OFW Saving Tips & Financial Planning

The Reality...

1. Habang busy sa paghahanap-buhay, kailangan maglaan para sa health care fund, dahil kapag katawan na ang sumuko, uubusin ang lahat ng napundar mo para ipagamot.
2. Kung marami ka ng pera ngayon, mag health care ka na para hindi mababawasan kung ano man ang meron ka.
3. Kung bread winner at inaasahan ng pamilya, mag insurance ka na para may mamanahin ang mga anak kung tatawagin ka na ni God para magpahinga. Ang kamatayan ay parang magnanakaw na dumadating na hindi inaasahan.
4. Kung gusto mong mas masaya ang pag retire mo, mag invest ka na. Alalahanin mo, kung gaano man kalaki ang kinikita mo ngayon,
Kapag sumapit ang takip silim ng buhay ay hindi mo na makakamtan ang halagang iyan.
SACRIFICE NOW and ENJOY LATER. 💖

THE BEST PART is merong partner company si IMG para sa lahat ng yan. Kung gusto mo nmn na isahan sa isang policy lang, meron din. Hindi mo na kailangan maghanap sa kung saan saan. Tatlo na agad parang 3 in 1 na kape.

https://119996uae.imgcorp.com/quote/kaiser





Ctto💎✨

IMG wants to give you worth 20k FREE PERSONAL ACCIDENT INSURANCE (for non-members only).

How to avail? Kindly click the link below, put your details, subscribe and follow the steps. Kindly print your 20k FREE PAI policy.

https://119996uae.30m2030.com/share

For further assistance please send msg in my fb msgr.
https://m.me/anne.artuz.9

Alam mo ba?

Kapag ikaw ay nakasali sa aming community of SAVERS, INVESTORS and ENTREPRENEURS ay mayroon kang 60+ benefits at mayroon kang 1,000PHP as initial investment sa IMG Soldivo Strategic Growth Fund (Mutual Fund).

Sa halagang 20 pesos ay pupwede ka na mag top-up (dagdag) saiyong Mutual Fund investment.

"Maliit man sa inyong paningin, subukan mong gawin at araw-arawin, siguradong ikaw ay yayamin din."
Ctto

"People who consistently invest can be wealthy because of a habit."

Message me for more details




ctto

PLEASE READ!!!DAHIL KELANGAN NATIN LAHAT TOH.

MARAMI ang nagtatanong, ANO daw ang pinaka-RECOMMENDED na healthcare provider sa Philippines?

We actually recommend LONG-TERM HEALTHCARE that does not only stand as healthcare, rather a COMPLETE RETIREMENT PACKAGE or that supports a COMPLETE FINANCIAL PLAN.

Sa PILIPINAS,
NAG-IISA lang ang ganito sa market:
“KAISER LONG TERM HEALTHCARE”
It's a 3 in 1 plan, composed of
(1) Lifetime Healthcare,
(2) Lifetime Investment and
(3) Life Insurance.

HOW Does Kaiser Long Term Healthcare Work?
It’s a 3-in-1 product that solves the 3 major financial needs of Filipinos:
(1) Healthcare
(2) Investment
(3) Insurance

⚠️ This long-term care product is called the Kaiser Ultimate Health Builder.

How does it work?
⚠️ The long-term care program has 3 phases:
the accumulation period,
extended period, and
the start of long-term care period (maturity).
1. ACCUMMULATION Period (7years)
This is the part where the plan holder is made to save for 7 years. - paying period
At this period, the plan holder gets to have the following AMAZING BENEFITS:
✔️- Free Annual Physical Exam
✔️- Free Dental Benefits
✔️- Waiver of Installment due to death
✔️- Waiver of Installment due to disability
✔️- Basic Medical Benefits
✔️- Member’s choice of room and board
✔️- Free Hospitalizaton with Annual Benefit Limit (starting at 50,000 per year depending on the plan, or higher)

2. EXTENDED Period (13years)
Since it is also an investment product, the fund has an extended period or what we call growing and waiting period as the funds are allowed to be invested and grow at an average rate of 10% yearly.
The plan holder no longer needs to contribute in his account but just have to wait for its maturity. The funds inside Kaiser are invested in mutual funds handled by one of the top investment companies in the Philippines.
The BENEFITS under EXTENDED period includes:
☝🏻- The same as the accumulation period but the payments are already deducted from the funds inside Kaiser.
☝🏻- Term Life Insurance for 20 years (starting at the accumulation period up to the end of extended period)
☝🏻- Accidental Death and Dismemberment for 20 years (starting at the accumulation period up to the end of extended period)
☝🏻- Lifetime Network access to over 500 major hospitals
☝🏻- Additional Health Bonus when the market is at top performance
☝🏻- Receives the VISA card after full contribution from the accumulation period

