Ultima Financial Planners

Congratulations Gerrit, what a privilege to celebrate your 70th birthday with you! May you continue to be such an inspiration to all of us at Ultima for the next 10 years!

Congratulations Gerrit, what a privilege to celebrate your 70th birthday with you! May you continue to be such an inspiration to all of us at Ultima for the next 10 years!

Every story has a beginning, a journey, and a memorable ending… and what a story 2025 has been!

As we close the book on 2025, we want to thank every client, colleague, and partner who was part of our story.

We wrapped up the year with an unforgettable celebration last Friday—bowls, laughter, and plenty of great memories!
And yes… Gerrit’s team claimed the victory! 🏆

Wishing you all a joyful festive season and a Happy New Year!

Your 50s: The decade that defines your future
This chapter isn’t just about money, it’s about meaning. Let your financial plan do more than grow wealth; let it protect your purpose and make your identity matter in practical, everyday ways.

Article by Hendri de Klerk,
Source: https://www.moneyweb.co.za/financial-advisor-views/your-50s-the-decade-that-defines-your-future/

Your 30s are the decade where life and money begin to merge into your own story. Careers accelerate, families grow, and dreams start becoming reality. The choices you make now—how you earn, spend, and save—shape the freedom and fulfilment you’ll enjoy later. It’s not just about managing money; it’s about aligning it with the life you’re imagining.
To help you navigate this fast-paced season, Hendri has put together a financial checklist designed for this critical decade.

Hendri de Klerk CFP® recently shared this powerful insight:



Source: https://www.moneyweb.co.za/financial-advisor-views/your-30s-the-decade-of-financial-growth/

Why purpose is the new pension in retirement

People are living longer, and the old “work hard, then relax forever” model is outdated. The real challenge isn’t just money—it’s meaning. Financial planning today is about more than spreadsheets; it’s about designing a life you love after work. Build not only your investment portfolio but also your social and purpose portfolios. Retirement isn’t about what you’re leaving behind—it’s about what you’re running toward. Purpose is the new currency.

Read the full article by Hendri de Klerk CFP® here: https://iol.co.za/personal-finance/financial-planning/2025-11-11-why-purpose-is-the-new-pension-in-retirement/

For years, financial advice in South Africa felt like a closed room—outcomes were delivered, but the process stayed hidden. In his latest article, our CEO Hendri de Klerk explores how a new generation of planners is changing that narrative.

https://www.moneyweb.co.za/financial-advisor-views/the-rise-of-ethical-financial-planning-in-sa/

Still buzzing from the energy, insights, and generosity principles shared at FLOW Conference 2025!
Here are a few more snapshots capturing the spirit and highlights of the day.

Thank you to everyone who made an impact.

Hendri De Klerk shares a list of financial things to do in your 40s:

Get smart about debt
Boost your retirement savings
Plan for how to fund education
Don’t forget about your estate plan
Review your insurance
Start with a conversation

Go read the full article: https://www.moneyweb.co.za/financial-advisor-views/a-list-of-financial-things-to-do-in-your-40s/

Hendri de Klerk shares powerful insights on the COFI Bill in Moneyweb: shifting the focus from products to people.

Read more:
https://www.moneyweb.co.za/financial-advisor-views/beyond-products-new-legislation-puts-focus-back-on-clients-not-just-their-money/

Hendri de Klerk shares powerful insights on the COFI Bill in Moneyweb: shifting the focus from products to people.

Read more:

Beyond products: New legislation puts focus back on clients, not just their money How the Cofi Bill may assist you in locating a financial advisor who takes an interest in more than your finances.

We’re counting down to FLOW Conference 2025!

This year, we’re honoured to feature Rudolph Geldenhuys, South Africa’s 2024/2025 Financial Planner of the Year, who recently shared his thoughts on generosity.

Ready to be challenged & inspired?
Join us on 11 October and discover how generosity can transform your financial journey!

🎟️ Book your tickets: flowconference.co.za/conference 📅 Save the date: Saturday, 11 October 2025

Does your bank account sigh dramatically every time you think about being generous? Your heart is in the right place. You see a need, and you want to meet it. But then reality hits, and your budget feels less like a tool for generosity and more like a roadblock. It’s a frustrating cycle: wanting to give, but feeling like you’re trying to pour from an empty cup. What if that's a lie? We had a chat with Rudolph Geldenhuys CFPⓇ, the current FPI Financial Planner of the Year, and he let us in on a secret: he wasn't always a great steward of his money. He had the sleepless nights. He felt the financial pressure. His transformation wasn’t about a sudden windfall, but a powerful shift in mindset. It started with intentional stewardship, not a massive salary. At FLOW Conference 2025, our theme is Generosity. We believe it's not a result of wealth, but a key to it. You'll learn from Rudolph and a whole panel of award-winning financial planners how to build a financial life that allows you to give freely, without the stress. Ready to stop wishing you had more and start working with what you have? Join us on October 11th. Let’s change the way we think about money, together. Get your tickets here: http://flowconference.co.za/conference-2025 P.S. See the full video here: https://youtu.be/JrcTEz0OO6o