Emaylu Investments

Compliance Friday reminder: PAYE, NAPSA and NHIMA contributions for July payroll are due to be remitted by the 10th of the month - so this window is officially closed for July, but mark 10 September for August payroll. Running payroll and not sure your deductions are correct? We can check it for you.

Customs & Trade Thursday: moving goods through Zambia but not staying? That's a Transit - and it needs the correct bond and documentation from the start, or your cargo can be held at the border. We facilitate transits so your goods keep moving without costly delays.

Service Spotlight: Customs Clearance (Imports & Exports). Whether you're bringing in stock, machinery, or a personal vehicle - or exporting goods out of Zambia - we manage the clearance process end-to-end through Livingstone and beyond, so your goods keep moving.

Tax Talk Tuesday - What is Turnover Tax (TOT)? Since the 2025 tax reform, small businesses with annual turnover up to K5,000,000 can pay simplified Turnover Tax instead of Corporate Income Tax. It's a lower, simpler rate - but you need to be registered for the right tax type to benefit. Ask us whether TOT or Income Tax is the better fit for your business.

Money Tip Monday: every sale needs a proper Smart Invoice receipt - not just a handwritten note. Since 1 January 2026, ZRA only accepts input VAT claims backed by Smart Invoice-generated invoices. No Smart Invoice, no claim. If you're VAT registered and unsure whether you're compliant, message us today.

Compliance Friday reminder: July VAT returns and payment are due by 18 August. Don't let a missed date turn into a penalty. Send us your figures and we'll file it for you - on time, every time.

Customs & Trade Thursday: bringing a vehicle in through Livingstone or Kazungula or Nakonde Border Post? Once ZRA assesses your import duty, payment is due within 5 days of assessment - so have your paperwork and funds ready before you reach the border. We handle motor vehicle clearance and permits so your import doesn't stall at the gate.

Service Spotlight: Accounting Services. We handle all your statutory returns - VAT, Turnover Tax, Income Tax, Rental Income Tax, Tourism Levy, NAPSA and NHIMA - so you can focus on running your business, not chasing deadlines. One consultant, every return, on time, every time.

Tax Talk Tuesday - What is VAT? Value Added Tax is charged at 16% on most goods and services in Zambia. You must register once your turnover passes K800,000 in a rolling 12 months (or K200,000 in any 3 months). Registered? Returns and payment are due by the 18th of every month. Let us handle your VAT registration and monthly filing so you never miss a deadline.

Money Tip Monday: keep business and personal money in separate accounts. It sounds simple, but it's the #1 reason bookkeeping gets messy - and the #1 thing ZRA and NAPSA auditors ask about first. Need help setting up clean books? That's what we're here for.