3. LONG TERM CARE Period (beyond 20 years)
Upon MARURITY, the plan holder will receive the following BENEFITS:
☝🏻- Total accumulation of unused health benefits
☝🏻- Long term care benefit or the plan coverage
☝🏻- Long term care bonus (up to 85% of return on premium contributed when there are no claims e.g. hospitalization during the accumulation period rendering the plan almost cost-free)
☝🏻Additional health benefits when the market is at top performance
💰 All the above benefits will be GOOD AS CASH.
The plan holder now has the option to withdraw all the money, or take half of it or, let it accumulate until retirement years continuing to grow at an average rate of 10% per year.
💰 Upon age 60 or 65, the person can then decide to convert it as pension type example getting the annual interest only per year, or withdraw it all as lump sum retirement fund.
💡The beauty of Kaiser long-term care program is that when a person gets sick, it is a HEALTH fund, but if not, it becomes your SAVINGS/INVESTMENT.
💡Unlike the traditional (short term or HMO) healthcare where the person contributes per year, and when he doesn’t get sick, no return of premium is available.
💡The Kaiser long term plan covers beyond age 60 and above basing on the health fund accumulated in your account until age 100.

PM me for other details! 😊
For your kaiser free quotation 👇👇👇👇
https://119996uae.imgcorp.com/quote/kaiser

Ctto

20 pesos per day or 600 pesos per month.

Wag mong maliitin yan.
Alam mo ba na pwedeng maging millions yan?
Yan ay kung nag-iinvest ka sa Mutual Funds.

Make sure that you invest consistently and long term.

For more details, attend the FREE Financial Coaching and Investment Class.
Just send message for the schedule of webinar.
Ctto

May KAISER LONG TERM CARE ka na ba?
Kaiser Long Term Care (also known as "Kaiser Ultimate Health Builder (3in1 Plan)" - is an HMO (Health Maintenance Organization) savings plan which is a complete Financial Solution that answers our 3 major financial needs:💥

1. - magagamit natin when we got sick, hindi na natin problema yung pampaospital. At cover tayo nito even when we retire - kung saan mas kailangan natin yung healthcare, kasi dyan na naglalabasan yung mga health conditions.💥

2. - in case something will happen to us unexpectedly - maaga tayo tinawag ni Lord, makaka-receive ang family ng life insurance money. This is crucial especially kung ikaw ay breadwinner - hindi na problem ang mga gastusin, pampaaral sa mga anak, at magagamit din na makapag-start ng business to generate continuous income. 💥

3. - kapag blessed tayo ni Lord with long life - it's good news, pero ang tanong ngayon, "enough ba ang savings natin to support our needs when we retire?" - This will generate passive income sa ating retirement years, ito yung panahon na hindi na tayo kumikita ng active income kaya kailangan natin magbuild ng passive income as early as we can para kahit na hindi na tayo nagtatrabaho ay pumapatak parin yung income.

*Premium – the amount that the insured Individual needs to pay the insurance company for the coverage/ protection agreed upon.

Grow your money faster, better, and safer by investing in Kaiser Long Term Care with 10% average returns per year. 💥
"Time is precious and regret is always at the end. Take control of your future while you can."
Be Healthy and Insured while investing!💥
Act Now, secure your future!
If not now, when? kung wala ka nang oras? If not this, what else out there💥

Take note: Always think of KAISER ULTIMATE as HEALTHCARE first, LIFE INSURANCE second, and as INVESTMENT last.

To get ideas about KAISER HEALTHCARE Plans (Do-It-Yourself Proposal), just click this: https://119996uae.imgcorp.com/quote/kaiser

Get more details here :
http://bit.ly/3nngtis

Ctto

Because of IMG napalitan ko na din pinamaskuhan ng anak ko simula ng baby siya. Kahit paunti-unti thru 𝗠𝘂𝘁𝘂𝗮𝗹 𝗙𝘂𝗻𝗱𝘀. Pwede naman pagsabayin ang ipon at pagbayad ng bills o iba pang bayarin..kc pag hinintay mo yun matapos o maging ok lahat..wala ka masisimulan at kahit kailan di na magiging ok.
Wag ismolin..20 pesos man yan na naitabi sa di madudukot at itinuring na kasama sa nagastos ay malaking bagay pagdating ng araw. College fund ay wag iasa sa ibang ahensiya o loan.

