Namy- Finance Broker- EZY Finance Deals

🏡 What are some features of a mortgage worth considering besides the rate? 📈⁣
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When considering a home loan, the interest rate is often the number one factor in most people’s decision-making process. 🤔⁣
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But, what are some other key factors and features you should also consider? Here's a few 👇⁣
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🏠 Do you plan on paying down your mortgage early? It's worth making sure you can make extra repayments for free. ⁣
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🏠 What about accessing those extra repayments should you need to? Then a redraw facility or offset account may be for you.⁣
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🏠 Want to hedge your bets? You may be able to split your home loan so that half is on a fixed rate, and the other half is variable (which can give you access to the above two feat0469 075 873⁣
To find out more, DM us on:

☎ – 0469075873
💻 – [email protected]

🏡 Is bigger always better? Not when it comes to a more manageable home 🏡 ⁣
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A recent study revealed that 26% of surveyed Australians would consider a smaller home to avoid a bigger purchase price and maintenance costs.⁣
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And 19% would prefer a smaller outdoor area to reclaim their weekend and avoid gruelling yard work. 🏡⁣
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Not only could a smaller home offer lower maintenance and a reduced price. It may speed up your home ownership journey. ⁣
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A lower purchase price can also increase your chances for government scheme eligibility by staying within price caps.⁣
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The First Home Guarantee, for example, offers loans with a super low deposit of 5% and no lenders' mortgage insurance. This can make a big difference to those trying to crack the market.⁣
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But spots are strictly limited so get in touch today. 👇⁣
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To find out more, DM us or contact Namy- Finance Broker- EZY Finance Deals on:

☎ – ⁨0469 075 873⁩
💻 – [email protected]
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*ING⁣
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🏠 Is the property market starting to stabilise? The data looks promising 🏠⁣
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With fewer listings, rising interest rates, and inflation, home-buying plans have taken a hit for many. ⁣
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But Westpac economists have stated that Australia’s housing correction is mostly over, predicting house prices to increase by 5% in 2024. ⁣
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Why is this good news if you’re looking to buy? You’ll have more options to choose from as owners start to (hopefully!) list again. 🏘⁣
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And with interest rates set to drop, getting pre-approved finance in place could have you primed to pounce when the perfect property arises. 🐈‍⬛⁣
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To find out more, DM us or contact Namy- Finance Broker- EZY Finance Deals on:
☎ – 0469 075 873
💻 – [email protected]
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*Westpac⁣
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🔍 Keeping an eye on property prices? There's more to it than rate rises 🔍⁣
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There's no denying that rate rises influence prices. But there are other factors that can have more cumulative and long-term effects. 📈⁣
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A 1% mortgage rate increase may result, on average, in a price decline of 1.34%*. But in comparison, prices could jump by 8.18% with a population increase of only 1%, as it can drive up housing demand. 😲⁣
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And Australia is set to see an international migration boom according to the Centre for Population. ⁣
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So, while mortgage rates are important to pay attention to when surveying the market… Other factors like population and migration are worth looking at too. 👀⁣
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Are you watching the market and getting ready to take action? ⁣
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Give us a call today for help finding the right home loan.⁣
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To find out more, DM us or contact Namy- Finance Broker- EZY Finance Deals on:
☎ – 0469 075 873
💻 – [email protected]

Drumroll… The RBA has hiked the official cash rate for the 12th time since April 2022, increasing it to 4.10%. How much will this increase your monthly repayments? And how long does Philip Lowe plan to keep marching to this beat? ⁣⁣🥁

To find out more, DM us or contact Namy- Finance Broker- EZY Finance Deals on:
☎ – 0469 075 873
💻 – [email protected]
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🗞📰 𝗜𝘀 𝘁𝗵𝗲 𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗺𝗮𝗿𝗸𝗲𝘁 𝘀𝘁𝗮𝗿𝘁𝗶𝗻𝗴 𝘁𝗼 𝗿𝗲𝗯𝗼𝘂𝗻𝗱? 📰🗞⁣
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Is the property market starting to rebound? Prepping your finances now could have you ready to bounce when the time is right 🏀⁣
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🤔 What other property investment options are there other than residential? 🤔⁣
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If you want to diversify your portfolio, you may want to consider investing in commercial property, such as office, retail, or industrial spaces. 🏭⁣
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Commercial property can be attractive to investors due to its longer leases than residential rentals. ⁣
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There are generally two options you can take:⁣
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✅ Direct investment by purchasing a commercial property yourself.⁣
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✅ Investing in a commercial property fund, where you become a part-owner of the portfolio of commercial properties, along with other investors. ⁣
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Whatever avenue you decide is right for you, we can help you with financing and loans. ⁣
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To find out more, DM us or contact Namy- Finance Broker- EZY Finance Deals on:
☎ – 0469 075 873
💻 – [email protected]
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🏡 Single and under 30? You’re a great fit for the 5% deposit scheme 🙌⁣⁣
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Long gone are the days when you had to scrimp and save for a 20% deposit to buy your first home 🤔⁣⁣
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These days, you can crack the property market with just a 5% deposit and pay no lenders’ mortgage insurance (LMI), thanks to the federal government’s First Home Guarantee (FHG) scheme.⁣
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Recent data from the scheme* shows the majority of people who purchase their first home under the scheme are single buyers, of which:⁣
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- 52% are female and 48% are male.⁣
- The median age is 25 to 29 years olds.⁣
- The average loan size is $397,000.⁣
- Earn around $60-$80k per year.⁣
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Know anyone who might fit that bill and wants to escape the rental market? 🤔⁣
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Put them in touch with us before the next round of scheme spots become available on July 1. 😁⁣⁣
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To find out more, DM us or contact Namy- Finance Broker- EZY Finance Deals on:
☎ – 0469 075 873
💻 – [email protected]
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* NHFIC⁣

🗞📰 𝗣𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝘃𝗮𝗹𝘂𝗮𝘁𝗶𝗼𝗻: 𝘄𝗵𝗮𝘁 𝘆𝗼𝘂 𝗻𝗲𝗲𝗱 𝘁𝗼 𝗸𝗻𝗼𝘄 𝘄𝗵𝗲𝗻 𝗯𝘂𝘆𝗶𝗻𝗴 𝗮 𝗵𝗼𝗺𝗲 📰🗞⁣⁣
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Bank valuations vs market valuations … Knowing the difference and planning ahead can make the home-buying journey more of a breeze. 🌬⛵⁣⁣

To find out more, DM us or contact Namy- Finance Broker- EZY Finance Dealss on:
☎ – 0469 075 873873
💻 – [email protected]
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👀 Keeping an eye on the property market? Prices are back on the rise 👀⁣
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Property prices had been declining in the wake of interest rate hikes. But early 2023 saw the start of an upswing. 📈⁣
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March PropTrack data showed a 0.13% increase in property prices. And CoreLogic data showed an increase of 0.6%. 🏠⁣
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Burgeoning property prices may mean increased equity for homeowners. Want to know how to unlock yours? Come and chat with us. 🗣⁣
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And if you’re in the market to buy… We’ve got tips to help you expand your borrowing power. ⁣
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To find out more, DM us or contact Namy- Finance Broker- EZY Finance Dealson:
☎ – 0469 075 873
💻 – [email protected]
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*realestate.com.au & CoreLogic ⁣

🗞📰 𝗠𝗼𝗿𝗲 𝗵𝗼𝗺𝗲 𝗯𝘂𝘆𝗲𝗿𝘀 𝘀𝗲𝘁 𝘁𝗼 𝗯𝗲𝗻𝗲𝗳𝗶𝘁 𝗳𝗿𝗼𝗺 𝗹𝗼𝘄 𝗱𝗲𝗽𝗼𝘀𝗶𝘁, 𝗻𝗼 𝗟𝗠𝗜 𝘀𝗰𝗵𝗲𝗺𝗲𝘀 📰🗞⁣
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The Home Guarantee eligibility criteria is expanding! See if you’ll qualify for some low deposit, no LMI hefty home-buying savings. ⁣🤩⁣

To find out more, DM us or contact Namy- Finance Broker- EZY Finance Dealson:
☎ – 0469 075 873
💻 – [email protected]