07/10/2020
The difference between Medical Aid, Medical Insurance and GAP Cover
It is easy to think that the terms Medical Aid, Medical Insurance and GAP Cover refer to the same thing. Although they all serve to help you afford medical care, there are some subtle differences. Getting a clear understanding of these words will help you get savvy with your options. If you already....
21/07/2020
Cold hard cash
Debt statistics are growing – this is very likely in part to the fact that a vast majority of us today prefer credit cards over cash. The benefits of credit cards are obvious. They are more convenient and offer more security. Cold, hard cash, however, can be the best way to organize your spending....
15/07/2020
Three ways to thrash your debt
Effectively managing your debt is one of the best and most proactive ways of ensuring a sustainable financial future. It is deeply gratifying knowing that you’re doing something right when you see your debt shrinking! The journey of exploring the best ways to manage your debt can improve your atti...
28/02/2020
Taxpayers off the hook… for now - Maya on Money
The crux of the 2020 budget was that taxpayers were given relief of R2bn on income tax, but the public wage bill would have to be reduced significantly.
21/02/2020
Everything you’ll ever need to know about death and taxes in South Africa
In South Africa, like in most countries, death and taxes go together in the form of inheritance taxes. These are taxes that the deceased estate has to pay, in addition to the personal tax of the deceased person for their final tax year.
18/02/2020
The RA-minder
For many, the way in which we save and invest is not a daily conversation, so it’s easy to forget what we have in place AND WHY we have it in place. Here’s a quick reminder! An RA… or Retirement Annuity is one such product that can often confuse many. RAs have been around for […]
28/01/2020
Four ways to invest differently this year
As much as we dislike the idea of New Year’s resolutions, January can bring with it a welcome burst of drive and energy to try and improve things from the previous year. When it comes to improving your investments, instead of focussing on maximising returns (which is never fully in our control), t...
28/01/2020
Global macro trends for SA investors to watch in 2020
Every investor has their own unique style when it comes to the rigorous decision-making process that goes into what to include in their portfolio and how to weight it. January, with the fresh perspective that comes from a break and a new financial year pending, is often the ideal time to take a look...
15/01/2020
How to approach 2020 - Maya on Money
At the beginning of December there was some cautious optimism about the prospects for 2020, but sentiment has changed due to certain developments.
27/11/2019
School fees: Is the upfront discount worth it?
It depends on where that money will be coming from (and a few other things).
05/11/2019
The retirement gap needs a new rap
Retirement (as well as education and the job market) is one of our greatest future-unknowns. We know it will happen… but we are finding it harder to understand and predict what it might look like. This doesn’t mean we should abandon planning for it. If anything, it simply means that we need to c...