711, or visit us online at ppt.com.au

Have you made the most of your super contributions this financial year? The concessional cap is $30,000 and if your supe...
26/05/2026

Have you made the most of your super contributions this financial year?

The concessional cap is $30,000 and if your super balance was below $500,000 at 30 June 2025, you may be able to carry forward unused amounts from previous years.

Contributions need to be received by your fund before 30 June.
Don't leave it to the last minute, get in touch this week, (03) 5331 3711.

Another RBA meeting, another decision to watch. With inflation still running above target and most major banks tipping a...
01/05/2026

Another RBA meeting, another decision to watch. With inflation still running above target and most major banks tipping a further hike in May, now is the time to review your mortgage, your business debt, and your cashflow, before the decision, not after.

We're here to help you get ahead of it. Call (03) 5331 3711.

The Australian Government is reviewing EV tax incentives, meaning the window to lock in significant savings may be closi...
24/04/2026

The Australian Government is reviewing EV tax incentives, meaning the window to lock in significant savings may be closing.

While the 2025–26 framework still offers full FBT exemptions and higher LCT thresholds, the Treasury is considering "tapering" these benefits soon.

Review your strategy and consider initiating arrangements before potential 2027 legislative changes to secure your tax-exempt status.

Read the full article here - https://bit.ly/4lUsudh

Address

20 Lydiard Street South
Ballarat, VIC
3350

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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