Cody Richardson - Northwestern Mutual

Stocks rallied in the first week of 2026. Nonetheless, a bifurcated and narrow economy, coupled with a softening labor market, poses risks on the horizon. http://spr.ly/6181Cac09

From tariffs to a record-long government shutdown to a softening labor market, investors were met with no shortage of obstacles in Q4. Nevertheless, U.S. and global equities pushed higher in the fourth quarter to end 2025 on a strong note.

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Working with an advisor during retirement is essential to make sure you’re not paying more taxes than you need to on your hard-earned retirement savings. http://spr.ly/6184CodUY

You’ve earned a splurge on something fun now. But don’t pass up this opportunity to tackle some financial goals. http://spr.ly/61877OnUB

Deepening divisions have begun to form at the U.S. Federal Reserve as policymakers confront a “unique” dilemma of a cooling labor market and stubborn inflation. http://spr.ly/6181CKTQ9

Please reach out if you have questions about the new numbers or how to use them to calculate the amount of federal tax you may owe. I’d love to help. http://spr.ly/61847fJcm

As mixed economic signals continue to muddy the long-term outlook, the need for diversification remains certain. http://spr.ly/61837CVEf

’Tis the season to show appreciation for those who make your life easier all year round—just don’t forget to account for tips in your holiday budget. http://spr.ly/6187700xh

Did you know 76% of American millionaires consider themselves to be disciplined financial planners? This is one of five habits of millionaires Northwestern Mutual identified in our recent Planning & Progress study. All of the habits are things anyone can do. http://spr.ly/61887zFBM

With key economic questions still unanswered, volatility may persist until the outlook becomes clearer. http://spr.ly/61867WZce

You don’t have to overspend to make your holidays memorable. Reach out if you want to talk about how to budget for life’s big moments. http://spr.ly/618171mwX