Jonathan Ebersey - Sanlam Financial Adviser, Johannesburg

Want to give your child a head start? This article shares practical, easy to apply tips - like encouraging saving early, talking openly about debt, and leading by example to build confident money habits that last a lifetime.

7 Tips Secure Your Childs Financial Future | Jonathan Ebersey | Sanlam Financial Planner | Johannesburg There’s never been a greater need for parents to give their children a solid financial foundation. For those who are unsure where to start, here are a few tips (and fun ideas) to guide you in having this conversation.

Financial Literacy Tips

Prioritise 💰 SAVINGS 💰 even when living from pay-cheque to pay-cheque.

A strict approach to how you split your income between financial goals and short-term discretionary expenses is key to prioritising saving when you are living pay-cheque to pay-cheque.

The initial discomfort of putting more money 💸 towards financial freedom will be balanced out when debt is no longer a line item in your budget. 🏦

PLUS, once you've eliminated debt 👍, the fraction of your income that would've gone towards repayments can now start growing into a sizeable amount of savings so you can realise your financial goals.

See other things you can prioritise when living on pay-cheque to pay-cheque in this article. 👏 👉 Like, SHARE, follow and INVITE others to benefit from these

https://www.sanlamreality.co.za/wealth-sense/how-to-budget-if-youre-living-pay-cheque-to-pay-cheque/

Investment scams rarely succeed by accident. Research in behavioural finance shows that many fraud schemes are structured to exploit predictable patterns in human decision-making.

Mathews Vattakunnel unpacks a range of biases fraudsters exploit to scam you, and how disciplined decision-making can help you stay protected.

Read more in the article below.

The behavioural traps fraudsters exploit – Glacier Insights Research in behavioural finance shows that many fraud schemes are structured to exploit predictable patterns in human decision making.

A will isn’t just paperwork - it’s a plan for the people you love. 📝❤️ Learn why having a valid will matters (especially if you have children), how it helps avoid complications, and how it can bring clarity and peace of mind for your family.

Secure Your Legacy With a Will | Jonathan Ebersey | Sanlam Financial Planner | Johannesburg Proper estate planning, especially drafting a valid will, is essential for safeguarding your assets and ensuring your loved ones are taken care of after you’re gone. Yet, more than 70% of South Africans don’t have a will, often due to misconceptions that it’s costly, complex, or only necessary...

💬 "Watching how families are able to turn their dreams into achievable goals — that's the real reward of this job."

🌟 EVERY CAREER HAS ITS REWARDS — WHAT'S YOURS? 🌟

Becoming a trusted and successful Sanlam Financial Planner takes dedication, professional qualifications, and a genuine commitment to people. It’s a career built on expertise, ethics, and long‑term relationships — and the reward comes from seeing clients reach life milestones with confidence, knowing you played a meaningful role in their journey.

💼 Jonathan Ebersey
0824622566 / 0116090334 / 0824622566

Learn more about my career here: https://www.sanlamadvice.co.za/adviser/jonathan-ebersey

You MUST share this post with new parents, in-laws, sons and daughters. They will thank you later.

👶 Your children depend solely on you for all their financial needs during the first part of their life. Give them the opportunities and protection they need and deserve.

Start a conversation with Jonathan Ebersey to help you plan for your child's future.

Contact me about:

🔹Saving for your child's school/ varsity education fees

🔹Savings and investment opportunities

🔹Insurance, medical aid and gap cover

🔹Wills, trusts and estates

Jonathan Ebersey
📞 0824622566 / 0116090334
📧 [email protected]
📍 Oxglen Building, 1st Floor, C/O Oxford and Glenhove Road, Rosebank, Johannesburg, 2193

Learn from these 4 Pay Day Tips shared by Jonathan Ebersey

Most South Africans tend to first spend money on ‘wants’ and leave savings for last.

This is because spending is instant, visible and tangible.

The only way to make savings work for you, is to pay yourself first, otherwise you'll never have any money left over for future goals.



Jonathan Ebersey
📞 0824622566 / 0824622566 / 0116090334
📧 [email protected]
Oxglen Building, 1st Floor, C/O Oxford and Glenhove Road, Rosebank, Johannesburg, 2193

🛡️ This Winter, Fedhealth shares 12 Natural Ways to Boost Your Immune System

1. Drink Herbal Tea with Honey
– Supports respiratory health and offers natural antiviral and anti-inflammatory benefits.

2. Eat More Protein
– Essential for building and repairing immune cells.

3. Clean Your Workspace Naturally
– Use DIY disinfectants with essential oils to reduce germ exposure.

4. Use Personal Items in Public Spaces
– Minimize contact with shared surfaces by carrying your own pen and essentials.

5. Get a Massage
– Reduces stress hormones and promotes lymphatic drainage for better immunity.

6. Stay Social
– Positive social connections help reduce stress and strengthen immune responses.

7. Exercise Regularly
– Moderate activity improves circulation and immune function.

8. Eat Immune-Boosting Foods
– Include garlic, onions, citrus, berries, broccoli, yogurt, and fermented foods.

9. Get Enough Sleep
– 7–9 hours of quality sleep is vital for immune recovery and function.

10. Reduce Sugar Intake
– Excess sugar weakens the immune system. Choose whole food alternatives.

11. Try Mindfulness or Meditation
– Helps manage stress and reduce cold/flu symptoms.

12. Have S*x
– Boosts immunoglobulin levels, supports better sleep and lowers stress.

See full article and references here: https://www.fedhealth.co.za/articles/beat-the-sniffles-naturally/

💡Like, share and follow for more ways to take control of your wellness this flu season.

🚀 Does Tax-free growth on your money sound good? Yes, please! TFSAs help you save more efficiently. Learn more and take advantage of this here.

Tax Free Investments | Jonathan Ebersey | Sanlam Financial Planner | Johannesburg From as little as R400 per month, Sanlam Tax-free Investments provide an easy and effective way to save for your long-term goals, without having to pay interest on tax on interest, dividends or capital gains. Other distinguishing features include: