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PANDEMIC BUDGET (Personal Finances) Budget Template: https://docs.google.com/spreadsheets/d/1B_sxjhNbNiCegEp4QLHtXk0J6jWUPkWXrg1gGUxhFdM/edit?usp=sharing

Not because I am rebel but merely because all things are possible

This time of year is viewed as the season to be jolly, but is also the time to be responsible. A friend and colleague and his family were reduces to ashes on the Orange River bridge while returning from holiday. Some of the readers today may suffer that fate, even I.

This time of year is the season of goodwill and goodwill start with my loved ones before being extended to others. Each year at this time I start with my will. I ask: Is it still valid? Is it in order? Are the right people going to inherit? Am I leaving a legacy or a whole bunch of debt?
A will is a good place to start as it helps you clarify your thoughts and sometimes your dreams and goals.

This year I discovered a group that does a free will, come to your home or office, draft it there and then, have it signed, all within 72 hours – done and dusted. They also offered me a funding plan to cover the costs, executor fees, conveyance fees and a cash amount at death – setting up trusts for loved ones after my passing, as part of the deal.

If you are in need of a new will or need a review contact your trusted adviser today, without delay. If you want to test the guys that assisted me please complete the form by clicking here;

Will Request « DH Group

DHGroup is a trust that holds the interest in various entities listed here.

Risk Eschange
Insure Me
How To Make Sense
E-Surance
Grow business

These were all founded by Deon Hattingh, who after qualifying as a town planner became a financial planner in 1980 and later qualified as a Certified Financial Planner®.

He started his own composite financial advisory service company in 1984. After being prompted he passionately pursued his life goal to ‘empower people with knowledge’ he gained on all things finance and making this available to people to gain information freely - online and by reading articles he wrote as columnist for a daily newspaper.
Most are done for free as a social responsible investment in people and businesses.

As an Ideator he continues to develop new and creative solutions to familiar financial and business related issues, maximising them with a sound strategy into successful workable solutions and later as a business able to have turned around several businesses (and even a pension fund) – often from losses back to profit by developing business strategy for client retention, sales and marketing and implementation of new products and services.

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DH Group The DH Group is a holder of several web anabled solutions for individuals and businesses. Many people are hesitant to insure with independent advisors, opting to insure with insurance companies directly. But handing over the hassle of insurance and medical aid to an independent advisor will not only...

Hallo all lovely people!!!

Keep a look out on this page, in weeks to come we will give you, STEP BY STEP ON SAVING MONEY!!

and YES it is possible!!!

BUT HOW DO YOU DO IT? .... Good question!!

Don't let anyone miss these AWESOME tips!!

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Three quick tips on saving money...
* Set up a BUDGET each month and stick to it
* Make a shopping list
* Avoid impulse buying