Stenvest Risk and Financial Planning

September is Wills Month and the perfect time to create or review your will. Use this basic checklist:

☐ Your full personal details
☐ A clear list of beneficiaries
☐ Who should receive specific assets or possessions
☐ What should happen to the remainder of your estate
☐ Your nominated executor
☐ A guardian for minor children
☐ Instructions for a minor child’s inheritance
☐ Your signature and those of two competent witnesses
☐ A safe place for the original signed will

Remember: your will is only one part of your estate plan. Your life cover, beneficiary nominations and available estate liquidity should also support your wishes.

Speak to Stenvest to ensure that the different parts of your estate plan work together.

Think Before You Cancel Your Cover

Times are tough, but cancelling your cover may save money now, but it could leave you or your family financially exposed. Adjusting your benefits or policy structure may reduce your premium without sacrificing essential protection.

Book an obligation-free appointment with Stenvest to review your current and future financial standing.

Life is full of big moments.

Getting engaged. Buying your first car. Starting a family. Building your business. Moving into your dream home. Putting your children through school. Planning for retirement.

And sometimes, life brings moments we don’t expect.

At Stenvest Risk and Financial Planning, we walk the road with you through every milestone, every challenge, and every celebration, helping you protect what matters most and plan for a better tomorrow.

Your future deserves more than guesswork. It deserves a plan.

Speak to Stenvest today and let’s make sure you, your family, and your future are properly protected.

Medical cover is important, but Gap Cover gives you extra protection when you need it most.

Why it matters:
• Helps cover shortfalls on medical costs
• Protects your savings from unexpected expenses
• Assists with certain specialist fee gaps
• Gives you greater peace of mind
• Adds extra support to your existing medical cover

Speak to Stenvest about Gap Cover that works for your needs.

As we celebrate Father's Day on Sunday, 21 June, we recognise and appreciate the fathers, grandfathers, stepfathers, and father figures who work tirelessly to protect and provide for the people they love.

While protection often means being there every day, it can also mean putting plans in place for the unexpected.

This Father's Day may be a good time to review whether your family's future is protected through:

✓ Life Cover
✓ Income Protection
✓ Disability Cover
✓ Severe Illness Cover
✓ Medical Aid & Gap Cover
✓ Home, Vehicle & Household Insurance
✓ Retirement Planning
✓ Wills & Estate Planning

The greatest gift a father can give isn't found in a box. It's the peace of mind that comes from knowing his loved ones will be cared for, no matter what the future holds.

If you'd like to simplify your insurance and better understand your cover, contact [email protected] for a no-obligation conversation.

Happy Father's Day from all of us at Stenvest.