RT3 Business Solutions

📣 2026 Filing Season Update: Enhanced Deduction for Seniors

Taxpayers age 65 and older should be aware of a significant change for tax years 2025–2028.

Under recent legislation, eligible seniors may claim an additional $6,000 deduction per person

💼 Up to $12,000 for married couples (if both spouses qualify)

📊 Income phase-outs begin at $75,000 MAGI ($150,000 joint)

This deduction applies whether you itemize or take the standard deduction.

However, coordination matters. This change may impact:

• 💰 Taxation of Social Security benefits
• 🏥 Medicare premium brackets (IRMAA)
• 🧾 Withholding and estimated tax requirements
• 📈 Overall retirement income strategy

For retirees with multiple income sources — Social Security, pensions, part-time wages, investments — proactive planning is critical.

At RT3 Business Solutions, we help individuals and retirees ensure their tax filings align with long-term financial strategy — not just compliance.

📩 If you or a family member are preparing for filing season, now is the time to review your position.

Schedule a consultation today!

🌐 https://www.rt3businesssolutions.com/contact-us
📧 [email protected]
☎️ (202) 498-2542

CONTACT US | RT3 Biz Solutions ​RT3 Business Solutions is a Washington, DC-based CPA firm offering innovative audit, assurance, and strategic business solutions. Our services include audit readiness, enterprise risk management consulting, internal control evaluations, business process consulting, tax services, and performance a...

Schedule your consultation today!

🌐 www.rt3businesssolutions.com
📧 [email protected]
☎️ 202-498-2542

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Exciting News!

We are proud to announce that RT3 Business Solutions has officially received its Veteran-Owned Small Business Enterprise (VSBE) certification from the State of Maryland! 🇺🇸

The VSBE Program is designed to expand contracting opportunities for veteran-owned small businesses by setting participation goals for Maryland state procurements. This designation strengthens our position to compete for contracts, build partnerships, and contribute to a more inclusive and diverse state business community.

Our certification reaffirms our ongoing commitment to excellence, service, and integrity; values shaped by our veteran roots and central to everything we do.

Thank you to our clients, partners, and community for your continued support as we keep growing and creating impact together!

🚀 RT3 Business Solutions is Growing! 🚀

We’re thrilled to welcome Nicole Loutsenhizer, CIA, CFE, CGAP Loutsenhizer, CFE, CIA, CGAP as our new Director of Audit and Internal Control.

Nicole brings 14+ years of audit and investigative experience across government, corporate, and healthcare sectors, including over a decade with the U.S. Department of Defense and the U.S. House of Representatives. A CFE, CIA, and CGAP, she has led complex investigations, fraud risk assessments, and internal control reviews for multimillion-dollar enterprises.

We are excited to have her on the team! Welcome to RT3 Nicole!

🚀 RT3 Business Solutions is Growing! 🚀

We’re thrilled to welcome Bukola Adedayo, MBA as our new Business Development & Strategy Lead.

Bukola brings 15+ years of experience in risk management, internal controls, and financial analysis, plus a track record with EY, Deloitte, and Booz Allen Hamilton supporting federal and commercial clients.

We are excited to have her on the team! Welcome to RT3 Bukola!

🚀 RT3 Business Solutions – Value Creation Through Innovation 🚀

At RT3 Business Solutions, we help federal agencies, nonprofits, and businesses strengthen financial management and internal controls through innovative audit, assurance, and strategic solutions.

Our expertise includes:
✔️ Audit Readiness & Remediation
✔️ Performance & Compliance Audits
✔️ Enterprise Risk Management (ERM)
✔️ Internal Control Evaluations & Consulting
✔️ Business Analytics & Process Transformation

💡 Why RT3?

●Led by a former Assistant Inspector General for Auditing.
●Licensed CPAs, CIAs, and federal audit experts.
●Streamlined, cost-effective audit processes.

📍 Washington, DC | 🌐www.rt3businesssolutions.com
📞 (202) 498-2542 | ✉️[email protected])

🎓 Employers Can Help with College Expenses — and Do It Tax-Free

Did you know? Employers can provide up to $5,250 per employee per year in tax-free educational assistance benefits. These programs can cover:
✅ Books, equipment, and supplies
✅ Tuition and fees
✅ Qualified education loans (including principal + interest)

This option, available since March 27, 2020, allows payments to be made directly to the school, the lender, or the employee. It’s a smart way to support your workforce while also taking advantage of a powerful tax benefit.

At RT3 Business Solutions, we help employers and small businesses:
📊 Structure educational assistance programs that comply with IRS rules
📑 Ensure proper documentation to avoid audit risks
💼 Integrate fringe benefit strategies into broader tax and financial planning

As a CPA firm (SDVOSB & SWaM-certified), we bring integrity and expertise to every client relationship — helping you stay compliant while maximizing value for your business and employees.

📩 Let’s talk about how we can implement or optimize an educational assistance program for your team.



www.rt3businesssolutions.com

📚 Back to School—Tax Tip for Educators!

As teachers, counselors, and administrators head back to the classroom, many are reaching into their own pockets to cover supplies and resources for their students. But did you know the Educator Expense Deduction can help ease that financial burden?

👩‍🏫 Who qualifies?
Educators (K-12 teachers, principals, aides, counselors) who work at least 900 hours during the school year in a school that provides elementary or secondary education under state law.

💰 What’s deductible?
You can deduct up to $300 of unreimbursed classroom expenses. If you're married and both spouses are eligible educators, that doubles to $600, but no more than $300 per person.

🧾 Qualified expenses include:

Professional development courses
Books and classroom supplies
Computer equipment and software
Other instructional materials

This deduction is a simple but meaningful way to recognize the investment educators make in our children’s futures.

🔗 Learn more:
• IRS Topic No. 458 – Educator Expense Deduction
• Publication 5349 – Tax Planning is for Everyone

Let’s spread the word and support our educators this school year! 🍎

Exciting News!

We are proud to announce that RT3 Business Solutions has officially received its SWaM Certification from the Commonwealth of Virginia!

SWaM (Small, Women-owned, and Minority-owned Business) certification is a state program that enhances business opportunities for small and diverse businesses in Virginia. This designation helps us access government contracts, connect with new clients, and contribute to a thriving, inclusive business community.

Our approved designations include:
✅ Small Business
✅ Micro Business
✅ Minority-Owned Business
✅ Federal Service-Disabled Veteran-Owned Small Business

This certification strengthens our ability to serve businesses with integrity, expertise, and a commitment to excellence. Thank you to our clients and partners for your continued support—we look forward to growing together!

🚨 **Tax Season Prep Starts NOW!** 🚨

It’s time to start gathering and organizing your records to ensure a smooth and accurate tax filing for 2024!

✅ Why start early?
- Avoid refund delays
- Ensure you file a complete and accurate return
- Stay ahead of potential issues

What documents do you need? 📄
✔️ W-2 – Wage & Tax Statement
✔️ 1099-MISC – Miscellaneous Income
✔️ 1099-NEC – Nonemployee Compensation
✔️ 1099-INT – Interest Income
✔️ 1099-G – Government Payments (Unemployment, Tax Refunds)
✔️ 1095-A – Health Insurance Marketplace Statements
✔️ Receipts, canceled checks & other supporting documents

💡 Pro Tip: The IRS Get Ready page offers great resources to make tax filing easier in 2025! Check it out on IRS.gov.

Don’t wait until the last minute! Let RT3 Business Solutions help you navigate tax season with honesty, integrity, and expertise. 📊💼

📩 DM us today or visit our website to schedule your tax prep consultation! www.rt3businesssolutions.com

HOME | RT3 Biz Solutions RT3 Business Solutions offers specialized audit services, including financial statement, information technology, and performance audits, with extensive experience in Federal audits adhering to Government Auditing Standards (the Yellow Book).

At RT3 Business Solutions, we pause to honor and remember the brave men and women who have made the ultimate sacrifice in service to our country.

We recognize the profound courage and dedication of our fallen heroes and extend our deepest gratitude to their families. Their sacrifices ensure the freedoms and values we cherish every day.

On this Memorial Day, let us all take a moment to reflect on the cost of our freedom and express our thanks to those who have given so much.

In remembrance and gratitude,

RT3 Business Solutions