AES International

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AES International Read the AES International story here:
https://www.aesinternational.com/discover-aes As fee-based professionals, we maintain complete transparency.

As the Middle East’s only certified fiduciary, AES International upholds the highest global standards - an independently audited commitment ensuring every decision serves you. Clarity, confidence, and control over your wealth and well-being - through evidence-based financial life management and expert-led employee benefits consulting, from group health insurance to holistic wellness solutions. For Globally Minded Families:
With portfolios typically exceeding £1.5 million, you receive sophisticated financial life management grounded in academic research. From multi-generational planning to cross-border tax strategies, every recommendation is designed around your most cherished life goals. No hidden commissions. For Forward-Thinking Companies:
Your team’s well-being deserves more than a one-size-fits-all approach. We prioritise people over policies - designing employee benefits programmes that protect your people, manage costs, and evolve alongside your organisation. Evidence-based strategies. Uncompromising integrity. Recognised by The Economist, Financial Times, and Bloomberg. Our purpose: to make the world healthy, wealthy, and wise.

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Capital at risk. Any examples used are for illustrative purposes only, and you may get less back than the figures shown. Any financial promotions are intended for information purposes only and do not constitute an offer to invest or provide personal financial advice or tax advice. We do not take any responsibility for third-party websites and content we may link to from this channel. Issued on behalf of AES Middle East Insurance Broker LLC, registered with the Ministry of the Economy, licence 571368, commercial registration 75162, regulated by the UAE Central Bank, licence no. 189. This material is intended for Retail Clients within the UAE.

“Where do you call home?”A question you’ve never been able to answer in one word, and probably wouldn’t want to.You live...
14/10/2026

“Where do you call home?”
A question you’ve never been able to answer in one word, and probably wouldn’t want to.

You live in the UAE. You’re from somewhere you haven’t lived in fifteen years. Your children are comfortable in three countries and belong to all of them.

The part that doesn’t keep up is the wealth. Your finances were built the way the life was: in different places, under different rules, at the point each decision made sense.
Nothing's wrong with any of it. It just hasn’t been brought together yet.

And the questions needing answers now are the good ones.

Where you’ll be when you step back from work?
What the next twenty years look like?
What you want all this to do for your children?

Those answers deserve a plan built for the life you’ve actually made, in every country it touches.

That’s what a financial life manager for internationally mobile families does. More on this here: https://eu1.hubs.ly/H0z26xf0

12/10/2026

What's the difference between a group medical insurance policy and an employee healthcare strategy?

A policy covers your people. A strategy looks after them.

A traditional broker places the policy and reappears twelve months later. An employee benefits consultancy builds something that runs all year, across three layers.

Protect: insurance designed around your budget and your specific workforce, with claims management, advocacy and 24-hour support from real people.

Prevent: prevention programmes, health assessments and HR advisory, so problems get caught before they become claims.

Prosper: employee financial well-being, because people who feel secure about money stay longer and perform better.

Each layer reinforces the others. Better prevention reduces claims. Better claims management builds trust. Better well-being improves retention.

That's the part a quote can't show you. Cover isn't the same as care.

Read more here: https://eu1.hubs.ly/H0yGvTb0

Your family's story already spans more than one country. Your plan should too.You might be settled in Dubai now. But you...
09/10/2026

Your family's story already spans more than one country. Your plan should too.

You might be settled in Dubai now. But your children could study in Britain.
Your business might move. You could retire in Europe, or decide that after twenty years in the Gulf, you simply want a different pace of life.

None of this means putting decisions off. It means flexibility has value.

A structure that works perfectly for a life lived entirely in the UAE can look very different for a family whose world is spread across several. That matters when you're choosing investments, arranging pensions, buying property or planning succession.

For an internationally mobile family, the question isn't only "what's the most efficient structure today?" It's "does this still work as our life changes?"

That takes a different kind of planning.

Discover more here: https://eu1.hubs.ly/H0yGvSb0

Today, AES has teamed up with WSP in the Middle East and brought the Pink Caravan mobile clinic to their office.Early de...
07/10/2026

Today, AES has teamed up with WSP in the Middle East and brought the Pink Caravan mobile clinic to their office.

Early detection is one of the biggest factors in how treatable breast cancer is.

The earlier it's found, often before any symptoms appear, the more treatment options there tend to be, and the better the outcomes.

Removing the cost, the waiting and the practical barriers is what turns the intention to get checked into people ACTUALLY doing so.

Screening tends to get its moment in October, but cancer doesn't follow a calendar.

Preventative healthcare is central to how AES approaches employee health - year-round rather than once a year, and this is what that looks like in practice.