Di ka na feeling deprive sa 20 na na-𝙨𝙖𝙫𝙚(tipid) mula sa instant gratification at nasi-𝙨𝙖𝙫𝙚(ipon) sa isang investment vehicle. Slowly but surely..kung dati PRE-NEED lang ang educational plan at di pwede galawin kaya my pangamba ka lalo na kung 𝙙𝙞 siya diversified at solong nakatayo ang company. Sa mutual fund, pwede ka gumawa ng sariling Educational Fund at mas secured ka, wala kang pangamba kasi ito ay 𝙡𝙞𝙦𝙪𝙞𝙙 kaya pwede mo ma-withdraw kung may dumating man na 𝙚𝙢𝙚𝙧𝙜𝙚𝙣𝙘𝙮.

𝗜𝗻 𝗜𝗠𝗚, 𝘄𝗲 𝗲𝗱𝘂𝗰𝗮𝘁𝗲 𝗯𝗲𝗰𝗮𝘂𝘀𝗲 𝘄𝗲 𝗰𝗮𝗿𝗲 𝗳𝗼𝗿 𝗲𝘃𝗲𝗿𝘆 𝗙𝗶𝗹𝗶𝗽𝗶𝗻𝗼𝘀 𝘁𝗼 𝗯𝗲𝗰𝗼𝗺𝗲 𝘁𝗵𝗲𝗶𝗿 𝗼𝘄𝗻 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗲𝗱𝘂𝗰𝗮𝘁𝗼𝗿 𝗼𝗿 𝗹𝗲𝗮𝗿𝗻 𝗵𝗼𝘄 𝘁𝗼 𝗺𝗮𝗻𝗮𝗴𝗲 𝘁𝗵𝗲𝗶𝗿 𝗼𝘄𝗻 𝗳𝗶𝗻𝗮𝗻𝗰𝗲𝘀.

𝐃𝐢𝐬𝐜𝐥𝐚𝐢𝐦𝐞𝐫:
𝑰 𝒅𝒐𝒏'𝒕 𝒂𝒄𝒕 𝒂𝒔 𝒂𝒈𝒆𝒏𝒕 𝒐𝒓 𝒆𝒂𝒓𝒏 𝒇𝒓𝒐𝒎 𝒎𝒖𝒕𝒖𝒂𝒍 𝒇𝒖𝒏𝒅 𝒐𝒇 𝒐𝒕𝒉𝒆𝒓𝒔. 𝑾𝒆 𝒃𝒆𝒄𝒐𝒎𝒆 𝒕𝒉𝒆 𝒂𝒈𝒆𝒏𝒕 𝒐𝒇 𝒐𝒖𝒓 𝒐𝒘𝒏 𝒇𝒊𝒏𝒂𝒏𝒄𝒊𝒂𝒍 𝒑𝒓𝒐𝒅𝒖𝒄𝒕𝒔 𝒕𝒉𝒓𝒖 𝑰𝑴𝑮 𝒑𝒂𝒓𝒕𝒏𝒆𝒓𝒔𝒉𝒊𝒑.

𝑰𝑴𝑮 𝒅𝒐𝒏'𝒕 𝒔𝒆𝒍𝒍 𝒎𝒖𝒕𝒖𝒂𝒍 𝒇𝒖𝒏𝒅. 𝑨𝒍𝒍 𝒎𝒖𝒕𝒖𝒂𝒍 𝒇𝒖𝒏𝒅𝒔 𝒂𝒓𝒆 𝒔𝒐𝒍𝒅 𝒃𝒚 𝑹𝒂𝒎𝒑𝒗𝒆𝒓 𝑭𝒊𝒏𝒂𝒏𝒄𝒊𝒂𝒍𝒔. 𝑰𝒕𝒔 𝒎𝒂𝒊𝒏 𝒐𝒇𝒇𝒆𝒓 𝒊𝒔 𝒇𝒊𝒏𝒂𝒏𝒄𝒊𝒂𝒍 𝒆𝒅𝒖𝒄𝒂𝒕𝒊𝒐𝒏/𝒇𝒊𝒏𝒂𝒏𝒄𝒊𝒂𝒍 𝒍𝒊𝒕𝒆𝒓𝒂𝒄𝒚.

attend our Free online Financial webinar
message us now

ctto

Good news Ang pag invest ay hindi lang para sa mayayaman .ito po ay para sa lahat
Top up ❣️
Ph 20. Lang ....

alamin kung paano
attend ka lng ng free online webinar
message ka lng

It's Payday o Sahod week nang karamihan sa atin!
SALE sa Malls, sa Laz*da, sa Sh*pee😂
Kamusta na ang status ng mga bulsa natin diyan?

