Global Wealth Advisory

Recent global developments have caused some high volatility in financial markets. This is not unusual — when uncertainty rises, markets tend to react quickly.

Importantly, short-term movements do not change a well-constructed long-term investment strategy.

A few important reminders during times like these:
✔ Diversification matters
✔ Volatility is normal
✔ Discipline is key

History consistently shows that markets recover once uncertainty fades. Investors who remain patient and focused on the long term are typically the ones who benefit most.

At Global Wealth Advisory, our focus remains where it should be: steady guidance, disciplined portfolio construction, and helping clients stay on track through all market conditions.

If you would like to review your portfolio or discuss the current market environment, please feel free to reach out.

Global Wealth Advisory is an authorised Financial Services Provider (CAT I and II) | FSP 49263

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🇿🇦 Budget 2026 brought some meaningful updates for individual investors.

Here are 5 key changes you should know about:

✔ Tax-Free Savings limit increased to R46,000 per year
✔ Retirement contribution limit increased to R430,000 per year
✔ Discretionary offshore allowance increased to R2 million per year
✔ Capital Gains Tax exclusion on death increased to R440,000
✔ Primary residence CGT exclusion increased to R3 million

These changes create real opportunities to improve tax efficiency, strengthen retirement planning and optimise estate structuring.

And this is only a snapshot — there were several other changes announced in the 2026 Budget

If you’d like a full breakdown and guidance on how this affects your personal situation, reach out to your financial advisor for a comprehensive review.

Smart planning turns policy changes into financial advantage.

Global Wealth Advisory is an authorised Financial Services Provider (CAT I and II) | FSP 49263

We don’t try to predict markets.
We don’t chase short-term performance.
We don’t react to headlines.

Instead, we focus on what endures:
- Robust portfolio construction
- Thoughtful diversification across assets and geographies
- Aligning investments with real-life goals
- Building portfolios clients can live with — through all market cycles

Because investing should support your life, not distract from it.

Global Wealth Advisory is an authorised Financial Services Provider (CAT I and II) | FSP 49263

Last year quietly reminded us of a few important truths.

Markets don’t move in straight lines.
Volatility does not equal failure.
And comfort is not the same as progress.

For many investors, the difference wasn’t timing — it was behaviour:
⚫Staying invested when headlines were noisy
⚫Resisting emotional decisions
⚫Maintaining sensible diversification

The most important investment lessons are rarely loud or dramatic.
They’re learned steadily, over time — and they still matter this year.

Global Wealth Advisory is an authorised Financial Services Provider (CAT I and II) | FSP 49263

January often arrives with confident forecasts and bold predictions.
We take a different view.

No one knows exactly how markets will behave this year — and that’s okay.
The real risk is building portfolios that rely on one outcome being right.

At Global Wealth Advisory, we focus on planning, not predicting.
Clear objectives. Sensible diversification. Appropriate liquidity.
All guided by disciplined, long-term thinking.

Because investment outcomes aren’t built in January.
They’re built over time.

Global Wealth Advisory is an authorised Financial Services Provider (CAT I and II) | FSP 49263

Heading into the holidays? Take a moment for a quick financial reset.

As the year winds down and you prepare to rest, recharge, or head off on holiday, it’s a good time to pause and make sure a few important financial basics are in place.

A light reset now can set you up for a calmer, more confident start to 2026.

Here are a few worthwhile checks:
✔️Medical aid for 2026 – Is your option confirmed so you enter January with peace of mind?
✔️Gap cover, travel cover & emergency details – Are these updated so you’re supported wherever your holiday takes you?
✔️Beneficiaries & dependants – Are they correctly recorded to ensure your loved ones are protected?
✔️Short-term insurance – Is your cover current so your home and belongings are safeguarded while you’re away?
✔️Debit orders & investment contributions – Are these set for the shutdown period so everything continues smoothly while you rest?
✔️Your financial plan – Does it still align with where you’re heading in the new year?

A few minutes of intention today can bring a great deal of peace tomorrow.
And if you’re unsure where to begin — we’re here to help.

💙 Global Wealth Advisory
We see beyond numbers — we see people.

Global Wealth Advisory is an authorised Financial Services Provider (CAT I and II) | FSP 49263

Building Trust That Lasts

True wealth management is more than strategy — it’s a partnership that deepens over time.

As your life evolves, so does our advice — adapting, refining, and realigning to keep your goals on course.

Because at Global Wealth Advisory, we don’t just plan for your wealth — we walk the journey with you. We see beyond numbers — we see people.

Global Wealth Advisory is an authorised Financial Services Provider (CAT I and II) | FSP 49263

It’s open season for medical schemes — time to review your plan and ensure it still fits your lifestyle and needs for 2026.

Whether you’re considering a change or simply want peace of mind, our advisors can guide you through the details and help you make a confident decision.

Global Wealth Advisory is an authorised Financial Services Provider (CAT I and II) | FSP 49263

Behind every investment, there’s a story.
A family building a legacy.
A professional pursuing freedom.
A retiree protecting what they’ve worked a lifetime for.

At Global Wealth Advisory, we look past portfolios to understand people — their dreams, responsibilities, and values.

Because true financial advice isn’t just about money — it’s about what matters most to you. 💙

Let’s craft a plan that honours your story

Global Wealth Advisory is an authorised Financial Services Provider (CAT II and II) | FSP 49263

Every client has a story — a unique mix of dreams, challenges, and priorities.

At Global Wealth Advisory, we don’t believe in one-size-fits-all advice. We take the time to understand where you are, what matters most, and where you want to go.

Your plan should be as individual as your fingerprint — shaped by insight, guided by experience, and built on trust.

Global Wealth Advisory is an authorised Financial Services Provider (CAT I and II) | FSP 49263