AES would like to thank WSP for prioritising its people, and the Pink Caravan for the work it continues to do.

Also a massive thanks to Al Jalila Foundation for their support and to Friends of Cancer Patients (FOCP) for this iniative.

Screening only saves lives when someone makes it easy to take the first step.

A year ago, Mohammed Al Daheri joined AES – and he's achieved a remarkable amount in those twelve months.Mohammed's appe...
06/10/2026

A year ago, Mohammed Al Daheri joined AES – and he's achieved a remarkable amount in those twelve months.

Mohammed's appetite for learning is the first thing you notice. Alongside his university studies, he's consistently sought out opportunities to build new skills, broaden his knowledge, and take on challenges outside his comfort zone. That curiosity, paired with a genuine commitment to growing, makes him a real asset to the team.

This past year, he's supported a wide range of technology and cyber security initiatives while continuing his degree – contributing to regulatory cyber security reviews, helping move our client portal work forward, and stepping in wherever a hand was needed. Balancing all that with the demands of university is no small feat, and he's done it brilliantly.

What we love though, is how he goes about it. Mohammed approaches challenges with humility, stays open to feedback, and brings a calm, thoughtful perspective to every discussion. Watching him develop over the year has been genuinely rewarding.

Thank you, Mohammed, for a brilliant first year – and for showing what's possible with the right attitude. Excited to see where you go next.

How do you control the cost of group medical insurance in the UAE without cutting what your people actually get?You mana...
05/10/2026

How do you control the cost of group medical insurance in the UAE without cutting what your people actually get?

You manage the plan all year, not just assess a quote at renewal.

Costs are driven by claims. Claims are driven by usage, plan design, demographics and the health of your workforce. None of that shows up in a renewal quote, which is why cheaper cover so often means worse care.

Real cost control looks like this:
- Managing the system over time, not once a year
- Understanding claims trends: what's being used, by whom, and why
- Designing the plan around how your workforce actually uses it
- Investing in prevention, so claims fall before premiums rise
- Spotting where money leaks, before it shows up on your premium
- Treating renewal as the outcome of a year's work, rather than a one-off conversation
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The result: sustainable costs without compromising value. A workforce that gets the care it needs. A renewal that holds fewer surprises.

If you want to see where your plan is leaking value, start with a Corporate Healthcare Assessment: https://eu1.hubs.ly/H0yGvPY0

05/10/2026

Should you wait for a dip before investing at a record high?
Markets have broken new ground 27 times this year, and each one brings the question back into the conversation. Nearly a century of data gives a clearer answer than most people expect, and it points to a decision that matters far more than timing.
It's one of the most important concepts in investing you'll learn.

Private banking in Dubai has evolved significantly. But an important question remains: does the model serve internationa...
02/10/2026

Private banking in Dubai has evolved significantly. But an important question remains: does the model serve internationally mobile families, or the institutions behind it?

Our whitepaper examines how private banking has developed, what makes it appealing, and where it falls short for globally mobile families.

https://eu1.hubs.ly/H0yGvNn0

What a year it's been for Cristine Mangubat – two years at AES, capped with a well-deserved promotion that says everythi...
01/10/2026

What a year it's been for Cristine Mangubat – two years at AES, capped with a well-deserved promotion that says everything about her.

Cristine has a great mix of reliability and genuine care. She takes real ownership of everything she handles, working through challenges thoughtfully and thoroughly rather than passing them along. Clients and colleagues alike trust her completely, because she consistently delivers – calmly, confidently, and to the highest standard.

Her promotion this year is a testament to exactly that: the steady, dedicated effort she puts in every single day, and the difference it makes to the whole team.

Congratulations on the promotion, Cristine, and thank you for two fantastic years. Onwards!

If you've had the pleasure of working with or being looked after by Laura, you already know how great she is. Today we'r...
01/10/2026

If you've had the pleasure of working with or being looked after by Laura, you already know how great she is. Today we're marking two years of her at AES.

Laura goes above and beyond for AES clients – it's simply how she works. She takes the time to understand what each client needs, then does whatever it takes to make sure they feel supported, valued, and truly cared for. That warmth is matched by a real sense of responsibility; when something matters to a client, it matters to Laura.

Colleagues feel it too. She brings grace and heart to the team, and a genuine desire to see everyone around her do well. Two years of caring deeply and giving so much – thank you, Laura, for everything you do.

Address

Level 2, Exchange Tower, Al Mustaqbal Street (Future Street)
Dubai
191905

Opening Hours

Monday 08:30 - 17:30
Tuesday 08:30 - 17:30
Wednesday 08:30 - 17:30
Thursday 08:30 - 17:30
Friday 08:30 - 17:30

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