You must Learn how to PAY YOURSELF FIRST by saving and investing for your future NOT by buying expensive clothes, gadgets, vacation and etc.

Don't know what to do? Where to go? In , We can teach you how.
Visit my link bio below;
http://bit.ly/3nngtis

Ito ang healthcare plan ko, KAISER!!

Maraming nag tatanong kong ano daw ang pinaka recommended na healthcare provider sa Philippines. The Filipino Investment Guide is actually recommending a LONG-TERM HEALTHCARE that does not only stand as healthcare rather a COMPLETE RETIREMENT PACKAGE or that supports a COMPLETE FINANCIAL PLAN.

Sa Pilipinas isa lang ang pwedeng ma e recommend sa market - its the Kaiser Long-Term Healthcare. Its a 3 in 1 investment na may components of (1) Healthcare, (2) lifetime investment and (3) life insurance.

How Does Kaiser Long-Term Healthcare Work?

⚠️It’s a 3-in-1 product that solves the 3 major financial needs of Filipinos: investment, life insurance and long-term healthcare.

⚠️This long-term care product is called the Kaiser Ultimate Health Builder. How does it work?

⚠️The long-term care program has 3 phases: the accumulation period, extended period, and the start of long-term care period (maturity).

⭐️1. Accumulation Period (7years)
This is the part where the plan holder is made to save for 7 years.

At this period, the plan holder gets to have the following benefits:

✔️- Free Annual Physical Exam
✔️- Free Dental Benefits
✔️- Waiver of Installment due to death
✔️- Waiver of Installment due to disability
✔️- Basic Medical Benefits
✔️- Member’s choice of room and board
✔️- Free Hospitalizaton with Annual Benefit Limit (starting at 50,000 per year depending on the plan)

⭐️2. Extended Period (13years)
Since it is also an investment product, the funds have an extended period or what we call growing and waiting period as the funds are allowed to be invested and grow at an average rate of 10% yearly.

💪🏻The plan holder no longer needs to contribute in his account but just have to wait for its maturity. The funds inside Kaiser are invested in mutual funds handled by one of the top investment companies in the Philippines.

The benefits in this period include:

☝🏻- The same as the accumulation period but the payments are already deducted from the funds inside Kaiser.

☝🏻- Term Life Insurance for 20 years (starting at the accumulation period up to the end of extended period)

☝🏻- Accidental Death and Dismemberment for 20 years (starting at the accumulation period up to the end of extended period)

☝🏻- Lifetime Network access to over 500 major hospitals

☝🏻- Additional Health Bonus when the market is at top performance

☝🏻- Receives the VISA card after full contribution from the accumulation period

⭐️3. Long-term Care Period (beyond 20 years)
Upon maturity, the plan holder will receive the following benefits:

☝🏻- Total accumulation of unused health benefits

☝🏻- Long term care benefit or the plan coverage

☝🏻- Long term care bonus (up to 85% of return on premium contributed when there are no claims e.g. hospitalization during the accumulation period rendering the plan almost cost-free)

☝🏻Additional health benefits when the market is at top performance

💰All the above benefits will be good as cash. The plan holder now has the option to withdraw all the money, or take half of it or, let it accumulate until retirement years continuing to grow at an average rate of 10% per year.

💰Upon age 60 or 65, the person can then decide to convert it as pension type example getting the annual interest only per year, or withdraw it all as lumped sum retirement fund.

💡The beauty of Kaiser long-term care program is that when a person gets sick, it is a health fund, but if not, it becomes your savings.

💡Unlike the traditional healthcare where the person contributes per year, and when he doesn’t get sick, no return of premium is available.

💡The Kaiser long term plan covers beyond age 60 and above basing on the health funds accumulated in your account until age 100.
Ctto

📣The Unstoppable!!! Wooossshhh..,,, 📣

Bibili ka lang din naman doon kana sa alam mong mkakadiscount ka ng malaki! 😬

Thank you IMG! The BEST ang Auto Program Benefit!

Soooo reeeaallll!!!!

We’re planning to get L300 para sa business ng husband ni ate Michelle Marudo Malabo.
And ofcourse IMG way…

And taraaann… Php 168,000 discount with freebies!

And imagine 5500 lang ang IMG membership sa Pinas. This is one out of 62 benefits lang when you are an IMG member.

Sobrang sulit! sa quotation from the car dealer need pa mag cashout ng almost 200k for down payment but with IMG 31k cashout lang since nadiscount na! 😍

IMG lang! Proud IMG Member!

click here to avail👇👇👇
https://imgautoprogram.com/
Ccto

PM ME FOR DETAILS